Endurance Credit Union Elk City OK | Best Auto Loans & Business Banking

Introduction

Welcome to Endurance, your trusted financial partner in Elk City, Oklahoma! Established in 1960, our credit union has been committed to providing personalized banking solutions for over six decades. Located at 105 Regional Dr, Elk City, OK 73644, we proudly serve a growing community of 13,691 members who rely on us for their financial needs. At Endurance, we understand that every member's journey is unique. That's why we offer a wide array of services tailored to meet your individual goals from checking and savings accounts to auto loans, mortgages, and business banking options. With total assets of $183,302,356 and deposits totaling $11,729,592, we have the resources to support you every step of the way. Our dedicated team of 36 employees, led by CEO Chris Bower and Board President Ray Loghry, is here to ensure you receive exceptional service. Whether you're looking for advice on personal loans or simply need help with online banking, we're just a phone call away at 580-225-2690. While members can visit us at our branch location, official correspondence should be sent to PO Box 2349, Elk City, OK 73648. We're ready to assist you Monday through Friday from 9:00 AM to 6:00 PM, with a lunch break from 1:15 PM to 2:15 PM. Join us today and experience the difference that comes with being part of Endurance. Explore our services online at endurancefcu.org and discover how we can help you achieve your financial dreams!

Branch History & Mission

At Endurance, we take pride in our rich history and commitment to serving the Elk City community. Established in 1960, our branch has grown alongside its members, evolving from a small credit union into a trusted financial partner for over 13,691 members. Located at 105 Regional Dr, Elk City, OK 73644, we are conveniently situated near local landmarks that make us easily accessible for all your banking needs. Our mission is clear: to provide exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to quality banking options that support their financial goals. Whether it's through personal banking, auto loans, mortgage services, or business banking solutions, our dedicated team is here to guide you every step of the way. Since opening our doors, we've built a strong foundation based on trust and service. Our total assets have reached an impressive $183,302,356, reflecting our stability and ability to serve our members effectively. We offer a wide range of services designed with you in mind checking and savings accounts, auto financing, personal loans with flexible terms, and rewarding credit cards. While members can visit us at 105 Regional Dr Elk City Ok 73644, official correspondence should be sent to PO Box 2349, Elk City, OK 73648. Our branch operates Monday through Friday from 9:00 AM to 6:00 PM and takes a lunch break from 1:15 PM to 2:15 PM. For added convenience, we offer drive-thru banking and ATM access so you can manage your finances on your schedule. We also understand the importance of community involvement. Our outreach efforts focus on supporting local initiatives that uplift those around us. By partnering with various organizations and participating in events throughout Elk City, we aim to foster a spirit of togetherness and mutual growth. As we look toward the future, Endurance remains committed to embracing digital advancements that enhance your banking experience while ensuring accessibility for everyone. From online banking to mobile applications and e-statements, we're here to meet your needs with innovative solutions. Join us at Endurance today! Experience firsthand how our dedicated services can help you achieve your financial dreams while being part of a community-focused organization that truly cares about its members. Together, we can build a brighter financial future for everyone in Elk City. For more information or to open an account with us online, please visit our website.

Branch Location & Accessibility

Convenient Access and Features

At Endurance, we understand that accessibility is key. Our location offers ample parking for your convenience, including spaces designed for easy access. Our facility is ADA compliant, ensuring that everyone can navigate our space comfortably, with ramps available for those who need them. Our operating hours are designed with your busy schedule in mind. We're here Monday through Friday from 9:00 AM to 6:00 PM, with a short lunch break from 1:15 PM to 2:15 PM when we take a moment to recharge. If you need assistance outside of these hours, feel free to reach out via phone at 580-225-2690.

Services Tailored for You

Endurance provides a range of services to meet your financial needs, whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgages. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle, adding extra convenience to your visit. For those who prefer cash transactions, we have an ATM available on-site that's ready for use at any time. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be directed to our mailing address at PO Box 2349, Elk City, OK 73648. We invite you to come by and discover how we can support your financial journey! Whether you're a long-time member or looking to join our community, we're excited to welcome you through our doors.

Member Eligibility

At Endurance, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! If you live, work, or worship in the Elk City area or have family who do, you're likely eligible to join us. We value our members and provide a range of services designed to meet your financial needs from personal banking to loans. For a detailed look at the eligibility criteria, feel free to visit our website at http://www.endurancefcu.org/membership . Ready to take the next step? Opening an account with us is easy! You can get started right away by visiting https://homebank.endurancefcu.org/enroll . If you have any questions or need assistance, don't hesitate to give us a call at (580) 225-2690. We're here to help you every step of the way as you become a valued member of Endurance, located at 105 Regional Dr Elk City Ok 73644. Join us and experience the benefits of being part of our supportive family!

Business Banking & Commercial Services

Financing Your Business Dreams

Imagine having access to the capital you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we are dedicated to providing future members with flexible financing solutions that cater to their unique needs. Whether you're looking to expand your operations or invest in new equipment, our commercial loan options are crafted to align with your goals. Although we haven't funded any commercial loans yet, we're eager to partner with local businesses and help them thrive.

Merchant Services That Make Transactions Easy

In addition to financing, we offer merchant services that simplify payment processing for your business. Imagine serving customers efficiently with quick transactions whether they're paying by card or mobile. Our merchant services not only streamline payments but also enhance customer satisfaction, allowing you to focus on what you do best: running your business. Located at 105 Regional Dr Elk City Ok 73644 in Elk City, OK, we're here to support your entrepreneurial journey. For more information about how our business banking solutions can help you succeed, give us a call at (580) 225-2690. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our Business Banking services. We offer merchant services and business loans tailored to help you grow and manage your enterprise efficiently.

Convenient Access

Our branch features both an ATM and drive-thru service for quick transactions like deposits and withdrawals. Whether you're on the go or just prefer not to come inside, these options provide convenient ways to access your funds without hassle. At Endurance, we believe that banking should be easy and accessible. With our user-friendly online platform and mobile app, you can handle your banking needs anytime, anywhere. Ready to take the next step? Call us today at 580-225-2690 or visit us at 105 Regional Dr, Elk City for more information about how our services can benefit you!

Credit Cards

For those who enjoy rewards while they spend, our Credit Cards with Rewards program allows you to earn points on everyday purchases. It's like getting paid for spending money!

Loans and Financing

When it comes to financing options, we offer a variety of choices. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing make it easier than ever to get behind the wheel. With competitive rates and flexible terms, you'll find an option that fits your budget. Thinking about purchasing a home? Our Mortgage Loans & Refinancing services can help you navigate the process smoothly. We provide personalized guidance so you can make informed decisions. Additionally, if you're facing unexpected expenses or need some extra cash, our Personal Loans & Debt Consolidation services are available to assist you in managing those challenges effectively.

Personal Banking

We understand that managing money can be overwhelming. That's why our Personal Banking services include checking and savings accounts designed for simplicity and ease. Imagine having a secure place to keep your funds, with easy access to your account through Online & Mobile Banking. You can check your balance, transfer funds, or pay bills right from your smartphone or computer.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which provides instant access to your accounts right from your smartphone. You can easily make person-to-person transfers, ensuring that sending money to friends or family is quick and hassle-free. Plus, if you're looking for a paperless option, we offer e-statements to keep your financial documents organized without the clutter. For those who value efficiency, our electronic signature authorization feature simplifies the process of signing documents digitally no more printing or mailing necessary! While we currently do not support mobile payments, rest assured that our focus remains on providing secure and user-friendly services tailored for your needs. At Endurance, we understand that managing finances should be straightforward. Our commitment to accessibility ensures you have the tools you need at your fingertips. Dive into a world where banking is simple and secure explore all our digital offerings today!

Financial Strength

Commitment to Growth

With $20,441,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is illustrated by $3,021 in used auto loans and $108,727,990 in total loans and leases, supporting your financial goals across various sectors.

Growing Trust

Total Share Accounts: 23,446, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,494,079. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Endurance is your trusted partner. Visit us at 105 Regional Dr Elk City Ok 73644 or call (580) 225-2690 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $31,903,500 in share certificates and $5,406,487 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $992,321 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $24,552,963, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,339 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Endurance, we understand that life can present many financial needs, whether you're looking to buy a new car, purchase your first home, or manage your everyday expenses. That's why we offer a variety of loan products tailored to help our members achieve their goals. With over 6,085 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out with some of the lowest rates in the industry, making them an attractive option for those looking to get behind the wheel. In fact, we have already issued $57,261,562 in used vehicle loans and $28,527,096 in new vehicle loans, helping members drive off with confidence. Thinking about homeownership? While we currently do not have mortgage options available, we encourage you to keep an eye on our offerings as they evolve. For those looking to maintain flexibility in their finances, our unsecured credit card loans provide just that. We currently offer a total of $2,952,757 in unsecured credit card loans, designed to help you manage expenses without the burden of collateral. If you're considering refinancing options or want to know about eligibility requirements for any of our loan products, please feel free to reach out. Our team is here to assist you every step of the way. To learn more about our loans or start your application process, visit us at 105 Regional Dr Elk City Ok 73644, Elk City, OK, or give us a call at (580) 225-2690. We're here Monday through Friday from 9:00 AM to 6:00 PM (closed for lunch from 1:15 PM to 2:15 PM). Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

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ENDURANCE FEDERAL CREDIT UNION