Enrichment Credit Union Knoxville TN | Quick Personal Loans & ATM Access

Introduction

At Enrichment, we understand that banking is about more than just numbers; it's about community, trust, and building a brighter future together. Located at 9210 Kingston Pike, Knoxville, TN 37922, our West Knoxville Branch has been serving the financial needs of our members since 1950. With a strong foundation and a commitment to excellence, we proudly support 46,738 members with total assets of $919,515,607. While members can visit us at our branch for personal banking services, official correspondence should be sent to the same address. Our dedicated team, led by CEO Jeremy Hodges and Board President Richard Benson, works tirelessly to ensure that each member feels valued and supported. With over $162,200,003 in deposits and a robust loan portfolio featuring 21,359 loans, we are well-equipped to help you achieve your financial goals. Our commitment extends beyond numbers; we strive to create lasting relationships within our community. We offer a variety of services ranging from checking and savings accounts to auto loans and mortgages. If you're looking for a credit union that prioritizes your needs and invests in your community, look no further than Enrichment. Feel free to reach out at 865-531-4727 or visit us online at enrichmentfcu.org for more information on how we can assist you today!

Branch History & Mission

Community Commitment

Enrichment is more than just a credit union; it's a community partner. We actively participate in various outreach programs aimed at improving the quality of life for those in Knoxville. By supporting local charities and educational initiatives, we strive to give back and foster a spirit of togetherness among our members.

Evolution of Enrichment

From our humble beginnings, Enrichment has continually evolved to meet the changing needs of our community. We've expanded our range of services to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. As we grew, so did our community outreach efforts. We believe that supporting local initiatives is just as important as providing financial products. Through partnerships with schools and local organizations, we strive to make a positive impact in Knoxville. While members can visit us at 9210 Kingston Pike Knoxville Tn 37922, official correspondence should be sent to 9210 KINGSTON PIKE, KNOXVILLE, TN 37922-2317.

Join Us Today!

If you're looking for a financial partner who truly cares about your success and well-being, look no further than Enrichment. With convenient operating hours Monday through Wednesday from 9:00 AM to 5:00 PM and Thursday through Friday from 9:00 AM to 5:30 PM we're here when you need us most. We invite you to experience the benefits of membership at Enrichment today! Visit us or call us at (865) 531-4727 for more information on how you can join our growing family. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: we aim to enrich lives through financial education and exceptional service. We understand that managing finances can be overwhelming for many. That's why we're dedicated not only to offering competitive rates but also to providing resources that empower our members to make informed decisions about their money. We embrace technological advancements while ensuring compliance with ADA standards so that all members can access our services easily. Whether it's through online banking or mobile applications, we prioritize customer convenience without compromising on safety or accessibility.

Branch Location & Accessibility

Welcome to the Enrichment Credit Union at our West Knoxville Branch! Conveniently located at 9210 Kingston Pike in the vibrant city of Knoxville, TN, we are here to serve you with all your banking needs. Our branch is nestled near popular spots like the Turkey Creek Shopping Center and is easily accessible, making your visit both pleasant and efficient. At our branch, members will find ample parking available, ensuring a hassle-free experience when you arrive. We prioritize accessibility for everyone; our facility is ADA compliant, featuring ramps and other accommodations to ensure all members can access our services comfortably. Our friendly staff is ready to assist you during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM, and Thursday and Friday from 9:00 AM to 5:30 PM. Whether you're looking to open a new account, apply for an auto loan, or simply ask questions about your finances, we're here for you. In addition to in-branch services, we offer an ATM on-site for quick cash withdrawals and balance checks whenever you need them. If you're in a hurry, take advantage of our drive-thru banking services for deposits and withdrawals without leaving your vehicle. For any official correspondence, while members can visit us at 9210 Kingston Pike, please send mail to our mailing address: 9210 KINGSTON PIKE, KNOXVILLE, TN 37922-2317. Feel free to reach out by phone at 865-531-4727 if you have questions or need assistance before visiting us. We look forward to welcoming you at Enrichment Credit Union!

Member Eligibility

At Enrichment, we believe that joining our community means stepping into a supportive environment where your financial goals are prioritized. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in Knox County, Tennessee, you're already eligible to join us. We also welcome immediate family members of existing members, ensuring that your loved ones can benefit from the same great services. By becoming part of Enrichment, you'll enjoy personalized banking experiences and a range of financial products designed with your needs in mind. To get started on your membership journey, simply visit us at our branch located at 9210 Kingston Pike, Knoxville TN 37922, or give us a call at 865-531-4727 for more information. You can find detailed eligibility criteria by visiting our website at https://www.enrichmentfcu.org/ . Opening an account is straightforward; just check out the account opening details here: http://www.enrichmentfcu.org/online-loan-application . We're excited to welcome you into our Enrichment family!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,356,020, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment solutions can make all the difference. Our merchant services help you streamline transactions so you can focus on what matters most running your business. From credit card processing to online payments, we ensure your customers have a smooth experience at checkout, which can enhance customer satisfaction and loyalty. Located conveniently at 9210 Kingston Pike Knoxville Tn 37922, Knoxville, TN, our team is ready to assist you. For more information or to discuss how we can help your business thrive, call us at (865) 531-4727 today!

Comprehensive List Of Services

ATM & Drive-Thru Services

With our accessible ATM and drive-thru services, banking has never been easier. Withdraw cash, check balances, or complete simple transactions quickly without stepping inside the branch. At Enrichment, we're committed to making banking simple and effective for everyone in our community. Whether you're opening a new account or seeking advice on loans, we're here for you every step of the way. Visit us at 9210 Kingston Pike Knoxville Tn 37922 in Knoxville, TN, call us at (865) 531-4727, or explore more about our offerings online at West Knoxville Branch. Join us today and experience banking like never before!

Auto Loans and Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing services make it easy for you to get behind the wheel without breaking the bank. With competitive rates and flexible terms, we help you find a loan that fits comfortably within your budget. Picture yourself driving off in your dream car, knowing you made a smart financial choice with our support.

Business Banking

If you're a business owner, you'll appreciate our comprehensive business banking services, including merchant services and business loans. We understand the unique challenges businesses face and provide personalized solutions that can help streamline operations and support growth.

Credit Cards with Rewards

Our credit cards come loaded with rewards that benefit you every time you make a purchase. Whether it's cash back on everyday expenses or travel points for your next vacation, our credit cards with rewards are designed to maximize your spending power while keeping costs low.

Mortgage Loans and Refinancing

Owning a home is a significant milestone, and at Enrichment, we're here to assist you every step of the way with our mortgage loans and refinancing options. Our experienced team will work closely with you to navigate through the mortgage process, helping you secure funding for that perfect house or even refinance an existing mortgage for better rates.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go.

Personal Banking

When it comes to managing your day-to-day finances, our personal banking options are designed with you in mind. Whether you're looking to open a checking or savings account, our friendly staff can guide you through the process, helping you choose the best fit for your lifestyle. Imagine having a secure place to store your money while also earning interest on your savings this is just one of the many benefits we provide.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you'll have peace of mind knowing that financial help is readily available. We offer solutions that allow you to manage debts more effectively or cover personal expenses without stress.

Digital & Online Banking

Accessibility and Convenience

With all these features at your fingertips, staying on top of your finances has never been easier. Whether you're at home or on the go, our user-friendly platform allows you to perform transactions securely and effortlessly. No need to wait in line; simply log in whenever it's convenient for you. So why wait? Explore the full potential of banking with us at Enrichment through our digital services today! Visit https://www.enrichmentfcu.org/ to get started and experience the convenience of modern banking tailored just for you.

Key Features

Imagine checking your balance or transferring money with just a few taps on your phone. Our mobile application makes this possible, giving you real-time control over your accounts right in your pocket. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature allows for easy transactions without the hassle of cash. Concerned about security? We've got you covered. Our electronic signature authorization ensures that your sensitive information stays safe while you manage your finances online. If you're someone who prefers going paperless, you'll appreciate our e-statements availability get your financial statements delivered directly to your email, making it easy to stay organized and eco-friendly.

Financial Strength

Growing Member Trust

We currently have a robust total of 134,951 share accounts, showing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending stand at $1,963,473, further emphasizing our capability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Enrichment is your trusted partner. Visit us at 9210 Kingston Pike Knoxville TN 37922 or call 865-531-4727 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $275,924,013 in share certificates and $132,631,404 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong performance is reflected in our net income of $8,741,160, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $80,725,583 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,812 in used auto loans and $670,712,816 in total loans and leases.

Solid Financial Foundation

With a net worth of $96,773,919, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,788,670 in used vehicle loans and $42,652,955 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $68,356,020 provide the capital needed to grow and expand your operations. We understand the importance of having access to funds when opportunities arise.

Closing Thoughts

At Enrichment, we aim to make financing straightforward and accessible. If you're curious about eligibility for any of our loan products or would like more information on how we can assist you further, please don't hesitate to reach out at 865-531-4727 or visit us at 9210 Kingston Pike, Knoxville TN 37922. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here let's take it together!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $19,543,540, designed to help you secure your dream home without unnecessary complications. We also provide refinancing options for those looking to adjust their current mortgage terms.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,599,356 in loans helping members manage their finances effectively. These cards come with no collateral requirement and are ideal for those who want to build credit while maintaining control over their spending.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh stands out by prioritizing verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they see. Unlike many comparison tools, LendMesh does not feature sponsored listings. This means lenders are not prioritized based on paid promotions our goal is to provide unbiased results that truly reflect current market conditions. Another significant benefit of using LendMesh is its real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. This feature is crucial in today's fast-moving financial environment where interest rates can change rapidly.

User Trust and Testimonials

Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective LendMesh can be in helping individuals secure better financial options. For anyone looking to explore loan possibilities, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ENRICHMENT FEDERAL CREDIT UNION