Enfield Community Credit Union CT | Affordable Auto Loans & Mortgages

Introduction

Welcome to Enfield Community, your trusted financial partner located at 11 Cranbrook Blvd, Enfield, CT 06082. Established in 1936, we have been dedicated to serving our community for over 85 years, providing personalized banking solutions that help our members thrive. With a total membership of 3,666 and total assets exceeding $42,280,699, we are proud to be a cornerstone of financial stability in the area. At Enfield Community, we understand that each member has unique needs. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages. Whether you're looking to buy your first car or planning for retirement, we're here to guide you every step of the way. While members can visit us at our branch, official correspondence should be sent to the same address: 11 Cranbrook Blvd, Enfield, CT 06082. Our friendly team is ready to assist you with any inquiries feel free to reach out at 860-253-5100 or fax us at 860-253-5103. Led by CEO Nicholas Major and Board President Mark Zirolli, our team of 9 employees is committed to ensuring your financial success. With a net worth of $3,653,575 and total deposits reaching $1,451,632, we prioritize your security and growth. Join us today and discover the difference of community-focused banking. Visit our website at enfieldcommunityfcu.org for more information or stop by during our operating hours: Monday and Tuesday from 8 AM to 4 PM, Wednesday from 8:30 AM to 4 PM, Thursday from 8 AM to 6 PM, Friday from 8 AM to 4:30 PM, and Saturday from 9 AM to 12 PM. We look forward to serving you!

Branch History & Mission

Join Us!

We invite you to become part of the Enfield Community family. Experience personalized service backed by years of dedication and expertise in serving our members' needs. Whether you're looking for help with loans or simply want guidance on managing your finances better, we're here for you every step of the way. Feel free to reach out at 860-253-5100 or visit us during our operating hours: Monday and Tuesday from 8 AM - 4 PM; Wednesday from 8:30 AM - 4 PM; Thursday from 8 AM - 6 PM; Friday from 8 AM - 4:30 PM; and Saturday from 9 AM - 12 PM. Together, let's build a brighter future!

Our Journey

The story of Enfield Community began nearly nine decades ago when a group of local residents recognized the need for accessible financial resources tailored to the unique needs of their community. Over the years, we have achieved several milestones that reflect our commitment to growth and innovation. From humble beginnings, we have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Located at 11 Cranbrook Blvd, Enfield CT 06082, our branch is easily accessible for all members. We are just a stone's throw away from local landmarks such as the Enfield Town Hall and the beautiful Enfield Memorial Park, making it convenient for you to stop by for your banking needs. While members can visit us at this address, official correspondence should be sent to 11 Cranbrook Blvd, Enfield, CT 06082.

Our Mission

At Enfield Community, our mission is simple yet profound: to enhance the financial well-being of our members while actively supporting our community's growth. We strive not only to provide top-notch financial services but also to engage in outreach initiatives that uplift and empower those around us. Whether through partnerships with local organizations or community events aimed at financial education, we believe in giving back. In today's fast-paced world, we are committed to keeping up with technological advancements that enhance your banking experience. Our digital services include online and mobile banking options, ensuring you can manage your finances conveniently from anywhere.

Branch Location & Accessibility

Accessibility and Features

We prioritize accessibility for all our members. Our location features ADA-compliant ramps and spacious parking options to ensure everyone can easily access our services. Plus, we offer a drive-thru banking service for added convenience; whether you're making a deposit or a quick withdrawal, we've got you covered without needing to leave your vehicle.

Connect with Us

Ready to experience exceptional service? We invite you to visit us at Enfield Community or give us a call at 860-253-5100 if you have any questions. Our friendly staff is eager to assist you with all your banking needs!

Operating Hours

Our doors are open during convenient hours designed to fit your busy schedule. You can visit us on Mondays and Tuesdays from 8 AM to 4 PM, Wednesdays from 8:30 AM to 4 PM, Thursdays from 8 AM to 6 PM, Fridays from 8 AM to 4:30 PM, and Saturdays from 9 AM to 12 PM. We strive to be available when you need us most!

Services Offered

At the Enfield Community branch, we're proud to offer a variety of services tailored just for you. From personal banking like checking and savings accounts to auto loans and mortgage financing, our team is here to help. We also provide credit cards with rewards, business banking solutions, and online and mobile banking options making it easier than ever to manage your finances.

Member Eligibility

Becoming a member of Enfield Community is like joining a welcoming family where your financial well-being is our priority. At Enfield Community, located at 11 Cranbrook Blvd Enfield Ct 06082, we believe that everyone deserves access to quality financial services, which is why our membership is open to a wide range of individuals. Whether you live, work, or worship in the local community, you may be eligible to join us and enjoy the benefits that come with membership, such as competitive loan rates and personalized service. Opening an account with us is straightforward and convenient. If you're interested in taking this step, feel free to reach out at (860) 253-5100 for assistance or visit our website for more information on eligibility criteria and how to open your account. You can find detailed eligibility information at . We're excited to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services designed to simplify daily transactions. Whether you're processing payments through a point-of-sale system or managing online sales, our services are here to keep your cash flow smooth and efficient. Imagine serving your customers better while having more time to focus on what you love running your business. Visit us at 11 Cranbrook Blvd Enfield Ct 06082 or give us a call at (860) 253-5100 to explore how we can partner with you on your journey to success!

Tailored Business Loans

Imagine being able to purchase new equipment, expand your workspace, or even launch a marketing campaign without financial strain. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs, we offer specialized Business Banking services including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, our team is here to assist you every step of the way.

Convenient Access and Support

At Enfield Community, we know convenience matters. That's why we provide ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. If you're ever in need of assistance, feel free to call us at (860) 253-5100 during our operating hours: Monday through Friday with extended hours on Thursday. In today's fast-paced world, having access to reliable financial services is essential. We invite you to explore how our comprehensive offerings can make your financial journey easier and more rewarding. Ready to take the next step? Visit us at 11 Cranbrook Blvd Enfield Ct 06082 or connect with us online at Enfield Community Fcu today!

Loans Tailored for You

Need a new car or looking to buy a home? Our Auto Loans & Vehicle Financing options help you hit the road without breaking the bank. For those considering home ownership, our Mortgage Loans & Refinancing solutions provide competitive rates and flexible terms. If you find yourself needing extra cash for unexpected expenses, our Personal Loans & Debt Consolidation services can give you peace of mind.

Personal Banking Made Easy

We understand that managing your money can sometimes feel overwhelming. That's why we offer Personal Banking services like Checking & Savings Accounts that fit your lifestyle. Imagine having a checking account that allows you easy access to your funds while earning interest on your savings. With our user-friendly Online & Mobile Banking, you can check your balances, transfer money, and pay bills from the comfort of your home or on the go.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! These cards not only help you build credit but also reward you for every purchase you make. It's like getting paid to spend!

Digital & Online Banking

Key Features of Our Online Banking Services

With our user-friendly online banking services, checking your balance, transferring funds, or paying bills has never been easier. You can also take advantage of e-statements, allowing you to view your financial statements online instead of waiting for them in the mail. This not only saves time but also helps you go green by reducing paper waste. Need to send money to friends or family? Our person-to-person transfer feature makes it quick and hassle-free. Just a few clicks, and the money is on its way! Plus, our mobile application provides easy access to all these features right from your smartphone, ensuring that you're always in control of your finances.

Security and Convenience

We prioritize your security at every step. While we currently do not offer electronic signature authorization, our systems are built with multiple layers of protection to keep your information safe. You can trust that your data is secure as you navigate through our services. Whether you're making payments or checking transactions, our online banking platform is designed for ease-of-use so that even those who aren't tech-savvy will find it straightforward. With real-time account management and easy navigation, managing your finances has never felt more accessible. In a world where life moves fast, Enfield Community aims to provide the convenience you deserve without compromising on security. Explore our digital banking options today and experience how easy managing your money can be!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 6,559, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Enfield Community is your trusted partner. Visit us at 11 Cranbrook Blvd Enfield Ct 06082 or call (860) 253-5100 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $3,216,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $670 in used auto loans and $17,336,374 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $3,656,230 in share certificates and $2,068,714 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $3,653,575, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any of your current loans, we provide options that may help reduce your monthly payments or lower your interest rate. For more information about eligibility requirements and how we can assist you further, don't hesitate to reach out. At Enfield Community, we prioritize making financial services accessible and straightforward. Visit us at 11 Cranbrook Blvd Enfield Ct 06082, Enfield, CT, or call us at (860) 253-5100 for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,200,435 in used vehicle loans and $944,563 in new vehicle loans already helping members get on the road. We provide flexible terms to make your car-buying experience as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,843,403, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $541,992 in loans helping members manage their finances effectively. Our credit cards come with rewards and can be a great way to handle unexpected expenses while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each loan listing reflects the most current rates and terms available in the market.

ENFIELD COMMUNITY FEDERAL CREDIT UNION - Enfield, CT