Energize Credit Union Oklahoma City OK | Best Auto Loans & Rewards Cards

Introduction

Welcome to Energize, your trusted partner in financial growth since 1967! Located at 2325 E I 44 Service Rd, Oklahoma City, OK 73111, we are dedicated to empowering our members with personalized banking solutions. With a solid foundation of over 3,700 members and total assets reaching an impressive $29,121,384, we pride ourselves on fostering a community-oriented approach to finance. At Energize, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our commitment to exceptional service is reflected in our robust member support, which includes everything from personal loans to business banking solutions. While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 54309, Oklahoma City, OK 73154. Under the leadership of CEO Lisa Dailey and Board President Michelle Phelps, our team of four dedicated employees is here to assist you every step of the way. We are proud of our strong financial standing, with total deposits of $3,194,884 and a net worth of $3,395,599. This allows us to provide competitive rates on loans and savings products. Ready to take the next step toward achieving your financial goals? Visit our website at energize.coop or call us at 405-478-0046 today! Let us help you make the most of your money while enjoying the benefits of being part of a community-focused credit union.

Branch History & Mission

Community Connections

Energize believes in giving back. Over the years, we've engaged in numerous outreach programs aimed at enhancing local education and promoting financial literacy. Our partnerships with various local organizations allow us to make a meaningful impact on the lives of those around us. As technology advances, so do we. Members enjoy features like online banking and mobile applications that make managing finances easier than ever. We prioritize accessibility for everyone by ensuring our services meet ADA compliance standards. Join us on this journey! At Energize, you're not just another account; you're part of a family dedicated to your financial well-being. Whether you're looking for personal loans or want to explore mortgage options, we invite you to become part of our vibrant community. Visit us today or call us at 405-478-0046 to learn more about how we can help you thrive financially!

Our Mission

The heart of Energize lies in our mission: to empower individuals and families by providing tailored financial solutions while actively supporting community initiatives. We strive to foster economic growth in Oklahoma City through responsible lending practices and financial education. Our aim is not only to help you manage your finances but also to create lasting partnerships that uplift our community. While members can visit us at 2325 E I 44 Service Rd, official correspondence should be sent to PO Box 54309, Oklahoma City, OK 73154. Our operating hours are convenient for busy lifestyles; we're open from 8:00 AM to 4:30 PM Monday through Friday.

Branch Location & Accessibility

Comprehensive Banking Services

At Energize, we pride ourselves on offering a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and personal loans, we have something for everyone. While we currently do not have ATM facilities or drive-thru service, our team is always available inside the branch to assist you with any transactions or inquiries. While members can visit us at 2325 E I 44 Service Rd Oklahoma City Ok 73111, official correspondence should be sent to PO Box 54309, Oklahoma City, OK 73154.

Connect With Us!

Ready to explore what Energize has to offer? Give us a call at 405-478-0046 or stop by during our operating hours. We can't wait to assist you on your financial journey!

Easy Access and Parking

Finding us is straightforward! We offer ample parking space right outside our branch, ensuring that you can come in and out with ease. Plus, we have made sure our location meets ADA standards, providing ramps and accessible features for all our members.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why our lobby hours are designed to accommodate your needs. You can visit us Monday through Friday from 8:00 AM to 4:30 PM. Whether you're stopping by for personal banking services or seeking assistance with loans and accounts, our team is ready to help during those hours.

Member Eligibility

At Energize, we believe that everyone deserves a supportive financial community, and becoming a member is as simple as reaching out! To join us at our branch located at 2325 E I 44 Service Rd, Oklahoma City, OK 73111, you just need to meet a few friendly eligibility criteria. Generally, if you're living or working in the area, or even if you have family members who are already part of our community, you're likely eligible to become a member. This opens the door to a variety of benefits including personalized services, competitive rates on loans, and access to valuable resources designed to help you thrive financially. If you're interested in learning more about what it takes to join, check out the detailed information available at https://www.energize.coop/. When you're ready to take the next step towards membership, you can easily apply online by visiting http://www.energize.coop/spend/apply-online. Should you have any questions or need assistance during the process, feel free to call us at 405-478-0046; we're here to help!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. In addition, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions when they matter most.

Merchant Services That Work for You

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services allow you to accept payments seamlessly, ensuring that your customers have a smooth checkout experience. This convenience not only enhances customer satisfaction but also boosts your bottom line by streamlining transactions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Oklahoma City, OK. Let us partner with you on your journey toward success! For more information or to get started, visit us at 2325 E I 44 Service Rd Oklahoma City Ok 73111 or call us at (405) 478-0046.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking solutions. From Merchant Services that help streamline transactions to Business Loans that fuel growth and expansion, we are committed to supporting local entrepreneurs in their journey towards success.

Convenient Online Access

In today's fast-paced world, convenience is key. That's why we've developed robust Online & Mobile Banking features. You can easily access your accounts anytime, anywhere whether you're checking your balance or transferring funds. While we don't currently have ATMs on-site, our online services ensure you can manage your money without hassle.

Financial Support for Everyone

Sometimes life throws unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. Whether it's medical bills or consolidating debt into a manageable monthly payment, we're here to help you navigate those financial bumps in the road. Plus, with our Credit Cards with Rewards, you can earn benefits while making everyday purchases.

Personal Banking Solutions

We understand that every member has unique financial goals. That's why we offer Personal Banking, including checking and savings accounts tailored for different lifestyles. If you're planning for a big purchase, our Auto Loans & Vehicle Financing make it easy to get behind the wheel of your dream car. For those considering home ownership or refinancing, our Mortgage Loans provide flexible options to suit various budgets.

Your Trusted Partner

At Energize, we're not just about transactions; we're about relationships. Our team is dedicated to providing personalized service that makes banking easier for you. If you have questions or need assistance, don't hesitate to reach out at (405) 478-0046 during our operating hours from 8:00 AM to 4:30 PM, Monday through Friday. Ready to take the next step in managing your finances? Visit us online at Ecu Office and explore all that we have to offer!

Digital & Online Banking

Key Features

Our online banking platform is designed to be user-friendly, ensuring that you can navigate it easily, whether you're at home or on the go. You can access your account through our mobile application, which puts the power of banking right in your pocket. Plus, with electronic signature authorization, signing documents is simple and secure no more printing or mailing forms! For those who prefer keeping track of their finances digitally, we offer e-statements that provide an eco-friendly way to review your account activity. You'll enjoy quick access to important information without the clutter of paper statements.

Security and Accessibility

We prioritize your security while providing easy access to your accounts. Our digital services include advanced security features to protect your information, so you can bank with confidence. Need to send money quickly? While person-to-person transfers aren't currently available, our other services make managing your money straightforward. Whether you're looking to make payments or keep tabs on your budget, our mobile payments feature will be coming soon! Stay tuned for updates as we continue to enhance our offerings. In short, Energize makes banking easier than ever with a comprehensive suite of digital and online services. Join us today and discover how effortless managing your finances can be!

Financial Strength

At Energize, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial position reflects our commitment to you, ensuring that your money is in safe hands. With a net worth of $3,395,599, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $10,581,917 in share certificates, offering stable and rewarding financial growth opportunities. This means your investments with us are not only safe but also growing steadily over time. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $2,680,130 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $5,584 in used auto loans and $20,834,791 in total loans and leases, we support your financial goals across various sectors. Although our current net income stands at $0 due to ongoing investments in member services and infrastructure improvements, it reflects our operational efficiency aimed at enhancing the value we provide. We also take pride in having 4 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With 4,034 total share accounts, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Energize is your trusted partner. Visit us at 2325 E I 44 Service Rd Oklahoma City Ok 73111 or call 405-478-0046 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $10,632,080 in used vehicle loans and $6,765,274 in new vehicle loans already helping members get on the road. No matter what kind of vehicle you're interested in, we can assist you with financing that fits your budget.

Business Financing

For business owners looking for funding opportunities, while we do not currently offer outstanding commercial loans, we understand the importance of having access to capital for growth and expansion. Our team is here to guide you through alternative financing solutions that may suit your business needs. At Energize, we're dedicated to providing our members with personalized service and competitive loan options tailored to fit diverse financial situations. For more details about our offerings or to explore refinancing options that may be available for you, please feel free to contact us at 405-478-0046. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team is ready to discuss other financing solutions for purchasing or refinancing your home.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans. Although we currently don't have any outstanding unsecured credit card loans available right now, we're committed to providing options that help our members effectively manage their finances.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to regulatory guidelines means you can trust that the offers you see are fair and transparent.

Energize