Energy One Credit Union Broken Arrow OK | Best Auto Loans & Business Banking

Introduction

Welcome to Energy One, your trusted financial partner located at 4912 W Washington St, Broken Arrow, OK 74012. Since our establishment in 1935, we have proudly served over 18,500 members, helping them achieve their financial goals with personalized services and a community-focused approach. Our commitment to excellence is reflected in our robust financial standing, boasting total assets of $272,140,797 and total deposits of $10,803,626. At Energy One, we believe that every member deserves the best financial solutions tailored to their needs. Whether you're looking for auto loans, mortgage options, or personal banking services, we've got you covered. Our dedicated team of 57 employees, led by CEO Steven McNabb and Board President Doug Rowley, is here to provide you with exceptional service. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 6555 S Lewis Ave, Tulsa, OK 74136. We are committed to making a positive impact in our community while ensuring that your financial journey is smooth and rewarding. With a net worth of $31,341,455 and cash in hand amounting to $2,364,047, we are well-equipped to support you every step of the way. Ready to take control of your finances? Call us today at 918-699-7100 or visit our website at Energy One to learn more about how we can assist you!

Branch History & Mission

Commitment to Community

Our commitment goes beyond banking; it extends into the heart of Broken Arrow. We actively participate in local events and support various charitable organizations to help strengthen our community fabric. By partnering with local initiatives, we strive to make a positive difference in the lives of those around us. While you can visit us at 4912 W Washington St for all your banking needs during our lobby hours from 9:00 AM to 5:00 PM on weekdays, please note that official correspondence should be sent to our mailing address at 6555 S Lewis Ave, Tulsa, OK 74136.

Join Us

With total assets surpassing $272 million and a robust array of services including auto loans, mortgages, personal loans, and business banking options, Energy One is here to serve you. We believe that everyone deserves access to quality financial services tailored to their lifestyle. We invite you to become part of the Energy One family. Experience firsthand how we can help you achieve your financial goals while being an active participant in a supportive community. For more information about membership or to get started today, visit us online at Energy One or call us at 918-699-7100. Together, let's build a brighter financial future!

Our Journey

From our inception nearly nine decades ago, Energy One has focused on providing not just financial services but also building lasting relationships with our members. As we expanded over the years, we have consistently prioritized community support and outreach. Our mission is clear: to empower our members by offering personalized financial solutions that cater to their unique needs while fostering a spirit of cooperation and mutual assistance. In today's fast-paced world, we embrace technology and innovation to enhance member experience. With online banking, mobile payments, and e-statements available, managing finances has never been easier for our members. Plus, with one ATM and drive-thru service at our branch, accessing your money is convenient and straightforward.

Branch Location & Accessibility

Convenient Access

At our branch, you'll find ample parking available, ensuring you can visit us without any hassle. Our facility is ADA compliant and features ramps for those who may need assistance. Whether you're walking in or using our drive-thru service, we strive to make your experience as smooth as possible.

Join Us Today!

We invite you to stop by Energy One anytime during our operating hours. If you have any questions or need assistance before visiting, feel free to give us a call at 918-699-7100. We look forward to welcoming you and providing the financial services that support your goals!

Operating Hours and Services

We're here to serve you Monday through Friday from 9:00 am to 5:00 pm. Whether you're looking to open a new account, apply for an auto loan, or simply ask about our online banking services, our friendly staff is ready to help. We also offer ATM access for quick cash withdrawals and balance checks right at the branch. While members can visit us at 4912 W Washington St, official correspondence should be sent to our mailing address at 6555 S Lewis Ave, Tulsa, OK 74136.

Member Eligibility

At Energy One, we believe that everyone deserves a chance to be part of a caring community, and becoming a member is simple! If you live, work, worship, or attend school in the area surrounding 4912 W Washington St Broken Arrow Ok 74012, you're likely eligible to join us. We welcome individuals and families from all walks of life, aiming to provide financial services that truly meet your needs. Our members enjoy competitive rates on loans, personalized service, and access to a variety of banking solutions tailored just for them. To get started with your membership journey at Energy One, simply check out our eligibility criteria at http://www.energyone.org/membership/ . It's easy to see if you qualify! If you're ready to open an account or have any questions, feel free to give us a call at (918) 699-7100. We're excited to welcome you into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Imagine having the ability to accept payments seamlessly whether it's in-person or online while enjoying competitive rates and dedicated support. This allows you to focus on what matters most: growing your business. Visit us at 4912 W Washington St Broken Arrow Ok 74012 or call us at (918) 699-7100 to learn more about how our business banking and commercial services can help you achieve your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $29 in commercial loans for our members, helping businesses scale and succeed. This funding has enabled local enterprises to invest in new equipment, hire additional staff, and enhance their operations. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions for those outside our membership. With an outstanding commercial loan portfolio of $25,675,692, we continue to drive economic growth by financing new and expanding businesses, ensuring they have the resources needed to thrive.

Comprehensive List Of Services

Access When You Need It

In today's fast-paced world, accessibility is key. That's why we provide a variety of ways for you to manage your finances easily. With our ATM & Cash Withdrawal Services, you'll find an ATM available for quick cash access whenever you need it. Prefer in-person service? Our Basic Drive-Thru Banking allows you to make deposits and withdrawals without leaving your car perfect for those busy days.

Business Banking Solutions

For local entrepreneurs and business owners, our Business Banking services include everything from merchant services that make payment processing easy to business loans that fuel growth. We understand the challenges small businesses face and are here to support you every step of the way.

Financing Your Dreams

When it comes to financing options, we offer a variety of loans tailored to fit different life situations. Need a new car? Our Auto Loans & Vehicle Financing can help you drive away in style without breaking the bank. If you're dreaming of homeownership, explore our Mortgage Loans & Refinancing options that could save you money and simplify the process. For unexpected expenses or consolidating debt, our Personal Loans provide flexible solutions designed for your unique circumstances.

Get Started Today!

At Energy One, we're committed to helping you achieve financial success with services that are easy to use and designed just for you. If you're ready to take control of your finances or have questions about any of our offerings, don't hesitate to reach out! Call us at 918-699-7100 during our lobby hours from 9:00 am - 5:00 pm on weekdays. Visit us today and discover how we can assist you on your financial journey!

Personal Banking Made Easy

Whether you are looking to manage your day-to-day expenses or save for future goals, our Personal Banking services have you covered. Open a checking or savings account that suits your lifestyle, and enjoy easy access to your funds through our online and mobile banking platforms. Imagine being able to check your balance or transfer money right from your phone, making banking not just simple but also convenient.

Rewards That Matter

We know how important it is for you to get value back from your spending. That's why we offer Credit Cards with Rewards, allowing you to earn points on every purchase. Whether it's for travel, groceries, or everyday expenses, let your spending work for you.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can easily check your account balances, transfer funds, and pay bills without stepping foot in a branch. Enjoy the peace of mind that comes with real-time account management right at your fingertips. Plus, our electronic signature authorization makes it simple to sign documents securely online no more printing and mailing forms! For those who prefer paperless options, we provide e-statements to keep you organized while reducing clutter. You can access your statements anytime, which helps you stay on top of your financial health. If you're looking for even more convenience, our mobile application is available for download, allowing you to bank right from your smartphone. And with the mobile payments feature, making purchases is quick and easy just tap and go!

Staying Connected

Need to send money to friends or family? Our person-to-person transfer service makes it effortless to share funds without any hassle. This way, you can settle up after dinner or split bills in seconds. At Energy One, we're committed to providing user-friendly tools that enhance your banking experience while ensuring your information remains secure. With us, you'll have the freedom and flexibility to manage your finances effectively whenever and wherever you need it!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 23,759, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $61,554, reinforcing our commitment to supporting your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Energy One is your trusted partner. Visit us at 4912 W Washington St Broken Arrow Ok 74012 or call (918) 699-7100 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $29,822,144 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial needs is evident with $3,054 in used auto loans and $159,146,987 in total loans and leases.

Operational Efficiency

Our efforts reflect our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and no part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $78,771,953 in share certificates and $41,380,514 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,200, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $31,341,455, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,576,278 in used vehicle loans and $19,386,708 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our flexible financing options make it easier for you to get behind the wheel.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $25,675,692 provide the capital needed to expand and succeed. We understand the unique challenges that come with running a business and are committed to offering financial solutions that help you thrive. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan, mortgage assistance, or business financing options, Energy One is here to support your journey toward financial success. Visit us today or call us at 918-699-7100 for personalized service and expert advice tailored just for you!

Credit Lines and Unsecured Loans

For those who need extra flexibility in their finances, we offer total credit lines amounting to $42,196,658. This option allows you to access funds as needed while only paying interest on what you use. We also provide unsecured credit card loans; however, at this time there are no outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,753,058, make buying or refinancing simple. We provide competitive rates and terms tailored to fit your budget. If you're considering refinancing your current mortgage, our team can guide you through the process to ensure you find the best solution for your needs.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information presented is both accurate and reliable.

ENERGY ONE FEDERAL CREDIT UNION - Broken Arrow, OK