EMPOWER FEDERAL CREDIT UNION

Welcome to Empower, where we believe in building strong financial futures for our members. Located at 515 Erie Blvd W, Syracuse, NY 13204, our branch has been serving the community since 1939. With a commitment to personalized service and community support, we have grown to welcome over 277,374 members who trust us with their financial needs. At Empower, we take pride in our substantial assets of $3,759,853,763 and total deposits amounting to $238,547,679. Our dedication extends beyond numbers; it's about the relationships we foster and the dreams we help realize. We understand that every member has unique goals, whether that's purchasing a home or securing an auto loan currently totaling 164,278 loans and leases. Our leadership team is committed to your success. Under the guidance of CEO Ryan McIntyre and Board President Patrick Piscitelli, we are here to listen and provide solutions tailored to your needs. With 581 employees ready to assist you, we ensure that your experience at Empower is both welcoming and efficient. While members can visit us at our branch location for all your banking needs from checking accounts to business loans official correspondence should be directed to our mailing address: PO Box 11127, Syracuse, NY 13218-1127. Ready to take the next step? Whether you're looking for information on loans or want to open an account online, feel free to call us at 315-477-2200 or visit our website at Empower FCU. Your financial journey starts here!

At Empower, we believe that joining our community is like gaining a supportive family. Becoming a member is easy and welcoming! If you're a resident of Onondaga County or work, worship, or attend school here, you're likely eligible to join us. We embrace individuals from all walks of life, ensuring that everyone can access our range of financial services designed to meet your unique needs. As a member of Empower, you'll enjoy benefits such as competitive rates on loans, personalized service, and a strong sense of community. To kickstart your membership journey, simply visit us at 515 Erie Blvd W Syracuse Ny 13204 or give us a call at (315) 477-2200. You can find detailed eligibility criteria at this link so you can see if you qualify. When you're ready to open an account, head over to our online registration page at this link. We can't wait to welcome you into the Empower family!

At Empower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, choosing where to manage your finances is a significant decision. That's why we want to share how our strong financial foundation supports our commitment to you. With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $317,235,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $31,778 in used auto loans and $2,971,322,037 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $29,971,164, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $10,138,458, these funds are available for lending and investments that benefit our members directly. Plus, the strength of our community is evident with a total of 548,791 share and deposit accounts showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 515 Erie Blvd W Syracuse Ny 13204 or call (315) 477-2200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.