Encompass Credit Union Frankfort IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Encompass, your trusted financial partner located at 2115 W Holiday Rd, Frankfort, IN 46041. Since our establishment in 1953, we have been dedicated to serving our community with integrity and commitment. As part of the Encompass family, you join over 17,200 members who benefit from a range of personalized banking services tailored to meet your unique needs. At Encompass, we take pride in our robust financial standing, boasting total assets of $267,874,819 and total deposits reaching $5,006,746. Our experienced team is here to assist you with everything from checking and savings accounts to auto loans and business financing options. With an impressive portfolio of 12,714 loans and leases, we are well-equipped to help you achieve your financial goals. Under the leadership of CEO Matthew Lambert and Board President Gregory Sottong, our team of 60 dedicated employees is committed to providing exceptional service that fosters trust and reliability. Whether you're looking for a new vehicle loan or need assistance with personal banking, we're here for you. While members can visit us at our branch location in Frankfort, official correspondence should be sent to the same address: 2115 W Holiday Road, Frankfort, IN 46041. You can reach us at 765-654-8114 or explore our full range of services online at encompasscu.org. We invite you to experience the Encompass difference where your financial well-being is our top priority. Visit us today or give us a call; we're excited to help you on your journey towards financial success!

Branch History & Mission

Commitment to Innovation

We understand the importance of adapting to the needs of our members in today's fast-paced world. That's why we've embraced digital advancements like online banking and mobile payments. These features allow you to handle transactions quickly and securely from anywhere.

Join Us

Encompass invites you to experience the difference that comes with being part of a credit union focused on your success. Visit us during our operating hours or call us at (765) 654-8114 for more information about membership opportunities. Together, let's build a stronger community and achieve financial goals that matter most!

Our Mission

At Encompass, our mission is clear: we aim to enhance the financial well-being of our members while fostering a sense of community. We believe in the power of collaboration and support. Our services go beyond traditional banking; we actively engage in community outreach initiatives designed to uplift those around us. By partnering with local organizations and hosting events, we work together to create a brighter future for everyone in Frankfort. While members can visit us at 2115 W Holiday Rd Frankfort In 46041, official correspondence should be sent to 2115 W. Holiday Road, Frankfort, IN 46041. We are proud to offer convenient services like drive-thru banking and ATM access available around the clock making it easier for you to manage your finances on your terms.

Branch Location & Accessibility

A Convenient Stop

At our Holiday Road location, you'll find ample parking available, making it simple to stop by for a quick visit. We take pride in ensuring our branch is accessible to everyone, featuring ADA-compliant facilities and ramps for those who need them.

Banking Hours and Services

We know that life can get busy, which is why we strive to keep our operating hours flexible. Our branch hours mirror those of our main office, ensuring you have access to our services when you need them most. Whether you're looking to open a checking or savings account, explore auto loan options, or get assistance with mortgage loans and refinancing, our team is here to help. For your convenience, we also offer ATM access right on-site along with drive-thru banking services for quick deposits and withdrawals without leaving your car. Plus, if you're in need of any additional services like online banking or mobile payments, we've got you covered.

Get in Touch

If you have any questions or need assistance before visiting us, feel free to give us a call at 765-654-8114. We're excited to meet you and help you with all your banking needs! While members can visit us at 2115 W Holiday Rd, official correspondence should be sent to the same mailing address: 2115 W. Holiday Road, Frankfort, IN 46041. Stop by today and discover how Encompass Credit Union can support your financial journey!

Member Eligibility

At Encompass, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the areas we serve, you're likely eligible for membership. This means you can enjoy all the benefits we offer, including personalized banking services and competitive loan rates. Our commitment is to make your financial journey easier and more rewarding. For more detailed eligibility criteria, feel free to check out our dedicated page at http://www.encompasscu.org/about-us/#membership . Ready to join us? Opening an account is straightforward! You can start the process online by visiting https://my.encompasscu.org/enroll , or if you prefer a more personal touch, give us a call at (765) 654-8114. We're excited to help you take this important step towards achieving your financial goals here at Encompass, located at 2115 W Holiday Rd Frankfort In 46041.

Business Banking & Commercial Services

Practical Merchant Services

Additionally, our merchant services simplify payment processing, allowing you to focus on what matters most running your business. Picture this: a customer walks into your store, makes a purchase, and effortlessly pays using their preferred method. That's the convenience we provide with our merchant solutions, ensuring you can accept payments easily while enhancing customer satisfaction. Located at 2115 W Holiday Rd Frankfort In 46041 in Frankfort, IN, we are here to support your business journey. Give us a call at (765) 654-8114 to learn more about how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,340,427, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential banking services including merchant services and business loans. These offerings are crafted to support local businesses in achieving their goals while managing their finances effectively.

Connect with Us Today!

Whether you're opening a new account or seeking advice on financial decisions, we're here for you! For more information about any of these services or to speak with one of our friendly representatives, call us at 765-654-8114 or visit our website at encompasscu.org. Join us at Encompass today your trusted partner in financial success!

Credit Cards and Rewards

At Encompass, we also offer credit cards with rewards that allow you to earn points on everyday purchases. Whether it's cash back or travel rewards, our cards are designed to benefit you as you spend.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills right from your smartphone or computer making banking simpler than ever. Additionally, with our ATM services available at the branch and convenient drive-thru banking for deposits and withdrawals, accessing your money is hassle-free.

Home Financing Made Easy

Looking to buy a home? Our mortgage loans and refinancing services can help turn your dream into reality. We guide you through every step of the process, from application to closing, ensuring that you feel confident and informed throughout. For those times when unexpected expenses arise or when you're looking to consolidate debt, our personal loans and debt consolidation options provide flexible solutions tailored to your specific needs.

Personal Banking Solutions

We offer a variety of personal banking options designed to make managing your money straightforward and stress-free. Our checking and savings accounts come with features that help you save while also providing easy access when you need it. With our competitive interest rates, you can grow your savings efficiently. If you're in the market for a vehicle, consider our auto loans and vehicle financing options. We understand how important reliable transportation is for you and your family. Our team works with you to find financing solutions that fit within your budget.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. Whether you're out shopping or relaxing at home, you can manage your finances right from your smartphone. Plus, with our mobile payments feature, making purchases is as simple as a tap on your phone. We also support person-to-person transfers, allowing you to send money quickly to friends or family without the need for cash or checks. Need statements? We've got you covered with e-statements, which are not only environmentally friendly but also help you keep track of your finances effortlessly. Security is paramount in our digital services. Your information is protected, ensuring peace of mind while using online banking features. While we currently do not offer electronic signature authorization, rest assured that all transactions are secured and monitored. With all these services at Encompass, managing your money has never been easier or safer. Join us today and take control of your financial future!

Financial Strength

Growing Member Base

Total Share Accounts stand at 30,274, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $397,478, which further illustrates our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Encompass is your trusted partner. Visit us at 2115 W Holiday Rd Frankfort In 46041 or call (765) 654-8114 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $88,633,420 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,185,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $21,071,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $784 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Services

With $20,038,291 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,480 in used auto loans and $222,465,839 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $82,496,769 in used vehicle loans and $9,674,597 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make sure you can afford the vehicle you need.

Business Loans

For business owners, our outstanding commercial loans totaling $10,340,427 provide the capital needed to grow and expand your business. We understand the unique challenges that small businesses face and are here to support your vision. If you're considering refinancing any of these products or want to learn more about eligibility options, we're here to guide you through the process. Feel free to reach out to us at (765) 654-8114 or visit us at our branch located at 2115 W Holiday Rd Frankfort In 46041 in Frankfort, IN. Our team is ready to help you find the right loan solution tailored just for you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines

For those who need a bit more flexibility, our credit lines totaling $59,197,035 allow you to access funds as needed. This can be particularly useful for unexpected expenses or projects around the house.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,501,053, make buying or refinancing simple. We aim to assist you through every step of the mortgage process so that you feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,033,650 in loans helping members manage their finances effectively. These cards can be an excellent tool for managing everyday expenses while building your credit score.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees fair and transparent offers, enabling users to find competitive loan options without hidden surprises.

ENCOMPASS FEDERAL CREDIT UNION - Frankfort, IN