EMPOWER FEDERAL CREDIT UNION

Welcome to Empower, your trusted financial partner located at 1 Member Way, Syracuse, NY 13212. Established in 1939, our credit union has grown to serve a vibrant community of over 277,374 members. With total assets exceeding $3.76 billion, we are dedicated to providing you with exceptional financial services tailored to your needs. At Empower, we believe in the power of community and commitment. Under the leadership of our CEO, Ryan McIntyre, and Board President, Patrick Piscitelli, we strive to make a positive impact on the lives of our members. Our team of 581 employees is always ready to assist you with a range of services designed to help you achieve your financial goals. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: PO Box 11127, Syracuse, NY 13218-1127. We are proud to offer a variety of loans totaling 164,278, alongside total deposits amounting to $238,547,679. Our net worth stands strong at $365,681,043, ensuring that your money is safe and sound with us. If you're looking for reliable banking options, look no further! Whether you're interested in opening an account or have questions about our offerings, don't hesitate to reach out. You can contact us at (315) 477-2200 during our operating hours from 7:00 AM to 7:00 PM Monday through Friday. Join us today and experience the Empower difference! For more information about our services or to become a member, visit us online at Empower.

Empower has a rich history that began in 1939, right here in Syracuse, NY. Over the decades, this credit union has transformed from a small community initiative into a vital financial resource for over 277,000 members. Located at 1 Member Way, Syracuse, NY 13212, Empower is not just a branch; it is a cornerstone of the community, dedicated to providing exceptional financial services while fostering personal connections. From its inception, Empower has focused on serving its members with integrity and care. With total assets now exceeding $3.75 billion, the credit union has grown remarkably, reflecting its commitment to both sound financial practices and community support. The journey has been marked by milestones that include expanding membership options and enhancing service offerings to meet the evolving needs of local residents. The mission of Empower is clear: to empower individuals and families to achieve their financial goals through personalized banking solutions and unwavering support. This mission resonates deeply within the community as Empower not only provides traditional financial services but also actively participates in outreach programs aimed at improving lives. From financial education initiatives to partnerships with local organizations, Empower strives to make a positive impact beyond banking. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127 if different from our physical address. Our lobby hours are convenient for busy schedules, open Monday through Friday from 7:00 AM to 7:00 PM. In addition to our strong commitment to customer service, we've embraced technology that enhances accessibility. Although we currently do not offer ATMs or drive-thru banking at this location, our digital tools such as online banking and mobile payments ensure that members can manage their finances anytime and anywhere. As we look ahead, Empower continues to focus on building lasting relationships with members and the community. We invite you to join us on this journey. Experience the benefits of being part of Empower where your financial success is our top priority!

Joining the Empower family means becoming part of a supportive community where your financial needs are prioritized. At Empower, located at 1 Member Way Syracuse Ny 13212, we welcome individuals who meet our friendly eligibility criteria. If you live, work, or worship in Onondaga County or have a family member who is already a member, you're likely eligible to join us! We believe in making banking accessible and empowering for everyone, so don't hesitate to check out the detailed eligibility requirements at http://www.empowerfcu.com/about-us/membership-benefits . Opening an account with us is a breeze! Just visit our account opening page at https://my.empowerfcu.com/registration , and you'll be on your way to enjoying all the benefits that come with being an Empower member. From personalized service to competitive rates, we're here to help you thrive financially. If you have any questions or need assistance, feel free to give us a call at (315) 477-2200. We can't wait to welcome you into our community!

At Empower, we understand that convenience and security are key when it comes to managing your finances. That's why we've designed our digital and online banking services to be user-friendly, accessible, and safe, so you can take care of your banking needs anytime, anywhere. With our comprehensive online banking platform, accessible at https://www.empowerfcu.com/ , you have the power to manage your accounts 24/7. Whether you're checking your balance, transferring money, or paying bills, everything is just a click away. Plus, with our mobile application available for download, banking on-the-go has never been easier. One of the standout features of our service is the ability to send money directly to friends and family through person-to-person transfers. Need to pay back a friend for lunch? With just a few taps, you can do it instantly! And if you're looking for an easy way to track your spending or get your statements quickly, e-statements are readily available. No more waiting for paper statements in the mail! Security is also a top priority at Empower. We offer electronic signature authorization for transactions that require an extra layer of safety. This means you can sign documents digitally without having to visit us in person. Our commitment to protecting your information helps ensure that your online experience remains secure. Additionally, we support mobile payments so you can make purchases with ease right from your smartphone. It's all about making banking as convenient as possible for you. In summary, our digital and online banking services at Empower not only provide great flexibility but also emphasize security and ease-of-use. Join us today and experience a smarter way to bank!

At Empower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial performance showcases our commitment to serving you with confidence. With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strength is further reflected in our $317,235,978 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $31,778 in used auto loans and $2,971,322,037 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is evident in our $29,971,164, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,138,458. Additionally, the trust placed in us is shown by the fact that we have a total of 548,791 share accounts. This growing member base is a testament to the reliability and strength of Empower. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 1 Member Way Syracuse Ny 13212 or call (315) 477-2200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.