Encompass Credit Union Tipton IN | Convenient ATM Services Only

Introduction

Welcome to Encompass, your trusted credit union located at 221 N Main St, Tipton, IN 46072. Since our establishment in 1953, we have dedicated ourselves to serving our community and helping our members achieve their financial goals. With a strong membership base of over 17,200 members and total assets reaching an impressive $267,874,819, Encompass stands out as a pillar of financial stability and support in the region. At Encompass, we pride ourselves on offering a range of services tailored to meet the needs of our members. Whether you're looking for loans, savings accounts, or financial advice, our team is here to guide you every step of the way. Our commitment to excellence is reflected in our total deposits of $5,006,746 and total loans amounting to 12,714. These figures showcase not just numbers but the trust that our members place in us. Led by our CEO Matthew Lambert and Board President Gregory Sottong, we strive to create an environment where every member feels valued. Our dedicated team of 60 employees works tirelessly to ensure that your banking experience is smooth and rewarding. While members can visit us at our branch for personal assistance, official correspondence should be directed to the same address: 221 N Main St, Tipton, IN 46072-1636. If you have any questions or need assistance, feel free to reach out by calling us at 800-675-8852. Join us today at Encompass Credit Union where your financial future is our priority! Explore more about what we offer by visiting our website at encompasscu.org. We look forward to welcoming you into our community!

Branch History & Mission

At Encompass, we are proud of our rich history and deep commitment to serving the community of Tipton, Indiana. Since opening our doors in 1953 at 221 N Main St, we have grown from a small credit union into a trusted financial partner for over 17,000 members. With total assets reaching an impressive $267,874,819, our branch has become a vital part of the local economy. Encompass was founded with a simple yet powerful mission: to provide affordable financial services while supporting the community we call home. Over the years, we have remained dedicated to this mission by offering a wide range of products tailored to meet the needs of our members. Whether it's helping families buy their first homes or providing support for local businesses, our goal is always to empower individuals and foster economic growth within Tipton. Our branch is conveniently located near local landmarks, making it easy for members to visit us during our operating hours: Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM, Wednesday until 1:30 PM, and Friday until 5:30 PM. While you can find us at our main address for all your banking needs, please note that official correspondence should be sent to our mailing address at 221 N Main St, Tipton, IN 46072-1636. As we've evolved over the decades, so too have our services. We embrace digital advancements that enhance accessibility and convenience for our members. You can manage your accounts online or through mobile applications that allow for easy payments and transfers. Although we currently do not offer ATM services or drive-thru banking at this location, we are committed to ensuring that every member receives personalized service when they visit us in person. Community support is at the heart of what we do. We actively engage in outreach efforts that benefit local organizations and initiatives. Our partnerships help create opportunities for growth and improvement within Tipton and surrounding areas. We invite you to join Encompass today and experience firsthand how we can help you achieve your financial goals while making a positive impact in your community. Together, let's build a brighter future! For more information about membership or to open an account, please visit our website or call us at 800-675-8852.

Branch Location & Accessibility

Welcome to Encompass, your friendly neighborhood credit union located at 221 N Main St in Tipton, Indiana. Our branch is conveniently situated near local favorites, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting the nearby parks or exploring the downtown area, we're just a short walk away. At Encompass, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can navigate our space comfortably. Plus, ample parking is available right outside the entrance, so you can park with ease when you visit us. Our operating hours are designed to fit your busy schedule. We're open Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM, with extended hours on Friday until 5:30 PM. On Wednesdays, we close a bit earlier at 1:30 PM. This gives you plenty of time to come in and discuss your financial needs or get assistance with any banking services. While we currently do not have ATM services or drive-thru banking available at this location, our staff is here to help with all your credit union needs during business hours. If you have any questions or need assistance, feel free to call us at 800-675-8852. If you're looking for a community-focused credit union that offers personalized service and convenient access, look no further than Encompass. We invite you to visit us soon and see how we can help you achieve your financial goals!

Member Eligibility

At Encompass, we believe that everyone deserves to be part of a welcoming community focused on support and financial growth. Becoming a member of Encompass is simple and open to those who live, work, or worship in Tipton County or surrounding areas. Whether you're looking for personal savings accounts, loans, or just a friendly place to manage your finances, you're in the right spot! Our members enjoy various benefits, including lower fees and competitive rates on loans. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.encompasscu.org/about-us/#membership . Ready to take the next step? Opening an account is straightforward. Just head over to our account opening page at https://my.encompasscu.org/enroll , or give us a call at (800) 675-8852 if you have any questions. We're here to help you every step of the way! Come visit us at 221 N Main St, Tipton, IN 46072, and let's get started on your journey with Encompass today.

Business Banking & Commercial Services

Merchant Services Made Simple

Imagine a local café that wants to streamline its payment process. With our merchant services, they can accept credit cards easily, making it convenient for customers while boosting sales. Whether it's setting up point-of-sale systems or online payment options, we provide practical tools that allow businesses to focus on what they do best serving their customers. Located at 221 N Main St Tipton In 46072 in Tipton, IN, we invite you to explore how our Business Banking & Commercial Services can empower your enterprise. Connect with us at (800) 675-8852 to learn more about how we can help your business grow!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,340,427, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Call to Action

Ready to take control of your financial journey? Connect with us today by visiting our website at https://encompasscu.org/ or give us a call at (800) 675-8852. At Encompass, we're excited to help you achieve your financial goals!

Our Services

Understanding that every member has unique financial goals, we offer various services that cater to different aspects of banking. One of the essential services we provide is ATM Services Only. This allows you easy access to your funds whenever you need them, ensuring that your banking experience is as convenient as possible. Imagine having the ability to withdraw cash or check your balance anytime, anywhere this flexibility can make everyday transactions hassle-free. In today's fast-paced world, digital banking has become increasingly important. At Corporate Office, we prioritize ease of access through online banking options. While our primary service may be ATM-related, we encourage you to explore how our digital features can enhance your banking experience. With mobile payments and an intuitive mobile application available, managing your finances on the go has never been easier.

Why Choose Us?

Choosing Encompass means becoming part of a community-focused institution that puts its members first. We understand that navigating finances can sometimes be overwhelming, which is why our friendly staff is always ready to assist you with any questions or concerns you may have. You can reach us at (800) 675-8852 during our operating hours for personalized support. We invite you to visit us at 221 N Main St Tipton In 46072 and discover how our services can benefit you directly. Whether you're planning for the future or need immediate financial solutions, we are here to guide you every step of the way.

Digital & Online Banking

Key Features for Your Convenience

Imagine checking your balance while waiting in line or transferring money to a friend without any hassle. Our online banking services allow you to do just that! You can view your e-statements easily, helping you keep track of your spending without the clutter of paper. Plus, with our mobile application, managing your finances on the go has never been easier. Need to make quick payments? Our mobile payments feature lets you pay for goods and services directly from your phone, making transactions quick and effortless. If you're looking to send money to family or friends, our person-to-person transfer service is user-friendly and ensures that funds arrive quickly.

Security You Can Trust

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that all our digital services are protected with the latest security measures. We strive to provide a safe banking environment so you can manage your money with confidence. Whether you're logging in from home or on the move, our online banking platform gives you real-time access to your accounts. This means you can keep an eye on your finances whenever it suits you best. In summary, Encompass offers a robust suite of digital and online banking services tailored for your needs. Experience the convenience today by visiting us at https://encompasscu.org/ !

Financial Strength

Growing Member Base

The strength of our member base is reflected in our total share accounts 30,274 showing that more individuals trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Encompass is your trusted partner. Visit us at 221 N Main St Tipton In 46072 or call (800) 675-8852 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $20,038,291 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,480 in used auto loans and $222,465,839 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $88,633,420 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,185,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 58 full-time employees and 2 part-time employees who are dedicated to providing exceptional service at every branch.

Strong Financial Health

With a net worth of $21,071,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $784 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also offer various refinancing options if you're looking to lower your current interest rates or consolidate debt. Plus, our eligibility requirements are straightforward visit this link for more details on how you can become a member and start benefiting from our loan products today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you have any questions or need assistance regarding our loan offerings, feel free to call us at 800-675-8852. We're here to help!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We've already issued $82,496,769 in used vehicle loans and $9,674,597 in new vehicle loans to help our members get on the road with confidence. Whether you're looking for a brand-new ride or a reliable used vehicle, we have options tailored for you.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans amounting to $10,340,427 provide essential capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $17,501,053, making buying or refinancing simple. We are committed to guiding you through each step of the process to ensure that you find the right solution for your housing needs.

Unsecured Credit Cards

Managing daily expenses is easier with our flexible terms on unsecured credit card loans. With a total of $1,033,650 in loans helping members effectively manage their finances, you can enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers you see are fair and transparent.

ENCOMPASS FEDERAL CREDIT UNION - Tipton, IN