Enfield Community Credit Union CT | Convenient ATM Access

Introduction

Welcome to Enfield Community, your trusted partner in financial wellness located at 182 South Rd, Enfield, CT 06082. Since our establishment in 1936, we've proudly served over 3,666 members, helping them achieve their financial goals with personalized services and community-focused solutions. With a total of $42,280,699 in assets and $1,451,632 in deposits, we are committed to offering a secure place for your savings. At Enfield Community, we understand that banking is about more than just numbers; it's about relationships. Our dedicated team of 9 employees, led by CEO Nicholas Major and Board President Mark Zirolli, is here to provide you with the support you need whether it's for loans or everyday banking needs. We have facilitated a total of 1,509 loans and leases, ensuring our members can access funds for everything from home purchases to education expenses. While members can visit us at our branch location, official correspondence should be sent to the same address: 182 South Rd, Enfield, CT 6082. Feel free to reach out at 860-253-4780 for any inquiries or assistance. Join us on this journey towards financial empowerment and community growth. Explore our website at http://www.enfieldcommunityfcu.org to learn more about our services and how we can help you thrive. We're excited to be part of your financial story!

Branch History & Mission

At Enfield Community, we take pride in our rich legacy of service and growth since our founding in 1936. Located at 182 South Rd, Enfield, CT 06082, we have been dedicated to providing our members with the financial support they need to thrive. Over the years, we have seen our community grow and adapt, and so have we. Today, we proudly serve a membership of over 3,600 individuals and families who trust us with their financial needs. Our mission is clear: to empower our members through accessible financial services while fostering a strong sense of community. We understand that banking goes beyond transactions; it's about building relationships and supporting each other. Whether you're looking for a loan to buy your first car or need help managing your savings, we are here to guide you every step of the way. As we reflect on our journey, it's important to acknowledge some key milestones that have shaped who we are today. Our total assets stand at an impressive $42,280,699, which showcases our commitment to stability and growth for our members. With a team of dedicated professionals totaling nine employees we ensure that every member receives personalized attention and care. While members can visit us at our branch location, official correspondence should be sent to the same address: 182 South Rd, Enfield, CT 6082. Our operating hours are designed to accommodate your schedule: Monday through Friday from 8 AM to 4:30 PM (with Wednesday opening at 9 AM), and Saturdays from 9 AM to 12 PM. We also strive to embrace digital advancements in banking. Our online services provide convenience while ensuring ADA compliance for all users. Whether it's online banking or person-to-person payments, we make it easy for you to manage your finances from the comfort of your home. Community outreach is close to our heart. We believe in partnering with local organizations and schools to give back and support those around us. This commitment not only strengthens our ties within the community but also enhances the overall well-being of Enfield. If you're looking for a credit union that prioritizes both your financial success and community growth, look no further than Enfield Community. Join us today and experience firsthand the benefits of being part of a member-focused institution where your needs come first! For more information or assistance, feel free to call us at 860-253-4780. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Enfield Community, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can enjoy our services without barriers. Parking is available right outside the building, so you won't have to worry about finding a spot when you visit us.

Call to Action

We invite you to come in and experience the difference at Enfield Community. Whether it's opening an account or discussing loan options, our friendly staff is here to help! Don't hesitate to reach out or stop by during our operating hours we can't wait to welcome you!

Operating Hours

We understand that life gets busy, which is why we offer flexible hours to fit your schedule. You can visit us Monday through Friday from 8:00 AM to 4:30 PM, with slightly later opening on Wednesdays starting at 9:00 AM. Plus, if you're looking to get things done on Saturday, we're open from 9:00 AM until noon!

Services Offered

While we currently don't have ATM services or a drive-thru option, our dedicated team is ready to assist you with personal banking services directly inside the branch. If you need assistance or have questions about your account or loans, feel free to give us a call at 860-253-4780.

Member Eligibility

At Enfield Community, we believe that everyone deserves a financial partner who truly cares. Joining our community is easy and welcoming. If you live, work, worship, or attend school in Hartford County, you're already eligible to become a member! We're here to support you with personalized financial services tailored to your needs. By becoming a member, you gain access to a range of benefits, including competitive rates on loans and savings accounts, which can make a real difference in your financial journey. To learn more about the specific eligibility criteria and ensure you have all the details you need, feel free to check out our website at Enfield Community. When you're ready to open an account or if you have any questions, don't hesitate to reach out to us at 860-253-4780. We're excited to welcome you into our family at Enfield Community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely, allowing you to focus on what you do best running your business. Our services help you streamline transactions, making it easier for your customers to pay and for you to manage cash flow. Located at 182 South Rd Enfield Ct 06082 in Enfield, CT, our team is here to guide you through every step of your financial journey. Whether you're looking for a loan or need assistance with payment solutions, we're just a phone call away at (860) 253-4780. Let's work together to build a brighter future for your business!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Community Commitment

As part of the Tobacco Valley Teachers Fcu, we believe in supporting our community by offering financial education and resources that empower our members. We strive to create a welcoming environment where all individuals feel valued and understood. We invite you to visit us at 182 South Rd Enfield Ct 06082 or explore our website for more details about how we can help you achieve your financial goals.

Accessibility and Support

We know that not everyone prefers online interactions, which is why we maintain traditional banking hours to serve those who like face-to-face communication. Our friendly staff is always ready to assist you with any questions or concerns you may have. Feel free to give us a call at (860) 253-4780 if you need immediate assistance or would like more information about our services.

Digital Banking Features

In today's fast-paced world, we understand that convenience is key. That's why Enfield Community emphasizes digital banking solutions. With our online banking system, managing your account has never been easier. You can pay bills, transfer funds, and monitor your transactions from the comfort of your home or on the go using your mobile device. Our secure platform allows you to handle your finances safely and efficiently.

Join Us Today!

Your financial journey is important, and at Enfield Community, we're dedicated to helping you succeed. Whether you're taking the first steps towards saving, investing in a new vehicle, or simply looking for reliable banking options, we're here for you. Don't hesitate reach out today or stop by our branch! We look forward to serving you soon!

Member-Focused Banking Solutions

One of the key services we offer is ATM Services Only. This means that even if you can't visit us during business hours, you can still access your funds easily through our ATM network. Imagine needing cash for an unexpected expense late in the evening or wanting to check your account balance while out shopping our ATM services ensure that you have convenient access to your money whenever you need it.

Digital & Online Banking

Key Services

Our online banking platform makes it easy to check balances, transfer funds, and pay bills with just a few clicks. For those who enjoy going paperless, we provide e-statements, allowing you to view your financial information quickly and securely without cluttering your mailbox. Plus, if you need to send money to friends or family, our person-to-person transfer feature lets you do so easily and instantly.

Mobile Access

For added convenience, our mobile application is designed for on-the-go banking. Whether you're waiting in line or relaxing at home, accessing your accounts has never been easier. Although mobile payments are not currently offered, our app ensures you can manage all other aspects of your banking effortlessly.

Security and Support

Your security is our top priority. We utilize advanced technology to keep your information safe while providing a user-friendly experience. While we don't currently support electronic signature authorization for documents, our team is always here to assist you with any inquiries or support you may need. With Enfield Community, enjoying the freedom of real-time account management is just a click away. Embrace the ease of digital banking today!

Financial Strength

A Committed Team

We also take pride in having 7 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With 6,559 total share accounts, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Enfield Community is your trusted partner. Visit us at 182 South Rd Enfield Ct 06082 or call (860) 253-4780 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $3,656,230 in share certificates and $2,068,714 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This means that with non-member deposits at $0, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $3,216,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $670 in used auto loans and $17,336,374 in total loans and leases.

Solid Financial Health

With a net worth of $3,653,575, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Support

For those considering refinancing or exploring eligibility options for any of our loan products, our team is here to assist you. We aim to make your financial journey as smooth as possible. For more information or to discuss your specific needs, feel free to reach out to us at (860) 253-4780 or visit us at 182 South Rd, Enfield CT 06082. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what you're planning for your future, Enfield Community is here to support you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,200,435 in used vehicle loans and $944,563 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in your dream vehicle.

Credit Lines

If you're looking for flexibility in borrowing, consider our credit lines totaling $3,400,000. This option allows you to access funds when you need them without the commitment of a fixed loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,843,403, make buying or refinancing simple. We strive to support our members through every step of the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $541,992 in loans helping members manage their finances effectively. These cards are designed to provide convenience while keeping your budget in check.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By using LendMesh, you gain access to a tool designed for transparency and reliability in the often complex world of loans. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This is based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each loan offer is verified, giving users peace of mind that they are looking at genuine options. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, which fosters trust and transparency. Additionally, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. This means you receive unbiased results tailored to your needs. With real-time rate comparisons from multiple institutions, LendMesh helps users make informed decisions. You can easily compare loan rates side by side, allowing for a straightforward evaluation of your options. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in securing favorable loan terms. For anyone looking to compare real-time loan offers today, visit LendMesh and discover the best rates tailored to your financial needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.