EMPOWER FEDERAL CREDIT UNION

Welcome to Empower, your trusted financial partner located at 121 Palatine Plz, Palatine Bridge, NY 13428. With a rich history dating back to 1939, we have proudly served our community for over eight decades. As a member-focused credit union, we are dedicated to providing our 277,374 members with personalized banking solutions that fit their unique needs. At Empower, we believe in the strength of community and the importance of building lasting relationships. Our total assets exceed an impressive $3.76 billion, demonstrating our commitment to financial stability and growth. Whether you're looking for personal banking services such as checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our competitive offerings include over 164,000 loans and leases made available to help you achieve your financial goals. Our dedicated team is led by CEO Ryan McIntyre and Board President Patrick Piscitelli, who both share a passion for enhancing the lives of our members. We employ 581 skilled professionals who are always ready to assist you with friendly service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 11127, Syracuse, NY 13218-1127. With total deposits reaching $238.5 million and a net worth of $365.7 million, we ensure that your finances are secure with us. Our focus on strong member business loans further illustrates our dedication to supporting local enterprises our net member business loan balance stands at an impressive $416.8 million. As we continue to grow and adapt to the evolving needs of our members, we invite you to explore what Empower has to offer. Visit our website at Empower FCU or give us a call at 315-477-2200 during lobby hours (Monday through Friday from 9:00 AM to 5:00 PM) to learn more about how we can help you on your financial journey. Join us today and experience the Empower difference!

At Empower, we believe that becoming a member is like joining a family that supports your financial journey. Membership is open to anyone who lives, works, worships, or attends school in our community. This means whether you're a longtime resident of Palatine Bridge or just starting out, you can take advantage of our services. We offer a welcoming environment where you can access everything from checking accounts to loans tailored for your needs. To see the full eligibility criteria and learn more about the benefits of membership, visit us at http://www.empowerfcu.com/about-us/membership-benefits . Ready to join? The process is simple! You can start opening your account online by visiting https://my.empowerfcu.com/registration . If you have any questions or need assistance, don't hesitate to reach out to us at (315) 477-2200. We're here to help you every step of the way!

At Empower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for achieving your goals, whether it's saving for a home, buying a car, or planning for retirement. With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $317,235,978 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $31,778 in used auto loans and an impressive $2,972,132,037 in total loans and leases. Our operational efficiency shines through with a net income of $29,971,164, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $10,138,458. Total Share and Deposit Accounts: 548,791, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Empower is your trusted partner. Visit us at 121 Palatine Plz Palatine Bridge NY 13428 or call 315-477-2200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*