Energy People Credit Union Tabernacle NJ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Energy People, your trusted partner in financial wellness since 1960! Located at 39 Wicklow Dr, Tabernacle, NJ 08088, we are dedicated to serving our community with a wide range of financial products and services tailored just for you. With a strong commitment to our members, we currently support over 1,300 individuals and families in achieving their financial goals. At Energy People, we understand that every financial journey is unique. That's why we offer personalized services like checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets of $18,745,117 and deposits exceeding $1,627,876 reflect our stability and reliability as a credit union you can count on. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 279, Medford, NJ 80555. If you have any questions or need assistance, don't hesitate to reach out! Our friendly team is here to help you from 9 AM to 9 PM on weekdays. You can call us at (609) 268-9222. Under the leadership of our CEO Janice Hughes and Board President John Cook, we strive not only to meet but exceed your expectations. With a total of 5 dedicated employees, we're small enough to know you by name but big enough to provide comprehensive services that make a difference in your life. Join the growing number of satisfied members who trust Energy People for their financial needs. Visit us today or check out our website at energypeoplefcu.com to learn more about how we can support you on your financial journey!

Branch History & Mission

Community Focus

Our dedication extends beyond banking; it's about building lasting relationships within the community. We regularly engage in outreach efforts and partnerships that uplift those around us. From local events to educational workshops, we strive to make a positive impact in Tabernacle and beyond. While you can visit us at 39 Wicklow Dr for your banking needs, official correspondence should be sent to PO Box 279, Medford, NJ 80555 if necessary. We encourage you to take advantage of our operating hours from 9 AM to 9 PM on weekdays when our team is available to assist you. As technology advances, so do we. Our online banking platform ensures that managing your finances is both convenient and secure. Plus, with shared service center access available for our members, help is always within reach even when you're away from home.

Join Us Today!

At Energy People, we invite you to become part of our family. Experience firsthand how being a member can make a difference in your financial life. With no ATM or drive-thru service currently offered at this location but plenty of personalized service available inside, we're ready to help you navigate your financial journey. Explore what membership can do for you today! Visit us online at Energy People or call us at (609) 268-9222 for more information on how you can join and thrive with us.

Our Mission

At Energy People, our mission is clear: we aim to empower our members through accessible financial solutions while actively contributing to the well-being of our community. We believe that everyone deserves the chance to achieve their financial goals without facing unnecessary barriers. That's why we provide services such as checking and savings accounts, auto loans, mortgage options, and personal loans all designed with your best interests in mind. We understand that navigating finances can sometimes be overwhelming. That's why we prioritize creating an environment where every member feels valued and heard. Whether you're looking for advice on saving for a home or need assistance with managing debt, our knowledgeable staff is here to guide you every step of the way.

Branch Location & Accessibility

Location Highlights

Our branch is situated near local landmarks that many residents know well, making it simple to find us. As you navigate through the area, you'll appreciate the ease of parking available right outside our doors. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably.

Operating Hours

Energy People is open Monday through Friday from 9 am to 9 pm, so you can stop by after work or during your lunch break. Our dedicated team is here to help you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more.

Services Offered

While we currently don't have an ATM or drive-thru service, our shared service center allows members from partner credit unions to perform basic transactions like deposits and withdrawals. If you need assistance beyond the basics, feel free to reach out; we're just a phone call away at 609-268-9222. While members can visit us at 39 Wicklow Dr for all their banking needs, please note that official correspondence should be sent to PO Box 279 in Medford if necessary. We invite you to come by Energy People today! Whether you're looking for a new account or need help with financing options, our friendly staff is ready to assist you. Your financial journey matters to us!

Member Eligibility

Welcome to Energy People, where becoming a member means joining a community that truly cares about your financial well-being! If you live, work, or worship in the Tabernacle area, you're already on your way to membership. At Energy People, we believe that everyone deserves access to personalized financial services tailored to their needs. Our friendly team is here to help you navigate the simple process of opening an account, which you can start online by visiting our account opening page at https://nds.onlinecu.com/epfcu/#/sign-up . If you have any questions or need assistance, don't hesitate to give us a call at (609) 268-9222. For more detailed information about eligibility criteria, feel free to check out our website at . We can't wait to welcome you into the Energy People family!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine having a system in place that streamlines your transactions and enhances customer satisfaction. Our merchant services provide just that enabling you to accept payments seamlessly while keeping track of sales data effortlessly. This means more time focusing on what matters most: growing your business. Located at 39 Wicklow Dr Tabernacle Nj 08088 in Tabernacle, NJ, we invite you to visit us or call (609) 268-9222 to learn how our business banking solutions can help your enterprise thrive today!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, Energy People provides essential banking solutions through our business banking services. From merchant services that simplify transactions to business loans that help you grow your venture, we are committed to supporting local businesses.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking options that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go.

Loans and Credit Solutions

If you're facing unexpected expenses or want to consolidate your debt, our personal loans are designed to provide you with the financial relief you need. Additionally, we offer credit cards that come with rewards making it easy to earn while you spend.

Personal Banking

Managing your day-to-day finances has never been easier with our personal banking services. We offer both checking and savings accounts that cater to your individual needs. If you're in the market for a vehicle, consider our auto loans and vehicle financing options which can help you drive away in your dream car without breaking the bank. For those looking to invest in a home, our mortgage loans and refinancing services provide competitive rates and personalized support.

Shared Branch Transactions

As part of our commitment to accessibility, we provide basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals even when you're away from our branch! At Energy People, we pride ourselves on being more than just a financial institution; we're a community partner focused on helping you achieve your financial goals. Explore our range of services today by visiting us online at energypeoplefcu.com or stop by our branch for personalized assistance. Ready to take the next step? Open an account with us today by visiting this link. Your financial future starts here!

Digital & Online Banking

Key Features

Managing your money is simple with our user-friendly platform. You can view balances, transfer funds, and pay bills without stepping foot in a branch. Plus, our electronic signature authorization means you can sign documents digitally no need for paper or in-person visits! If you prefer going paperless, e-statements are available too, allowing you to keep track of your transactions while helping the environment. For those who love staying connected on the go, we offer person-to-person transfers, making it easy to send money to friends and family directly from your account. Although we don't currently support mobile payments or have a mobile app, you can still enjoy the ease of online banking from any device with internet access.

Security You Can Trust

Security is at the heart of everything we do at Energy People. Our online banking platform utilizes advanced encryption technology to keep your information safe and secure. You can feel confident knowing that your personal data is protected as you manage your finances. In today's fast-paced world, having real-time access to your accounts can make all the difference. With our digital banking services, you're always just a few clicks away from taking control of your financial future. Whether you're checking balances or transferring funds, we've made it easy for you to stay on top of things. Join us at Energy People and experience the benefits of modern banking designed with you in mind!

Financial Strength

A Solid Foundation

With a net worth of $3,297,663, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,759 further demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $2,861,108 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $170 in used auto loans and $15,370,247 in total loans and leases.

Growing Together

Total Share and Deposit Accounts stand at 1,603, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further reflecting our dedication to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Energy People is your trusted partner. Visit us at 39 Wicklow Dr Tabernacle Nj 08088 or call (609) 268-9222 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $6,066,977 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,177,575 in used vehicle loans and $3,885,153 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car buying experience easier.

Credit Lines

Need a little extra cash flow? Our total credit lines available amount to $500,000. These lines can help you manage unexpected expenses or larger purchases without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $763,695, make buying or refinancing simple. We strive to guide you through every step of the process, ensuring you feel confident and informed along the way.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could lower your monthly payments or adjust your loan terms to better fit your budget. Contact us for more details on eligibility and how we can assist you in making this transition smoothly. To learn more about our loan products or to discuss which option might be best for you, don't hesitate to reach out! You can contact us at (609) 268-9222, and our team will be happy to assist you during our operating hours from 9 am to 9 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Energy People, we are dedicated to helping you achieve your financial dreams with ease and confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This is a great option for those looking to build or improve their credit history while enjoying the convenience of credit for everyday purchases.

Loan Aggregator

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ENERGY PEOPLE FEDERAL CREDIT UNION - Tabernacle, NJ