Energy One Credit Union Houston TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Energy One, your trusted financial partner located at 5 Greenway Plaza, Houston, TX 77046. Since our establishment in 1935, we have been dedicated to serving our members and fostering community growth. With a total membership of over 18,526, we pride ourselves on providing personalized banking solutions tailored to meet the diverse needs of our members. At Energy One, we understand that financial success is built on trust and reliability. That's why we offer a comprehensive range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our commitment to our members is reflected in our impressive financial standing, boasting total assets of $272,140,797 and total deposits reaching $10,803,626. Our leadership team is here to support you every step of the way. Under the guidance of our CEO Steven McNabb and Board President Doug Rowley, we strive to ensure that every member feels valued and supported in their financial journey. With a team of 57 dedicated employees, we are always ready to assist you with any questions or concerns. While you can visit us at our branch for friendly service and expert advice, official correspondence should be sent to our mailing address: 5 E Greenway Plaza, Ste 110, Houston, TX 77046. We invite you to explore how Energy One can help you achieve your financial goals. Whether you're looking for a new loan or simply want to open an account, feel free to call us at 713-350-4700 or visit our website at energyone.org for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Community Focus

Energy One is more than just a financial institution; we are deeply rooted in the community. Through partnerships with local organizations and initiatives focused on outreach and education, we aim to uplift those around us. We actively participate in events that promote financial literacy and provide resources to help individuals make informed decisions about their finances. In today's fast-paced world, we also embrace technology to enhance your banking experience. With online banking and mobile payment options available, managing your finances has never been easier.

Join Us

As we look toward the future, our commitment remains steadfast: providing exceptional service while making a positive impact in Houston and beyond. We invite you to join Energy One today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. For more information or to start your membership journey with us, please visit our website or call us at 713-350-4700 during lobby hours from 8 AM to 4 PM, Monday through Friday. Together, let's build a brighter future!

Our Mission

Our mission is clear: to enrich the lives of our members and support our community's growth. We strive to offer financial services that are accessible and beneficial while fostering a sense of belonging among our members. At Energy One, we believe in building strong relationships based on trust and transparency. Whether you need help with checking and savings accounts or seeking advice on loans and mortgages, we are here for you. While members can visit us at 5 Greenway Plz, official correspondence should be sent to 5 E Greenway Plaza, Ste 110, Houston, TX 77046 if different from the branch address. We understand that convenience matters; that's why we offer shared service center availability for added flexibility.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is equipped with features such as ADA-compliant ramps and ample parking spaces, ensuring everyone can visit us comfortably.

Get in Touch!

Have questions? Feel free to give us a call at 713-350-4700. We look forward to welcoming you in person soon! At Energy One, we're committed to providing the best banking experience possible for our members in Houston and beyond.

Operating Hours

We're here to serve you Monday through Friday from 8:00 AM to 4:00 PM. Our dedicated staff is ready to assist you during these hours, whether you're looking for personal banking services or need help with loans and mortgages.

Services Offered

At Energy One, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Additionally, our shared service center means you can conduct basic transactions even if you're a member of another participating credit union. Although we currently do not have ATM or drive-thru services available at this location, our team is always on hand to help you with any cash withdrawal needs directly inside the branch.

Member Eligibility

At Energy One, we believe that becoming a member is like joining a close-knit family where your financial well-being is our priority. If you're looking to join us at our branch located at 5 Greenway Plz, Houston, TX 77046, you'll find that eligibility is designed to be accessible and inclusive. We welcome individuals who live, work, worship, or attend school in certain areas of Texas, as well as their immediate family members. This means that if you're connected to our community in any way, you likely qualify to enjoy the benefits of membership! For detailed eligibility criteria, feel free to explore more at this link. Joining Energy One opens the door to a range of financial products and services tailored just for you. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we have something for everyone. Best of all, the process of opening an account is straightforward and friendly just give us a call at 713-350-4700 or check out how easy it is to get started by visiting our account opening page. We can't wait for you to experience the supportive environment that makes Energy One truly special!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $29 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $25,675,692, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify payment processing, allowing you to focus on running your business. From point-of-sale systems to online payment solutions, our tools make it easy for customers to pay you whether they are shopping online or in person. Located at 5 Greenway Plz Houston Tx 77046 in Houston, TX, we're here to help your business thrive. Contact us today at (713) 350-4700 to explore how we can support your financial needs!

Comprehensive List Of Services

Convenient Access Anytime

Understanding that convenience is key in today's fast-paced world, we ensure that accessing your accounts is easy. Our online and mobile banking features allow you to handle transactions whenever it suits you best. You can also make basic shared branch transactions such as deposits and withdrawals if you're a member of partner credit unions. For those who prefer visiting us in person, our friendly staff is ready to assist during lobby hours from 8:00 AM to 4:00 PM on weekdays. Have questions? Feel free to reach out at 713-350-4700; we're always happy to help!

Financing Your Dreams

Thinking about buying a new car? Our auto loans and vehicle financing options are here to help you hit the road without breaking the bank. We provide competitive rates and flexible terms to suit your budget. If homeownership is on your horizon, explore our mortgage loans and refinancing options designed to guide you through one of life's biggest decisions.

Join Us Today

At Energy One, we're more than just a credit union; we're a community focused on helping you achieve financial wellness. Ready to take the next step? Visit us online at Energy One for more information about our services or join us today. Your financial journey starts here!

Personal Banking Made Easy

We understand that managing your finances can be overwhelming at times. That's why we offer personal banking services, including checking and savings accounts tailored to help you meet your financial goals. With our user-friendly online and mobile banking options, you can easily check your balance, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our credit cards come with rewards that make every purchase count!

Support for Your Financial Journey

In addition to personal loans for various needs like debt consolidation, we offer various business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your entrepreneurial journey.

Digital & Online Banking

Key Features

Our 24/7 online banking service allows you to access your accounts around the clock. Whether you want to check your balance, make payments, or transfer funds, it's all just a click away. Plus, our mobile application brings the bank right to your pocket, giving you real-time access wherever you go. Need to send money to a friend? Our person-to-person transfers make it simple and hassle-free. Just a few taps on your phone, and you're done! You can also enjoy the benefits of mobile payments, letting you pay for purchases quickly and securely from your smartphone. For those who prefer paperless options, we offer e-statements, allowing you to view and manage your statements online. This not only keeps your information secure but also helps reduce clutter at home. And with our electronic signature authorization, signing documents is quick and easy no need for printing or scanning.

Security First

At Energy One, we prioritize your security. Our digital banking services are designed with advanced security features to keep your information safe. You can feel confident knowing that whether you're logging in from home or on the go, your data is protected. In summary, our digital banking solutions are designed with you in mind offering accessibility, ease-of-use, and real-time account management all while ensuring top-notch security. Join us today at Energy One and experience banking made simple!

Financial Strength

Commitment to Growth

With $29,822,144 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,054 in used auto loans and $159,146,987 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products tailored for you.

Dedicated Team

We take pride in having 57 full-time employees ready to assist you with knowledgeable support. Whether you're visiting us or calling at (713) 350-4700, our committed team is here to help.

Growing Membership Base

Our strong member base is evidenced by 23,759, showing that more people trust us with their finances every day. The funds available for lending and investments total $61,554, which further underscores our dedication to growing alongside our community. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Energy One is your trusted partner. Visit us at 5 Greenway Plz Houston Tx 77046 or call (713) 350-4700 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

We understand the importance of saving for the future. That's why members' savings are secured through $78,771,953 in share certificates and $41,380,514 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, our focus is on you our members. With non-member deposits at $4,200, we ensure that our resources are dedicated to benefiting you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $31,341,455, we maintain robust financial health, which allows us to offer better rates, lower fees, and improved member services. Our commitment to you means that we prioritize your needs above all else. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,576,278 in used vehicle loans and $19,386,708 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, we have financing options tailored for you.

Credit Lines and Personal Loans

Our credit lines total $42,196,658, offering flexibility for unexpected expenses or planned purchases. Additionally, we offer unsecured credit card loans to help manage your finances effectively though currently we have no outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,753,058, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home.

Refinancing Options

If you're interested in refinancing your existing loans or exploring eligibility options for any of our products, we're here to guide you through the process. Our team is dedicated to finding solutions that fit your unique financial situation. Energy One provides a clear path toward achieving your financial aspirations with transparent terms and personalized service. For performance insights and financial data regarding our services and offerings, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply for a loan or just want more information about how we can assist you further, don't hesitate to contact us today!

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance ensures that all offers are fair and transparent. LendMesh guarantees reliable comparisons through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in assisting borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ENERGY ONE FEDERAL CREDIT UNION - Houston, TX