At Enrichment, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid foundation that supports your financial needs and aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results. With a
net worth of $96,773,919, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This significant net worth reflects our careful management of resources and our dedication to providing you with reliable banking options. Our
net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is an important indicator of our ability to withstand economic fluctuations while continuing to serve you effectively. Members' savings are secured through
$275,924,013 in share certificates and
$132,631,404 in money market shares, offering stable and rewarding financial growth opportunities. These products allow you to grow your savings safely while enjoying attractive returns. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach helps us enhance the value we provide to our loyal members. With
$80,725,583 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy allows us to continually improve your banking experience. Our lending capacity is robust, with
$6,812 in used auto loans and
$670,712,816 in total loans and leases available for our members. We strive to support your financial goals across various sectors with flexible lending options tailored to your needs. Our
$8,741,160 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This income strengthens our ability to invest back into services that matter most to you. We also take pride in having
142 full-time employees and
0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey with confidence. Net Shares (Funds available for lending and investments):
$1,963,473 further emphasize our readiness to meet your financial needs. Total Share Accounts:
134,951, showing a strong and growing member base that trusts us with their finances. This trust is what drives us every day to do better for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Enrichment is your trusted partner. Visit us at 1116 N Charles G Seivers Blvd Clinton Tn 37716 or call (865) 457-1266 to learn more about how we can help you achieve your financial goals.
