Energy One Credit Union Tulsa OK | Affordable Auto Loans & Business Banking

Introduction

Welcome to Energy One, your trusted financial partner located at 1635 E 11Th St, Tulsa, OK 74120. Since our establishment in 1935, we have been committed to serving our community and providing members with the financial tools they need to succeed. With a strong membership base of over 18,500 individuals and total assets amounting to an impressive $272,140,797, we take pride in offering a range of services tailored to meet the diverse needs of our members. At Energy One, we understand that financial decisions can be daunting. That's why our dedicated team is here to offer personalized support and guidance. Under the leadership of our CEO, Steven McNabb, and Board President, Doug Rowley, we strive to create an environment where every member feels valued and empowered. Our branch is not just about numbers; it's about people. We currently manage $10,803,626 in deposits and have extended loans totaling 6,180 across various categories. Our commitment to financial wellness is evident in our net worth of $31,341,455 and cash on hand reaching $2,364,047. Whether you're looking for a new auto loan or planning for your dream home with our mortgage options, we're here to help you navigate your financial journey. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 6555 S Lewis Ave, Tulsa, OK 74136. We invite you to explore what Energy One has to offer by visiting our website at energyone.org or giving us a call at 918-699-7100. Join us today and discover how Energy One can help you reach your financial goals!

Branch History & Mission

Welcome to Energy One, a cornerstone of the Tulsa community since 1935. Located at 1635 E 11th St, Tulsa, OK 74120, our branch has grown from humble beginnings to a vital resource for over 18,500 members. Our story is one of commitment and evolution, driven by a passion for empowering individuals and families through sound financial services. Energy One was founded with a mission to provide accessible banking solutions tailored to the needs of our community. Over the decades, we have adapted to changing times while staying true to our core values of integrity and service. From our early days offering basic savings accounts and loans, we've expanded our offerings to include auto loans, mortgages, personal loans, and business banking services. Today, we proudly manage total assets of $272,140,797. At Energy One, we believe that banking is not just about transactions; it's about relationships. Our mission is clear: to serve our members by providing reliable financial services while actively supporting community initiatives. We strive to be more than just a credit union; we aim to be a trusted partner in our members' financial journeys. Our dedication extends beyond traditional banking. We are committed to making banking convenient and accessible for all. Our operating hours are Monday through Friday from 7:30 AM to 4:00 PM, ensuring you have ample time to take care of your financial needs. While we do not offer ATM services at this location, our drive-thru service allows for easy deposits and withdrawals during your busy day. While members can visit us at 1635 E 11Th St Tulsa Ok 74120, official correspondence should be sent to our mailing address at 6555 S Lewis Ave, Tulsa, OK 74136. This ensures your important documents reach us without delay. Community engagement is at the heart of what we do. We partner with local organizations and participate in outreach efforts that make a difference right here in Tulsa. Together with our members, we support initiatives that uplift those in need, fostering a stronger community for everyone. As we look toward the future, we're excited about continuing this journey together with you. Join us at Energy One and experience firsthand how we can help you achieve your financial goals while making an impact in our community. Your membership matters let's build a brighter tomorrow together! For more information or to get started on your financial journey with us today, please call us at (918) 699-7100 or visit our website at Energy One.

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance, don't hesitate to give us a call at 918-699-7100. Our team looks forward to welcoming you into Energy One! Visit us today and experience convenient banking tailored just for you.

Operating Hours and Services Offered

We're here for you Monday through Friday from 7:30 AM to 4:00 PM, ready to assist with your personal banking needs. Whether you're looking to open a checking account, apply for an auto loan, or discuss mortgage options, our friendly team is eager to help. Plus, we offer basic drive-thru services for quick deposits and withdrawals perfect for those on the go! For any official correspondence, please note that while our main office is at the branch address mentioned above, mail can also be sent to our mailing address at 6555 S Lewis Ave, Tulsa, OK 74136.

Parking and Accessibility Features

Finding parking is a breeze with ample spaces available nearby. We also prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can easily visit us without any hassle.

Member Eligibility

Becoming a member of Energy One is like joining a close-knit family that truly cares about your financial journey. If you're looking to be part of something special, you'll be glad to know that membership is open to anyone who lives, works, or worships in the Tulsa area. We believe in inclusivity, so whether you're a long-time resident or new to the community, we welcome you with open arms! Plus, our members enjoy fantastic benefits like competitive loan rates and personalized service tailored just for you. To get started on your membership journey at Energy One, simply head over to our website for more details on eligibility at http://www.energyone.org/membership/ . You can also reach out to us directly at (918) 699-7100 if you have any questions. Ready to take the next step? Opening an account is easy! Find all the information you need at http://www.energyone.org/loans-mortgages/mortgages/ . Join us today at 1635 E 11Th St Tulsa Ok 74120, and let's build a brighter financial future together!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments seamlessly, whether your customers prefer cash, cards, or digital wallets. Our merchant services simplify transactions so you can focus on what you do best running your business. From point-of-sale solutions to online payment processing, we provide tools that help you manage your sales efficiently. If you're ready to take your business to the next level, visit us at 1635 E 11Th St Tulsa Ok 74120 in Tulsa, OK, or give us a call at (918) 699-7100. Let's work together towards your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $29 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $25,675,692, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Transactions

Although we do not have ATMs available at this branch location, our Drive-Thru Service allows for simple transactions like deposits and withdrawals without leaving your car. We prioritize convenience so that even quick errands fit seamlessly into your busy day. At Energy One, we believe in providing financial solutions that empower our members. To learn more about any of our services or how we can assist you today, feel free to reach out at (918) 699-7100, visit us online at Pearl District, or stop by our branch at 1635 E 11Th St Tulsa Ok 74120. Let's work together towards achieving your financial goals!

Business Banking Services

For small businesses, we offer comprehensive Business Banking solutions, including merchant services and business loans. We know running a business can be challenging, so we strive to simplify banking so you can focus on what matters most growing your business.

Convenient Online and Mobile Banking

Embracing technology is crucial in today's world, which is why we provide robust Online & Mobile Banking features. With these tools, managing your finances becomes easier than ever. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone. Plus, with features like person-to-person payments and electronic statements, staying on top of your financial health has never been more convenient.

Credit Cards with Benefits

Don't forget about our Credit Cards with Rewards! These cards are perfect for those who want to earn rewards on everyday purchases. Whether it's cashback on groceries or travel points for your next vacation, our credit cards are designed to give back.

Home Financing Made Easy

For those looking to buy a home or refinance their current mortgage, our Mortgage Loans & Refinancing services provide the support you need every step of the way. We understand that buying a home is one of the biggest decisions you'll make, and our team is ready to guide you through the process with clear communication and expert advice. In addition, if you find yourself needing extra cash for unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options can be a great fit. We aim to provide straightforward terms that help you regain control of your finances.

Personal Banking Solutions

Our Personal Banking services include checking and savings accounts designed for everyday use. Imagine having a reliable account that helps you manage your monthly expenses while also allowing you to save for future goals. With us, you can easily set up automatic transfers to boost your savings without even thinking about it. When it comes to financing your vehicle, our Auto Loans & Vehicle Financing options are flexible and competitive. Whether you're purchasing a new car or refinancing an existing loan, we work hard to offer rates that fit your budget. Our goal is to ensure that getting behind the wheel of your dream car is not just a wish but a reality.

Digital & Online Banking

Key Features

With our online banking, you have real-time access to your account information. Check balances, view transaction history, and manage your finances all in one place. Need to transfer money quickly? Our person-to-person transfers make it easy to send funds directly to friends or family with just a few taps. For those who prefer mobile banking, our mobile application offers all the features you need right in the palm of your hand. You can pay bills, deposit checks using electronic signature authorization, and even make mobile payments securely all from your smartphone. Plus, with e-statements available, you can keep track of your financial statements without the clutter of paper.

Security and Accessibility

We prioritize your security at every step. Our online services utilize advanced encryption technologies to ensure that your personal information is safe and sound. You can bank with confidence knowing that we're committed to keeping your data protected. Accessibility is key for us. Whether you're using a computer or a mobile device, our platform is designed for ease of use. If you ever need assistance or have questions, our dedicated team is just a phone call away at (918) 699-7100. In today's fast-paced world, having reliable banking options is essential. At Energy One, we offer everything you need to stay on top of your financial life whenever and wherever you need it!

Financial Strength

Commitment to Growth

With $29,822,144 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in the $3,054 in used auto loans and $159,146,987 in total loans and leases, supporting your financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $78,771,953 in share certificates and $41,380,514 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,200, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $31,341,455, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share and Deposit Accounts: 23,759, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $61,554. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Energy One is your trusted partner. Visit us at 1635 E 11Th St Tulsa Ok 74120 or call (918) 699-7100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,576,278 in used vehicle loans and $19,386,708 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles that make it easy for you to drive away with confidence. Plus, if you're thinking about refinancing your current auto loan, we're here to help you explore eligibility options that could save you money.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,753,058, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team will guide you through the process and ensure you find the right fit for your budget and lifestyle.

Personal Loans & Credit Lines

For those unexpected expenses or planned purchases, our personal loans can provide the financial relief you need without breaking the bank. We also offer credit lines totaling $42,196,658 to give you flexibility in managing your finances. These options allow you to access funds when needed while only paying interest on what you use.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently totaling $0, these loans can help manage your everyday expenses effectively while allowing you the freedom to make purchases without collateral requirements. At Energy One, we strive to provide clear information and straightforward processes so that our members can make informed decisions about their finances. If you're interested in learning more about any of these loan products or want to see if you're eligible for refinancing options, don't hesitate to reach out! You can contact us at 918-699-7100 during our lobby hours from 7:30 AM to 4:00 PM on weekdays. For additional performance insights and financial data regarding our offerings, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards achieving financial stability starts here at Energy One!

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ENERGY ONE FEDERAL CREDIT UNION