At Encompass, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which is a testament to our commitment to providing reliable services. Our financial health is robust, highlighted by a
net worth of $21,071,530. This strong foundation allows us to offer better rates, lower fees, and enhanced member services. Additionally, our
net worth ratio of $784 ensures we have the capital needed to continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$88,633,420 in share certificates, which provide stable and rewarding financial growth opportunities. Although we do not currently hold money market shares with a total amount of
$0, our commitment to your financial well-being remains steadfast. Unlike traditional banks, we prioritize our members. With non-member deposits at
$22,185,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our success is also reflected in our
$20,038,291 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve you better. Speaking of lending, we support your financial goals with
$6,480 in used auto loans and
$222,465,839 in total loans and leases. Our operational efficiency shines through as well; this is evident from our performance as indicated by our
$0. This positions us to continue offering competitive loan rates and solid financial products for our members. We take pride in having
58 full-time employees and
2 part-time employees dedicated to providing exceptional service at every branch location. The strength of our team ensures that we're always ready to assist you with knowledgeable support. Additionally, we have net shares (funds available for lending and investments) totaling
$397,478, emphasizing our capability to meet your needs effectively. With a growing member base reflected by
30,274 total share accounts, trust is at the heart of what we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Encompass is your trusted partner. Visit us at 1035 N Maish Rd Frankfort In 46041 or call (765) 654-8114 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.
