Encentus Credit Union Tulsa OK | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Encentus, your trusted partner in financial growth and community support. Located at 1320 S Lewis Ave, Tulsa, OK 74104, we have been serving our members since 1970 with a commitment to providing exceptional banking services tailored to your needs. With over 4,640 members and total assets of $21,138,833, we take pride in fostering a vibrant community where everyone can thrive. At Encentus, we believe that every member deserves personalized attention. Our dedicated team of 9 employees, led by CEO Kim Patrick and Board President Shelley Ramsey, works tirelessly to ensure that your financial goals are met. Whether you need assistance with personal banking, auto loans, mortgages, or business loans, we have the expertise to guide you every step of the way. While members can visit us at our branch location for a range of services including checking and savings accounts, credit cards with rewards, and online banking official correspondence should be sent to the same address: 1320 S Lewis Ave, Tulsa, OK 74104. With total deposits reaching $1,470,025 and cash in hand amounting to $804,416, we are well-equipped to support your financial journey. Our goal is not just to serve you but also to make a positive impact in our community. By choosing Encentus, you're not just opening an account; you're joining a family that values trust and reliability. Explore more about us on our website www.encentusfcu.org, or give us a call at 918-430-3500. We invite you to visit our branch or reach out today we're here to help!

Branch History & Mission

Innovation and Accessibility

In addition to traditional banking services like personal loans and credit cards with rewards, we embrace digital advancements that make banking more convenient for our members. With features like online banking, mobile payments, and e-statements available, accessing your accounts has never been easier or more secure. We also ensure that all members can enjoy these services with ADA-compliant facilities. For those who prefer face-to-face interactions, our drive-thru service operates Monday through Friday from 7:00 am to 6:00 pm, as well as Saturday mornings until noon. Additionally, ATMs are available for quick access to cash and basic transactions.

Join Us

As we look toward the future, we invite you to become part of the Encentus family. Experience firsthand the benefits of being a member of our credit union where your financial success is at the heart of everything we do. To learn more about joining us or applying for an account today, please visit our website or call us at 918-430-3500. Together, let's build a brighter financial future!

Our Mission

Our mission at Encentus goes beyond just banking; it is about building relationships and empowering our members. We believe that everyone deserves access to quality financial services that can help them achieve their goals. Whether it's securing an auto loan or opening a savings account, we strive to provide options that fit each unique situation. We are committed to supporting our community through various outreach initiatives and partnerships. By giving back and investing in local programs, we aim to uplift those around us while fostering a spirit of collaboration and support.

Branch Location & Accessibility

Connect With Us

Have questions? Don't hesitate to reach out! Give us a call at 918-430-3500 for any inquiries or visit us today. We look forward to welcoming you into the Encentus family where your financial goals are our priority!

Getting Here

Finding us is simple! Our branch is situated in a friendly neighborhood, with ample parking available to make your visit even easier. We've ensured that our facility is ADA compliant, featuring ramps and other accessibility features so everyone can comfortably access our services. While members can visit us at 1320 S Lewis Ave, official correspondence should be sent to the same address.

Operating Hours and Services

We know that your time is valuable. That's why our lobby hours are set from Monday to Friday, 8:00 AM to 5:00 PM, giving you plenty of time during the week to come in and speak with one of our friendly representatives. Need assistance outside of those hours? Our drive-thru service operates Monday through Friday from 7:00 AM to 6:00 PM and on Saturdays from 7:00 AM to 12:00 PM, making it convenient for quick transactions. At Encentus, we offer a variety of services tailored to meet your financial needs whether it's personal banking options like checking and savings accounts or auto loans and mortgages. You can also take advantage of our ATM services for quick cash withdrawals or balance checks.

Member Eligibility

At Encentus, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming! If you live, work, or worship in the Tulsa area, you are eligible to join us. We also extend our membership to family members of existing members, making it easy for you to share the benefits of our services with your loved ones. Once you're part of our community, you'll enjoy personalized service and a range of financial products designed just for you. To get started on your membership journey, visit us at 1320 S Lewis Ave Tulsa Ok 74104 or give us a call at (918) 430-3500. You can find more detailed eligibility criteria by checking out this link: http://www.encentusfcu.org/accounts/join-now. When you're ready to open an account, just follow the instructions provided here: http://www.encentusfcu.org/loans/apply-now. We can't wait to welcome you into the Encentus family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced world, having the right tools can make all the difference. Our merchant services offer seamless payment processing solutions, making it easier for you to manage transactions and enhance customer satisfaction. Imagine being able to accept payments effortlessly, whether your customers are shopping online or visiting your store at 1320 S Lewis Ave Tulsa Ok 74104 in Tulsa, OK. Let us partner with you on your journey toward success. Reach out today at (918) 430-3500 to learn more about how our business banking and commercial services can help you thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $80,303, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Small business owners in Tulsa will find valuable resources in our business banking services. From merchant services that facilitate smooth transactions to business loans that fuel growth, we are here to support your entrepreneurial journey every step of the way.

Call to Action

Ready to take the next step towards better financial management? Visit us today or check out our website at Main Office for more information on how we can help you meet your financial goals!

Easy Access Banking

Accessibility is key at Encentus. We pride ourselves on offering convenient ATM services where you can perform basic transactions like withdrawals and balance checks whenever it suits you best. Additionally, our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days! To speak with us directly or learn more about any of these services, feel free to reach out at (918) 430-3500 or visit us at 1320 S Lewis Ave Tulsa Ok 74104 in Tulsa, OK. We're here to assist you Monday through Friday during our lobby hours from 8:00 am to 5:00 pm and through our drive-thru from 7:00 am until 6:00 pm.

Loans and Credit Options

For those times when unexpected expenses arise or when you're looking to consolidate debt, our personal loans can be a lifesaver. With flexible terms and competitive interest rates, we help ease financial burdens while keeping your budget intact. And don't forget about our credit cards with rewards! They not only allow you to make purchases conveniently but also offer benefits that reward your spending habits.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed for your convenience. Imagine having easy access to your funds anytime you need them. Our accounts come with features like online and mobile banking, making it simple to manage your money on the go. You can transfer funds, pay bills, and even send money to friends through our secure person-to-person payment options. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates to help you drive away in style without breaking the bank. We also have mortgage loans and refinancing solutions that can make homeownership more affordable and attainable for you.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform gives you real-time access to your account information, allowing you to check balances, make transfers, and pay bills without ever stepping foot in a branch. You can also enjoy the ease of electronic statements with Yes, which help you keep track of your transactions without the clutter of paper. Need to send money to a friend? Our person-to-person transfers feature makes it simple and quick. For those who prefer mobile banking, our user-friendly mobile application Yes puts all these tools right at your fingertips. Plus, if you're on the go, you can take advantage of our mobile payments option Yes, making it easier than ever to make purchases directly from your device.

Secure and User-Friendly Experience

Your security is our top priority. At Encentus, we utilize electronic signature authorization Yes to ensure that your transactions are safe and secure. You can rest easy knowing that we take every precaution to protect your sensitive information. Whether you're checking in on your savings or managing loans, our digital banking options empower you with control over your finances without sacrificing safety or ease-of-use. Experience the convenience of modern banking today at Encentus!

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Furthermore, with $3,091,887 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We currently have $230 in used auto loans and $8,284,183 in total loans and leases available for those looking to invest in their future.

Member Trust

With 5,839 total share accounts, our growing member base shows the trust placed in us by the community. Net Shares (Funds available for lending and investments): $41,838 further emphasize our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Encentus is your trusted partner. Visit us at 1320 S Lewis Ave Tulsa Ok 74104 or call (918) 430-3500 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 0 part-time employees ready to assist you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $871,792 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have $0 in money market shares, our focus remains on giving you the best options for your hard-earned money.

Solid Financial Foundation

With a net worth of $3,771,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,784 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,228,750 in used vehicle loans and $1,506,800 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $80,303 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support you with tailored solutions. If you're interested in refinancing any existing loans or checking eligibility for any of these products, please reach out to us at 918-430-3500 or visit us at our branch located at 1320 S Lewis Ave Tulsa Ok 74104. We are here to assist you during our lobby hours from Monday through Friday from 8:00 AM to 5:00 PM and Drive-Thru services available until 6:00 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Encentus help you achieve your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $353,082, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand your options and can make informed decisions.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $181,853 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, giving you peace of mind as you navigate your financial responsibilities.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers tailored to their needs.

Encentus