Enrichment Credit Union Harriman TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Enrichment, your trusted partner in financial growth since 1950. Located at 1834 Roane State Hwy, Harriman, TN 37748, we are proud to serve a vibrant community of 46,738 members. With total assets of $919,515,607 and deposits reaching $162,200,003, we stand as a pillar of support for individuals and families looking to achieve their financial dreams. At Enrichment, we believe in the power of community. Our dedicated team of 142 employees, led by CEO Jeremy Hodges and Board President Richard Benson, is here to provide you with personalized banking solutions tailored to your unique needs. Whether you're looking for auto loans, mortgages, or personal banking services, our diverse offerings ensure that you have access to the resources necessary for your financial journey. While members can visit us at our branch location, official correspondence should be sent to the same address for clarity: 1834 Roane State Highway, Harriman, TN 37748. We encourage you to explore our website at enrichmentfcu.org for more information on our services and how we can assist you. Our commitment extends beyond banking; it's about making a positive impact in our community. We understand that every member's story matters, which is why we strive to create an environment of trust and support. With a solid net worth of $96,773,919 and cash reserves amounting to $5,885,420, we are well-equipped to serve you now and into the future. Ready to take the next step? Call us today at 865-482-0045 or visit us during our lobby hours from Monday to Friday. Let's enrich your financial future together!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking; we actively engage in community outreach initiatives that make a real difference in the lives of those around us. By partnering with local organizations and participating in charitable events, we aim to uplift our community and create lasting positive impacts. While members can visit us at 1834 Roane State Hwy Harriman Tn 37748, official correspondence should be sent to 1834 Roane State Highway, Harriman, TN 37748 if different. You can reach us at (865) 482-0045 during our operating hours: - Lobby Hours: - Monday - Wednesday: 9:00 am - 5:00 pm - Thursday - Friday: 9:00 am - 5:30 pm - Drive-Thru Hours: - Monday - Wednesday: 8:30 am - 5:30 pm - Thursday - Friday: 8:30 am - 6:00 pm - Saturday: 9:00 am - 1:00 pm

Join Us Today!

As we look ahead, we invite you to join Enrichment and experience firsthand the benefits of being part of a credit union that genuinely cares about your financial well-being. Together, let's continue building a strong community where everyone can thrive. Visit us today or explore more about what we offer at our website.

Our Mission

At the heart of Enrichment is a simple yet powerful mission: to empower our members to achieve their financial goals while fostering a strong sense of community. We strive to provide accessible and reliable services such as personal banking, auto loans, mortgages, and credit cards with rewards. Whether you're looking for assistance with everyday banking or planning for future investments, we are here for you. We believe that financial education is key to empowerment. That's why we offer resources and workshops aimed at helping our members make informed decisions about their finances. With tools like online banking and mobile applications, managing your finances has never been easier.

Branch Location & Accessibility

Call to Action

We invite you to visit us soon! If you have any questions or would like more information about our services, don't hesitate to give us a call at 865-482-0045. Your financial well-being is our priority, and we look forward to helping you achieve your goals!

Nearby Landmarks and Accessibility

Our branch is not far from popular local spots like the Harriman Riverfront Park, providing a great backdrop for a quick visit. We understand how important accessibility is; that's why our location is designed with everyone in mind. You'll find plenty of parking available, including designated spaces for those with disabilities. Our facility is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours and Services

We are here for you during the week with lobby hours on Monday through Wednesday from 9:00 AM to 5:00 PM and extended hours on Thursday and Friday until 5:30 PM. Need to come in on Saturday? Our drive-thru service is open from 9:00 AM to 1:00 PM to make your banking even easier! At Enrichment, we offer a variety of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages. For your convenience, we also have an ATM available for quick cash withdrawals and balance checks.

Member Eligibility

Joining the family at Enrichment is more than just opening an account; it's about becoming part of a welcoming community that cares about your financial well-being. If you live, work, or attend school in the area, you're already on your way to membership! Our doors are open to individuals who share a commitment to supporting one another and building a brighter financial future together. By becoming a member, you'll enjoy access to personalized services designed with your needs in mind, from competitive loan rates to helpful financial advice. To learn more about our eligibility requirements and see if you qualify, feel free to visit our website at . If you're ready to take the next step, opening an account is simple and straightforward just head over to http://www.enrichmentfcu.org/online-loan-application . Should you have any questions or need assistance, don't hesitate to give us a call at (865) 482-0045. We're here for you at 1834 Roane State Hwy Harriman Tn 37748, ready to help you start your journey with us!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,356,020, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your store without worrying about whether your customers can pay easily. Our solutions help you accept payments seamlessly, allowing you to focus on what you do best growing your business. Located at 1834 Roane State Hwy Harriman Tn 37748, Harriman, TN, we're here to assist you in navigating your financial journey. Contact us at (865) 482-0045 to learn more about how we can support your business ambitions today!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking services, including merchant services and business loans. This ensures that your company has access to the resources it needs to grow and succeed.

Convenient Access

We know convenience is key in today's fast-paced world. That's why we provide ATM and cash withdrawal services, making it easy for you to access your funds whenever you need them. Additionally, our drive-thru banking allows for quick deposits and withdrawals without leaving your car. In summary, whether you're managing personal finances or running a business, Enrichment is committed to delivering exceptional service tailored just for you. With so many options available from personal banking solutions to business services you're sure to find what suits you best. If you'd like more information about any of our services or are ready to take the next step in achieving your financial goals, don't hesitate! Call us at 865-482-0045 or visit us online at Enrichment FCU. Your journey toward financial well-being starts here!

Credit Options

Looking to make purchases or build credit? Our credit cards with rewards not only allow you to shop conveniently but also earn points for your spending. This could be an excellent choice if you enjoy traveling or dining out.

Home Financing

When it comes to finding a place to call home, we're here with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we have flexible plans that suit various budgets.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer checking and savings accounts designed for all lifestyles. Imagine having the convenience of managing your money anytime with our online and mobile banking services. You can easily check your balance, transfer funds, and pay bills from the comfort of your home or on the go. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank. We understand that life can sometimes throw unexpected expenses your way. That's why we also provide personal loans and debt consolidation solutions to help you stay on track financially.

Digital & Online Banking

Accessing Your Accounts Anytime

With our 24/7 online banking services available at https://www.enrichmentfcu.org/ , you can check balances, transfer funds, and manage your accounts at your own pace. Whether you're at home or on the go, accessing your financial information is just a few clicks away.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application offers a user-friendly interface that simplifies your banking experience. While mobile payments aren't currently available, you can still make person-to-person transfers with ease. Send money to friends or family quickly without needing cash or checks.

Secure and Reliable Banking

Your security is our top priority. Our online banking platform utilizes advanced security measures to keep your personal information safe. With real-time account management features, you can monitor your transactions and stay updated on any activity in your accounts. At Enrichment, we are committed to providing you with the tools you need for hassle-free banking. Embrace the convenience of digital banking today!

User-Friendly Features

Our online platform is designed with you in mind. You can easily sign documents electronically through our electronic signature authorization feature, making transactions faster and more efficient. Plus, enjoy the benefits of e-statements go green and reduce paper clutter while keeping your records organized and accessible whenever you need them.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 134,951, showing a strong and growing member base that trusts us with their finances. This reflects the confidence our community has in us as a reliable partner for their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Enrichment is your trusted partner. Visit us at 1834 Roane State Hwy Harriman TN 37748 or call 865-482-0045 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Investing Back into Our Community

With $80,725,583 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $67,071,281 in total loans and leases including $6,812 in used auto loans, we support your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $275,924,013 in share certificates and $132,631,404 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over profits; this is evident as we have $0 in non-member deposits, ensuring our resources focus solely on benefiting you through better loan rates and exclusive perks.

Proven Operational Efficiency

Our net income of $8,741,160 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 142 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $96,773,919, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,788,670 in used vehicle loans and $42,652,955 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you get the best deal possible when financing your vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $68,356,020 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and ensuring they have the resources necessary for success. At Enrichment, we prioritize transparency and customer service. Our team is here to assist you at every step of the way, whether you're looking for a loan or seeking advice on managing your finances. For more information about our loan offerings or to speak with one of our representatives, please call us at (865) 482-0045. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at our branch located at 1834 Roane State Hwy Harriman Tn 37748 in Harriman, TN, and let's make your financial dreams a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,543,540, make buying or refinancing simple. We believe in making the process straightforward and accessible for everyone. If you're considering refinancing your current mortgage, our team can guide you through eligibility options that may work for you.

Personal Loans and Credit Lines

Need quick access to cash? We also offer unsecured credit card loans with a total of $9,599,356 helping members manage their finances effectively. Whether it's consolidating debt or handling an emergency expense, our personal loans come with flexible terms designed to fit your budget.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This focus on verified data means you can trust the information you receive.

ENRICHMENT FEDERAL CREDIT UNION