Energy One Credit Union Tulsa OK | Low Mortgage Rates & Business Loans

Introduction

Welcome to Energy One, your trusted financial partner located at 4500 S 129Th East Ave, Tulsa, OK 74134. Since our establishment in 1935, we have proudly served our community with a commitment to providing exceptional financial services. With over 18,500 members and total assets reaching an impressive $272,140,797, we strive to empower our members through personalized banking solutions that cater to their unique needs. At Energy One, we understand the importance of community and connection. Our dedicated team of 57 employees, led by CEO Steven McNabb and Board President Doug Rowley, is here to support you in achieving your financial goals. We offer a variety of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same address: 4500 S 129th E Ave, Tulsa, OK 74134. Our total deposits amount to $10,803,626, reflecting our robust financial health and commitment to securing your funds. With a net worth of $31,341,455 and cash in hand totaling $2,364,047, you can trust that your assets are well-managed. We invite you to explore how we can assist you in navigating your financial journey. Call us today at 918-699-7181 or visit our website at energyone.org for more information about our services and membership eligibility. Together, let's build a brighter financial future!

Branch History & Mission

Embracing Innovation

In today's fast-paced world, we understand the importance of technology in enhancing your banking experience. That's why we offer online banking services and mobile payments for your convenience. We are committed to being accessible and compliant with ADA standards so everyone can enjoy our services without barriers.

Join Us

As we look towards the future, Energy One remains dedicated to serving you with integrity and care. Whether you're looking for a personal loan or need assistance with business banking, our team is here to help. Join us today and discover how becoming a member can benefit you not just financially but also as part of a caring community. For more information about membership or services, feel free to reach out at 918-699-7181 or visit us online at Energy One. Experience the difference that a member-focused credit union can make!

Our Evolution

Over the decades, Energy One has adapted to meet the changing needs of our members. With a current membership of over 18,526 individuals, we've built a strong community bond while focusing on responsible growth. Our total assets have reached an impressive $272,140,797, reflecting our dedication to stability and trustworthiness. From offering personal banking solutions like checking and savings accounts to providing essential loans for vehicles and homes, we've expanded our services to include everything from credit cards with rewards to business banking options. We take pride in being there for you at every stage of life.

Our Mission

Our mission at Energy One is straightforward: we aim to empower our members through exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality financial products that help them achieve their goals. This commitment extends beyond just transactions; we actively engage in outreach programs that support local initiatives and charities, strengthening the bonds within our community. While members can visit us at 4500 S 129th E Ave, official correspondence should be sent to the same address as our mailing address: 4500 S 129th E Ave, Tulsa, OK 74134.

Branch Location & Accessibility

Banking Hours

We are open Monday through Friday from 9:00 AM to 5:00 PM. Our lobby hours are designed to fit into your busy schedule, making it easy for you to stop by when it's convenient for you. If you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, our knowledgeable team is here to help.

Call to Action

Ready to experience hassle-free banking? We invite you to visit us at Energy One today or give us a call at 918-699-7181 for more information about our services. Join us and discover how we can help you achieve your financial goals!

Convenient Access and Features

At Energy One, we prioritize accessibility for all members. Our location is designed with convenience in mind, featuring ADA-compliant entrances and ample parking to ensure easy access for everyone. While we don't have ATMs on-site or drive-thru banking available, our friendly staff is always ready to assist you inside the branch. For those who prefer to conduct their banking from home, we offer online and mobile banking options that allow you to manage your accounts on the go. Need to send official correspondence? While members can visit us at our physical address, please send any mail to our mailing address at 4500 S 129th E Ave, Tulsa, OK 74134.

Member Eligibility

Welcome to the community at Energy One! Becoming a member is an easy and rewarding process that opens doors to a variety of financial benefits. If you live, work, worship, or attend school in certain areas, you may qualify for membership. We believe everyone deserves access to friendly and personalized financial services, so if you're ready to take the first step towards better banking, we invite you to explore the eligibility criteria at http://www.energyone.org/membership/. Joining us means you'll enjoy perks like competitive rates on loans, low fees, and exceptional customer service tailored just for you. It's simple just visit us at our branch located at 4500 S 129Th East Ave Tulsa Ok 74134, or give us a call at (918) 699-7181 for more details. We look forward to welcoming you into the Energy One family! For further information on how to open an account, check out http://www.energyone.org/loans-mortgages/mortgages/.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $29 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $25,675,692, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable partner that helps you accept payments easily and securely, allowing you to focus on what you do best running your business. Visit us at 4500 S 129Th East Ave Tulsa Ok 74134, Tulsa, OK or call us at (918) 699-7181 to learn more about how Energy One can help elevate your business today!

Comprehensive List Of Services

ATM & Shared Branch Transactions

While we currently do not have an ATM on-site or drive-thru service available, members can still benefit from cash withdrawal services through shared branch transactions. This means that if you're part of another credit union in our network, you can deposit or withdraw funds conveniently without any hassle.

Business Banking Services

For local business owners in need of reliable financial support, our business banking services include merchant services and business loans designed to help you grow your operations. We know how important it is for businesses to have access to capital and efficient transaction solutions.

Contact Us

If you have any questions about our services or would like assistance with anything specific, feel free to reach out! Call us at 918-699-7181 during our lobby hours from 9 AM to 4:30 PM Monday through Thursday and 9 AM to 5 PM on Fridays. We're here to help! At Energy One in Tulsa, we believe in creating lasting relationships with our members by providing valuable financial solutions tailored just for you. Explore our offerings today and take the first step toward achieving your financial goals! Visit us at energyone.org for more information or stop by our branch we'd love to meet you!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Energy One offers robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily transfer funds, pay bills, and even make person-to-person payments with just a few taps on your smartphone. Our commitment to digital banking means you have full access to your finances at all times.

Personal Banking Solutions

Our personal banking services are designed to help you manage your finances effectively. With checking and savings accounts, you can easily keep track of your money while earning interest on your savings. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates that can fit your budget. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services offer flexible terms tailored to your situation. In addition to these traditional services, we also understand that life can throw unexpected challenges your way. That's why we offer personal loans and debt consolidation options to help ease financial burdens. And if you enjoy rewards while spending, don't forget about our credit cards with rewards, which let you earn points on every purchase.

Digital & Online Banking

Enhanced Security

We prioritize your safety by offering electronic signature authorization for various transactions. This ensures that your approvals are secure and convenient. And if you prefer going paperless, you'll be pleased to know that e-statements are readily available. This not only keeps your information organized but also helps the environment. At Energy One, we believe that banking should be accessible and user-friendly. Our online services allow real-time account management so that you're always in control of your finances. Join us today and experience how easy banking can be!

Key Services

With our online banking platform available at https://energyone.org/, you can access your accounts 24/7. This means you can check your balance, view recent transactions, and transfer funds whenever it suits you. Plus, our mobile application allows you to manage your finances directly from your smartphone. With just a few taps, you can make payments, deposit checks, and even set up alerts for account activity. One of the standout features is our ability to facilitate person-to-person transfers. Need to send money to a friend? You can do it quickly and securely without needing cash or checks. Additionally, our support for mobile payments means you can pay with ease while shopping or dining out.

Financial Strength

At Energy One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing the best services possible. With a net worth of $31,341,455, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $78,771,953 in share certificates and $41,380,514 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,200, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these figures, we have $29,822,144 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $3,054 in used auto loans and $159,146,987 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $558,790, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 57 full-time employees ready to assist you with personalized service. Total Share Accounts: 23,759 showcase a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $61,554, further emphasizing our readiness to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Energy One is your trusted partner. Visit us at 4500 S 129Th East Ave Tulsa Ok 74134 or call (918) 699-7181 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,576,278 in used vehicle loans and $19,386,708 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your needs. Whether you're looking for a used model or something fresh off the lot, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $25,675,692 provide the capital needed to grow and expand. We understand that running a business comes with its own unique challenges and opportunities; that's why we're committed to offering products that cater specifically to your needs. In all of our offerings at Energy One, we ensure transparency and clarity so that you're making informed decisions about your financial future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan products further by visiting our website at Energy One or contacting us directly for personalized assistance. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,753,058, make buying or refinancing simple. We offer competitive rates and terms designed to help you secure your dream home without unnecessary stress. If you're considering refinancing your current mortgage, our knowledgeable staff can guide you through eligibility options to find what works best for you.

Unsecured Credit Card Loans

Managing finances effectively is vital for everyone. That's why we also offer flexible terms on unsecured credit card loans. While we currently have no outstanding credit card loans issued, our goal is to support you with resources and tools that help keep your finances on track.

Loan Aggregator

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ENERGY ONE FEDERAL CREDIT UNION - Tulsa, OK

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