Energy One Credit Union Tulsa OK | Quick Personal Loans & Business Banking

Introduction

Welcome to Energy One at Tulsa Southern Hills, where your financial well-being is our top priority! Located conveniently at 6555 S Lewis Ave, Tulsa, OK 74136, we have proudly served our community since 1935. With a robust membership of over 18,500 individuals, we are committed to providing personalized banking solutions that empower you to achieve your financial goals. At Energy One, we understand that trust and reliability are the cornerstones of any successful relationship. That's why we've built a strong foundation based on integrity and service excellence. Our total assets of $272,140,797 reflect our stability and dedication to our members. Whether you need assistance with personal banking, auto loans, or mortgage financing, our team is here to help. While members can visit us at 6555 S Lewis Ave, official correspondence should be sent to our mailing address at PO Box 701107, Tulsa, OK 74170. This ensures that all communications reach us promptly and securely. Under the leadership of CEO Steven McNabb and Board President Doug Rowley, we strive to foster a welcoming environment where everyone feels valued. Our dedicated staff of 57 employees is ready to assist you with all your banking needs. We offer a wide range of services including checking and savings accounts, personal loans, credit cards with rewards, and business banking options. Our financial strength is evident in our impressive figures: total deposits stand at $10,803,626, with total loans reaching 6,180. We also take pride in maintaining a net worth of $31,341,455, ensuring that your money is in safe hands. We invite you to experience the Energy One difference today! For any inquiries or to learn more about our offerings, please call us at 918-699-7100 or visit our website at energyone.org. Let's work together toward your financial future!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces technology with online banking and mobile payment options designed for your convenience. We also ensure accessibility for all members with ADA-compliant facilities. While we currently do not offer ATM or drive-thru services at this location, we provide shared service center access for basic transactions.

Join Us

As we look towards the future with excitement and optimism, we invite you to be part of our story. Experience the benefits of membership at Energy One Credit Union where your financial well-being is our top priority. Visit us today at our branch or explore more about joining on our website Energy One. Together, let's build a brighter tomorrow for our community!

Our Mission

Our mission at Energy One is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We strive to empower individuals by offering a variety of products including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. We understand that each member's journey is unique; therefore, we tailor our offerings to meet diverse financial needs. In addition to providing robust financial solutions, we believe in giving back to the community that supports us. We actively engage in outreach efforts and partnerships that uplift local initiatives and foster growth within Tulsa. Whether through educational programs or community events, we are dedicated to making a positive impact.

Branch Location & Accessibility

Convenient Access and Features

At our Tulsa Southern Hills site, we understand that accessibility is key. We offer ample parking and have features in place to ensure that everyone can visit us comfortably. Whether you're stopping by for personal banking or exploring our loan options, we strive to make your experience as smooth as possible. While you can find us at our main location, please note that official correspondence should be sent to our mailing address at PO Box 701107, Tulsa, OK 74170.

Get in Touch!

Have questions or need assistance? Feel free to call us at 918-699-7100. We invite you to visit us today and discover how Energy One can support your financial journey!

Operating Hours

We are open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to stop by during the week. Our staff is ready to assist you with everything from checking and savings accounts to auto loans and mortgage financing.

Services Offered

At Energy One, we pride ourselves on offering a variety of services tailored for our members. Although we currently do not have ATM access or drive-thru banking available at this branch, we do feature shared service center transactions for deposits and withdrawals for partner credit union members. This ensures that you can still manage your finances effectively while enjoying the comfort of personalized service.

Member Eligibility

Becoming a member of Energy One is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the Tulsa area, or have a family member who is already a member, you are likely eligible to join us! We believe in making banking accessible for everyone, and our members enjoy personalized service and a range of financial products designed just for them. For more detailed eligibility criteria, feel free to visit our website at http://www.energyone.org/membership/ . Getting started is simple! All it takes is an easy application process, which you can find more about at http://www.energyone.org/loans-mortgages/mortgages/ . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (918) 699-7100. We're here to help you every step of the way as you take this exciting step towards becoming part of our Energy One community at 6555 S Lewis Ave Tulsa Ok 74136!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services allow you to accept payments easily and securely, giving your customers more ways to shop. Imagine the convenience of offering mobile payments or online transactions making it easier for your customers to do business with you. Located at 6555 S Lewis Ave Tulsa Ok 74136 in Tulsa, OK, we are here to provide the financial support you need. Contact us at (918) 699-7100 today and discover how we can help your business grow!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $29 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $25,675,692, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options are crafted to make your dream vehicle attainable. With competitive rates and flexible terms, you can drive off in the car you've always wanted without breaking the bank. We work with you to find financing that suits your budget.

Business Banking

For our business members, we offer tailored Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team understands what it takes to support local businesses like yours.

Credit Cards with Rewards

For those who enjoy earning rewards while spending, our Credit Cards with Rewards program provides an excellent opportunity. You can earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back turning your spending into benefits!

Mortgage Loans & Refinancing

Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our Mortgage Loans & Refinancing services will guide you through the process. Our knowledgeable staff will help you understand all your options so that you can make the best choice for your home and family.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking services allow you to manage your accounts anytime and anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Personal Banking

We understand that every member has unique banking needs. That's why we offer Personal Banking services that include checking and savings accounts designed to help you save money and manage your day-to-day transactions easily. Imagine having a checking account that fits perfectly into your lifestyle, allowing you to pay bills online while earning interest on your savings.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need help managing debt, our Personal Loans & Debt Consolidation services can provide relief. We aim to simplify your financial obligations by offering loans with favorable terms that fit within your budget. Imagine consolidating multiple debts into one easy monthly payment it's possible with Energy One!

Shared Branch Transactions

As part of our commitment to accessibility, we also provide basic shared branch transactions for partner credit union members. This means if you're a member of another participating credit union, you can still deposit and withdraw funds at Energy One conveniently. For any questions or more information about our services, feel free to reach out at 918-699-7100 during our lobby hours from 9:00 AM - 5:00 PM on weekdays. We invite you to visit us at Energy One, where we're committed to helping you achieve your financial goals! Explore more about us online at Energy One.

Digital & Online Banking

Key Features for Your Convenience

One standout feature of our online services is the ability to sign documents electronically. This means no more printing and mailing forms just quick and easy electronic signature authorization available at your fingertips. Plus, with e-statements available, you can easily view your financial statements without the clutter of paper. For those who are always on the go, our mobile application makes banking even simpler. You can manage your accounts right from your smartphone, whether you're shopping or just relaxing at home. And if you want to make payments or send money to friends and family, our mobile payments feature and person-to-person transfers allow for hassle-free transactions.

Security You Can Trust

When it comes to online banking, security is paramount. At Energy One, we prioritize keeping your information safe with advanced security measures in place. Rest easy knowing that your data is protected as you take advantage of these user-friendly features. Whether you're looking to check your balance before heading out or need to pay a bill on the fly, our digital banking services empower you with real-time account management. Enjoy the convenience of banking whenever you want with Energy One your financial partner for life!

Financial Strength

Committed Team

We also take pride in having 57 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to making your experience as smooth as possible.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $4,200, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored for our members.

Growing Member Base

Total Share and Deposit Accounts: 23,759, showing a strong and growing member base that trusts us with their finances. This trust reinforces our mission to provide outstanding service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Energy One is your trusted partner. Visit us at 6555 S Lewis Ave Tulsa Ok 74136 or call (918) 699-7100 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. A strong income allows us to invest further into services that matter most to you.

Reinvesting in Your Future

With $29,822,144 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to adapt and grow alongside our community's needs.

Secure Savings Options

Members' savings are secured through $78,771,953 in share certificates and $41,380,514 in money market shares, offering stable and rewarding financial growth opportunities. These savings products provide peace of mind while helping you grow your wealth.

Solid Capital Foundation

Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio reflects our dedication to maintaining a buffer against potential challenges.

Strong Financial Health

With a net worth of $31,341,455, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to fiscal responsibility ensures that your money is in good hands.

Supporting Your Goals

With $3,054 in used auto loans and $159,146,987 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to buy a car or finance other essential needs, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,576,278 in used vehicle loans and $19,386,708 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible financing options are tailored to suit your needs.

Commercial Loans

For business owners, our outstanding commercial loans totaling $25,675,692 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support your entrepreneurial journey. At Energy One, we also focus on refinancing options to ensure that our members get the best possible terms suited to their financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out with any questions or visit our website at Energy One for more information about our loan offerings!

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we provide total credit lines amounting to $42,196,658. This gives you access to funds when you need them most. Additionally, we offer unsecured credit card loans as well though currently standing at $0, it's worth noting that these options will be available for those who prefer not to secure their debt against assets.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,753,058, make buying or refinancing simple. We are here to guide you through the process and help you find the best solution for your housing needs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. By only partnering with verified lenders, LendMesh guarantees that all loan offers are legitimate and trustworthy.

ENERGY ONE FEDERAL CREDIT UNION