Enrichment Credit Union Kingston TN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Enrichment, your trusted credit union located at 1009 Bradford Way, Kingston, TN 37763. Since our establishment in 1950, we have been dedicated to serving the financial needs of our community with integrity and care. With a proud membership of 46,738 and total assets reaching an impressive $919,515,607, we stand as a pillar of support for all your banking needs. At Enrichment, we understand that managing finances can sometimes feel overwhelming. That's why our team is here to help you navigate through personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and more. Whether you're looking to consolidate debt or start a new business venture, we offer tailored solutions that fit your unique situation. Our commitment to our members extends beyond just numbers; it's about building relationships and trust. Under the leadership of our CEO, Jeremy Hodges, and Board President, Richard Benson, our dedicated staff of 142 employees works tirelessly to ensure you receive personalized service every time you visit us. While you can always reach us at our Kingston branch by calling 865-376-3451, we encourage you to explore our comprehensive services online at www.enrichmentfcu.org. If you need to send official correspondence, please use our mailing address: 1009 BRADFORD WAY, KINGSTON, TN 37763. Join us today and experience the difference of being part of a credit union that truly values its members. We look forward to serving you!

Branch History & Mission

Welcome to the heart of our community, where Enrichment Credit Union has proudly served Kingston, TN, since 1950. Located at 1009 Bradford Way, our branch has grown alongside its members and the surrounding area, evolving into a vital part of local life. Over the years, we have become a trusted partner for financial success and community support. From our humble beginnings, Enrichment has achieved remarkable milestones. We are now proud to serve over 46,000 members with total assets reaching an impressive $919,515,607. Our growth is not just about numbers; it reflects our commitment to fostering strong relationships and helping our members reach their financial goals. At Enrichment Credit Union, we believe in making a difference. Our mission is clear: to provide exceptional financial services while supporting the communities we serve. We offer a range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. But our impact goes beyond transactions; we actively participate in community outreach programs and partnerships that uplift and empower those around us. While members can visit us at 1009 Bradford Way for all their banking needs, official correspondence should be sent to the same address. Our branch operates with customer convenience in mind open Monday through Wednesday from 9:00 AM to 5:00 PM and Thursday through Friday until 5:30 PM. For added accessibility, we offer both ATM services and drive-thru banking options. As we look to the future, we're excited about continuing to enhance our services with digital advancements like online banking and mobile apps. We are dedicated to ensuring everyone in our community can easily access financial resources that meet their needs. Join us today at Enrichment Credit Union! Experience firsthand how we can help you achieve your financial dreams while being part of a community-focused organization that truly cares. For more information or assistance, please call us at 865-376-3451 or visit our website at enrichmentfcu.org. Together, let's build a brighter future!

Branch Location & Accessibility

A Warm Invitation

We invite you to experience all that Enrichment has to offer at our Roane County Branch. Whether you're looking to open a new account or explore our variety of financial services including credit cards with rewards and business banking solutions our team is ready to assist you. Feel free to give us a call at 865-376-3451 or drop by during our operating hours. We look forward to welcoming you!

Easy Access and Amenities

At our branch, we prioritize accessibility for everyone. With ADA-compliant features and convenient parking options, visiting us is a breeze. If you prefer banking on the go, we're pleased to offer drive-thru services for quick deposits and withdrawals without leaving your vehicle. Plus, our ATM is available around the clock, ensuring you can access your funds whenever you need them.

Operating Hours That Fit Your Schedule

Our operating hours are tailored to suit your busy lifestyle. We're open Monday through Wednesday from 9:00 AM to 5:00 PM, and extend our hours until 5:30 PM on Thursday and Friday. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our friendly staff is here to help during those times. If you need to send official correspondence, please note that while members can visit us at our Kingston location, official mail should be directed to the same address: 1009 Bradford Way, Kingston, TN 37763.

Member Eligibility

Welcome to the Enrichment family! Becoming a member of Enrichment is more than just opening an account; it's about joining a supportive community that truly cares about your financial well-being. If you live, work, or worship in our local area, you're likely already eligible to join us. We welcome individuals from all walks of life and believe that everyone deserves access to quality financial services tailored to their needs. For those curious about the specific eligibility criteria, feel free to check out this resource. Opening your account is simple and straightforward. You can start the process online by visiting http://www.enrichmentfcu.org/online-loan-application or give us a call at (865) 376-3451 if you have any questions or need assistance. At Enrichment, we pride ourselves on offering personalized service and various financial products designed to help you thrive. We look forward to welcoming you into our community at 1009 Bradford Way, Kingston TN 37763!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,356,020, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer merchant services that streamline your payment processing. Whether you're running a retail shop or a service-based business, our solutions make it easy for customers to pay securely and conveniently. This means more time focusing on what matters most: growing your business. Visit us at 1009 Bradford Way Kingston Tn 37763 in Kingston, TN or call us at (865) 376-3451 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges, and that's where our Business Banking services shine. From merchant services that help streamline transactions to business loans designed to fuel your growth, we're committed to supporting local entrepreneurs in Kingston.

Community Engagement

At Enrichment, we believe in building strong relationships within our community. Our dedicated staff is always ready to assist with any inquiries or financial advice you may need. Feel free to visit us at our branch located at 1009 Bradford Way Kingston Tn 37763 or give us a call at (865) 376-3451 during our operating hours: M-W 9:00 AM - 5:00 PM and T-F 9:00 AM - 5:30 PM.

Convenient Digital Banking

We know convenience matters in today's fast-paced world. That's why our Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. You can access your funds through our ATM & Cash Withdrawal Services or use basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle.

Get Started Today!

Ready to take control of your financial future? Explore all these fantastic services at Roane County Branch by visiting us online at https://www.enrichmentfcu.org/ or stop by our branch today! Your journey towards smarter financial choices starts here!

Loans and Financing

When it comes to Auto Loans & Vehicle Financing, we know that getting behind the wheel of your dream car is essential. Our loan specialists work closely with you to find financing options that fit your budget. Whether you're buying new or used, we've got you covered. If you're considering homeownership, our Mortgage Loans & Refinancing services simplify the process. We guide you through various mortgage options, ensuring you find the right fit for your financial situation. For those looking to consolidate debt or fund personal projects, our Personal Loans offer flexible solutions tailored just for you.

Personal Banking Solutions

For those looking to manage their everyday finances, our Personal Banking options include checking and savings accounts tailored for all lifestyles. Imagine having a checking account that not only helps you keep track of your spending but also offers rewards for everyday purchases. With our competitive credit cards with rewards, you can earn points on your spending and redeem them for exciting perks.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services allow you to view balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the ease of electronic statements, which are available through Yes. This means no more waiting for paper statements in the mail; everything you need is accessible right on your device. Do you want to send money quickly to friends or family? Our person-to-person transfers make it simple to send cash directly from your account with just an email or phone number. Plus, if you're on the go, our mobile application makes managing your finances even easier.

Security and Ease of Use

We take security seriously. With features like electronic signature authorization available through Yes, you can feel confident that your transactions are protected. Our platform is user-friendly, ensuring that even those who aren't tech-savvy can navigate their accounts without any hassle. Whether you're checking your balance during lunch or making a payment late at night, our services are designed for real-time access and management. Even if you're out shopping and want to make a quick payment, our mobile payments feature ensures that your transactions are smooth and secure. With all these tools available at Enrichment, managing your finances has never been easier or more secure. Join us today and experience the convenience of modern banking!

Financial Strength

Committed Team Ready to Serve

We take pride in having 142 full-time employees dedicated to serving you with expertise and commitment. Our team is here to assist you every step of the way, ensuring that all your banking needs are met promptly and efficiently.

Growing Member Base

With a total of 134,951, we have built a strong and growing member base that trusts us with their finances. This trust allows us to operate confidently while continuously improving our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Enrichment is your trusted partner. Visit us at 1009 Bradford Way Kingston Tn 37763 or call (865) 376-3451 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

We prioritize our members' interests. Your savings are secured through $275,924,013 in share certificates and $132,631,404 in money market shares, which provide stable and rewarding growth opportunities. This approach highlights our dedication to focusing our resources on benefitting you directly.

Robust Earnings and Lending Capacity

Our $80,725,583 in undivided earnings means we reinvest in innovative banking tools and stronger lending options, enhancing the services we provide. With $6,812 in used auto loans and $670,712,816 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $2,186,142, which empowers us to offer competitive loan rates and solid financial products tailored for you.

Strong Financial Foundation

With a net worth of $96,773,919, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We also offer lines of credit tailored to meet your financial needs, with a total of $216,975,799 available for those who may need more flexibility. Plus, if you're considering refinancing options, our team can help identify the best solutions for your situation. Whether you're in Kingston at our branch located at 1009 Bradford Way Kingston Tn 37763 or calling us at (865) 376-3451, we're here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the first step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,788,670 in used vehicle loans and $42,652,955 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, we have flexible options that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $68,356,020 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when they need them most.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,543,540, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans, with a total of $9,599,356 in loans helping members manage their finances effectively. This option allows you to make purchases without the burden of immediate repayment, giving you the freedom to spend wisely.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified information guarantees that users receive fair and transparent offers. One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, providing users with peace of mind that they are looking at reliable options. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. The aim is to provide unbiased results so users can make informed decisions. The platform also offers real-time rate comparisons. This means users have access to up-to-date loan rates from multiple institutions, enabling them to evaluate options effectively and choose what works best for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this illustrate how LendMesh can make a significant difference in users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ENRICHMENT FEDERAL CREDIT UNION - Kingston, TN

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