Enfield Community Credit Union Hartford CT

Introduction

Welcome to Enfield Community, your trusted financial partner located at 624 Franklin Ave, Hartford, CT 06114. Established in 1936, we have built a solid reputation for being a member-focused credit union dedicated to serving our community with integrity and care. With a proud membership of 3,666 individuals, we aim to provide personalized service that meets the unique needs of every member. At Enfield Community, we manage total assets of $42,280,699, ensuring that your funds are in safe hands. Our commitment to our members is reflected in our total deposits of $1,451,632 and a net worth of $3,653,575. We understand the importance of providing accessible financial solutions; that's why we've approved over 1,509 loans to help our members achieve their goals. Led by our experienced CEO, Nicholas Major, and Board President, Mark Zirolli, our team of 9 employees works diligently to create a welcoming environment. We encourage you to reach out with any questions or for assistance just give us a call at 860-296-4379. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address: 624 Franklin Ave, Hartford, CT 06114. Join us at Enfield Community and experience a credit union where you are more than just an account number you're family. Visit our website at enfieldcommunityfcu.org or stop by today!

Branch History & Mission

The Enfield Community Credit Union has a proud history that began in 1936, rooted in the belief that financial services should be accessible to everyone. Over the years, our branch has grown alongside our community, adapting to the needs of our members and striving to create a welcoming environment. Located at 624 Franklin Ave, Hartford, CT 06114, we are more than just a financial institution; we are a vital part of the Hartford community. From modest beginnings, we have expanded significantly. Today, we proudly serve 3,666 members and manage total assets amounting to $42,280,699. Our commitment to personal service and community support has been unwavering. We understand that each member's financial journey is unique, and we strive to provide tailored solutions that empower them. At Enfield Community, our mission is clear: we aim to deliver exceptional financial services while fostering a sense of community. We believe in supporting our members not only through competitive loan options and savings accounts but also by engaging in outreach programs that uplift those around us. Whether it's sponsoring local events or collaborating with other organizations for community betterment, we are dedicated to making a positive impact. Our branch operates with convenience in mind. While you can visit us at our main address for all your banking needs during our operating hours Monday, Tuesday, and Friday from 7:30 AM to 4:30 PM; Wednesday from 10:00 AM to 1:00 PM; Thursday from 7:30 AM to 5:30 PM; and Saturday from 9:00 AM to 12:00 PM we also encourage you to reach out via phone at 860-296-4379 for any inquiries or assistance. While there are currently no ATMs or drive-thru services available at this location, we make it easy for members through online banking options and mobile applications. Our commitment extends beyond traditional banking methods; we embrace technology to ensure every member can manage their finances effortlessly. As we continue on this journey together, we invite you to become part of the Enfield Community family. Join us today and experience firsthand the benefits of being a member of a credit union that truly cares about its people. Your financial success is our priority!

Branch Location & Accessibility

Additional Information

While members can visit us at our physical address for all in-person needs, please remember that official correspondence should be sent to our mailing address at 624 Franklin Ave, HARTFORD, CT 6114. If you have any questions or need assistance, don't hesitate to reach out! You can contact us directly at (860) 296-4379. We invite you to come by and explore what Enfield Community has to offer. Our dedicated team looks forward to helping you achieve your financial goals!

Convenient Access and Amenities

At our branch, you'll enjoy ample parking and easy access with ADA-compliant features, ensuring that everyone can visit us comfortably. While we do not have drive-thru banking or ATM services available at this location, our friendly staff is always ready to assist you inside the branch.

Operating Hours

We understand that your time is valuable. That's why we've designed our operating hours to fit your busy schedule. You can stop by on Monday, Tuesday, and Friday from 7:30 AM to 4:30 PM, Wednesday from 10:00 AM to 1:00 PM, Thursday from 7:30 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM.

Member Eligibility

Becoming a member of Enfield Community is like joining a close-knit family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in Hartford County, you're already on the right track to becoming part of our community. We welcome individuals from various backgrounds and offer a supportive environment where your needs are prioritized. To get started, simply visit us at 624 Franklin Ave, Hartford, CT 06114 or give us a call at 860-296-4379 for more information. For the most up-to-date details on eligibility criteria, check out our website at Enfield Community. We can't wait to welcome you into the Enfield Community family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we provide merchant services that streamline your payment processes. Imagine being able to accept payments easily from your customers, no matter where they are. With our systems in place, you can enhance customer satisfaction while simplifying your cash flow management. For more information on how our business banking and commercial services can benefit you, visit us at 624 Franklin Ave Hartford Ct 06114 in Hartford or give us a call at (860) 296-4379. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we have yet to fund any member or non-member commercial loans, we are eager to help local businesses thrive in Hartford, CT. We offer flexible financing options that cater to diverse needs, allowing you to focus on what matters most growing your business.

Comprehensive List Of Services

Banking Services Tailored for You

Whether you are looking to make everyday transactions or save for your future, we have you covered. Our core offerings include ATM Services Only, providing convenient access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance without having to wait in line it's all part of our commitment to making banking accessible and straightforward.

Community Commitment

At Enfield Community, we believe in fostering a strong community connection. Our services are designed not just for individual needs but also to support local initiatives and promote financial literacy among members of all ages. We strive to create an environment where everyone feels welcome and empowered. We invite you to visit us at 624 Franklin Ave Hartford Ct 06114 or explore our website at http://www.enfieldcommunityfcu.org to learn more about how we can assist you on your financial journey. Join us today and discover the difference that personalized service can make! If you're ready to take the next step in managing your finances or simply want more information about our services, don't hesitate to reach out! Your financial well-being is our priority at Enfield Community.

Digital Banking Features

In today's fast-paced world, we know that convenience is key. That's why Enfield Community has embraced digital banking features that allow you to manage your finances from anywhere. With our online banking platform, you can easily check balances, transfer funds, and pay bills with just a few clicks. Plus, if you're on the go, our mobile application keeps you connected and informed right from your smartphone.

Member-Centric Support

Our friendly staff is always available at (860) 296-4379 during our operating hours: Monday, Tuesday, and Friday from 7:30 AM - 4:30 PM; Wednesday from 10:00 AM - 1:00 PM; Thursday from 7:30 AM - 5:30 PM; and Saturday from 9:00 AM - 12:00 PM. Whether you have questions about your account or need assistance with a specific service, we're here to help.

Digital & Online Banking

Key Features

Our online banking services offer 24/7 access, allowing you to check your balance, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast no need for cash or checks. You can also choose to receive your bank statements electronically with our e-statements option, helping you stay organized while doing your part for the environment.

Mobile Banking Made Easy

For those on the go, our mobile application is here to help! You can download it directly to your smartphone and enjoy all the benefits of online banking right in your pocket. While we currently don't offer mobile payments, our app provides everything else you need for real-time account management.

Security You Can Trust

Your security is our top priority. While we do not support electronic signature authorization at this time, rest assured that all transactions made through our digital platforms are protected with robust security measures. We strive to create a user-friendly experience that keeps your information safe while providing easy access to your accounts. In short, whether you're using your computer or mobile device, Enfield Community ensures that managing your finances is straightforward and secure. Join us today and experience the convenience of banking at your fingertips!

Financial Strength

Commitment to Growth

With $3,216,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $670 in used auto loans and $17,336,374 in total loans and leases.

Growing Member Base

We have built trust within our community, as shown by our total share accounts of 6,559. This growing member base reflects the confidence placed in us by those we serve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Enfield Community is your trusted partner. Visit us at 624 Franklin Ave Hartford Ct 06114 or call (860) 296-4379 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,656,230 in share certificates and $2,068,714 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to excellence is reflected in our operations as well. Our $0 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $3,653,575, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,200,435 in used vehicle loans and $944,563 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, we have flexible options tailored just for you.

Credit Lines and Unsecured Loans

If you're looking for additional flexibility in managing your finances, we also offer total credit lines of $3,400,000 and flexible terms on unsecured credit card loans. With a total of $541,992 in unsecured credit card loans available, we aim to help you manage expenses effectively without the stress of high-interest debt.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,843,403, make buying or refinancing simple. We're committed to providing competitive rates and personalized service to guide you through the process.

Refinancing Options

For those who already have loans but want to improve their terms or lower payments, refinancing options are available. This can be an excellent way to save money and better align your payments with your current financial situation. For any questions or to learn more about our loan products and how they can work for you, don't hesitate to contact us at 860-296-4379. We're here to support your financial journey from start to finish! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for all users. By pulling information from legitimate financial institutions, LendMesh guarantees that the data you see reflects current market conditions.

ENFIELD COMMUNITY FEDERAL CREDIT UNION