We understand that modern banking requires digital convenience alongside personal service. That's why we have invested in technology that allows members to manage their finances seamlessly through online banking and mobile applications. Whether it's making deposits or applying for loans from the comfort of home, we prioritize accessibility and ease for all our members.
With drive-thru service available and ATMs ready for your convenience, we make it easy for you to access your funds when you need them most. Our lobby hours are Monday through Friday from 9:00 am - 5:00 pm and Saturday from 9:00 am - 1:00 pm. We invite you to become part of the Empower family today! Experience the difference that a member-focused credit union can make in your life. Visit us or explore more about membership benefits here. Together, let's build a brighter financial future!
From humble beginnings, Empower has consistently focused on meeting the needs of its members. Throughout the years, we have expanded our services and offerings to provide comprehensive financial solutions that empower individuals and families. With total assets now exceeding $3.75 billion, we are well-equipped to support our members' diverse financial needs. Our commitment to growth is matched by our dedication to serving the community. We not only offer traditional banking services such as checking and savings accounts but also specialize in auto loans, mortgages, personal loans, and business banking. This range of services ensures that we can assist our members at every stage of their financial journey.
At Empower, our mission is clear: we strive to improve the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services tailored to their unique situations. This commitment drives us to offer competitive rates and exceptional service. In addition to providing essential banking services, we engage in various community outreach efforts. We believe in giving back through partnerships with local organizations and initiatives aimed at enhancing the lives of those around us. While you can visit us at 7320 E Genesee St Fayetteville, official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127 if you need to reach out via mail.
Our branch is just a stone's throw away from local landmarks, making it easy for you to find us. We understand that parking can sometimes be a hassle, so we've made sure there's ample parking available right outside our doors. Plus, our location is fully ADA compliant, ensuring everyone can access our services comfortably.
Ready to experience all that Empower has to offer? Don't hesitate to give us a call at 315-477-2200 or stop by today! Our team is eager to assist you with all your banking needs. We look forward to seeing you soon!
We know how busy life can get, which is why we offer flexible operating hours! You can visit us Monday through Friday from 9:00 am to 5:00 pm and on Saturdays from 9:00 am to 1:00 pm. For those who prefer the drive-thru option, we're open Monday through Friday from 8:30 am to 5:30 pm and again on Saturday from 9:00 am to 1:00 pm.
At Empower, we pride ourselves on offering a wide range of banking services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash? Enjoy the convenience of our ATM services or stop by the drive-thru for quick transactions. While members can visit us at 7320 E Genesee St Fayetteville Ny 13066, official correspondence should be sent to our mailing address at PO Box 11127, Syracuse, NY 13218-1127 if necessary.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $384 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $397,577,069, we continue to drive economic growth by financing new and expanding businesses.
Imagine effortlessly processing payments while focusing on what you do best running your business. Our merchant services offer the tools you need to accept payments easily and efficiently, whether you're at a physical location or selling online. This means more time for you to grow your business without worrying about the complexities of transactions. Whether you're looking to expand your operations or improve cash flow, Empower is here to provide tailored solutions that fit your unique needs. Visit us at 7320 E Genesee St, Fayetteville, NY 13066, or call us at 315-477-2200 to learn more about how we can help you thrive!
For our business members, we understand that managing finances can be challenging. That's why we offer merchant services and business loans designed to help your business thrive. With our support, you can focus on growing your enterprise without worrying about financial hurdles.
We know how important it is for you to have easy access to your finances. Our online and mobile banking services allow you to check balances, pay bills, and transfer money with just a few taps on your device. Need cash? Use one of our ATMs conveniently located throughout Fayetteville for quick withdrawals or balance checks.
Sometimes a simple visit is all it takes! Our drive-thru banking allows for quick deposits, withdrawals, and other transactions without leaving your car. Whether you're in a rush or simply prefer the convenience, we're here to serve you efficiently. At Empower, we're not just about numbers; we care about people. Our team is dedicated to providing personalized service that makes banking easier for everyone in Fayetteville, NY. Ready to experience all the benefits? Give us a call at (315) 477-2200 or visit us at 7320 E Genesee St Fayetteville Ny 13066 today! We look forward to helping you navigate your financial journey with confidence.
If you're considering buying a car or refinancing your home, our auto loans and mortgage options are here to help. We offer competitive rates that can make financing more affordable. For those unexpected expenses or consolidating debt, our personal loans provide flexible solutions tailored just for you. Plus, our credit cards come with rewards that can benefit you with every purchase.
Our personal banking services include checking and savings accounts designed for your everyday needs. Whether you want to set up a basic checking account for daily expenses or a high-yield savings account to grow your savings, we've got you covered. Imagine having easy access to your funds through online banking or our mobile app, making transactions from anywhere at any time.
Our online banking platform, accessible at https://www.empowerfcu.com/, allows you to check your account balances, transfer funds, and pay bills all without needing to visit a branch. You can also sign documents securely using our electronic signature authorization feature, making it easier than ever to complete transactions from the comfort of your home. We know that staying on top of your finances is crucial, which is why we provide e-statements. This option not only helps you go paperless but also allows you to access your statements whenever you need them.
For those on the go, our mobile application ensures that banking is always at your fingertips. Whether you're making person-to-person transfers or utilizing mobile payments, you can do so quickly and safely. Our app makes it easy to send money to friends or family instantly, while mobile payments let you shop without carrying cash or cards.
With 24/7 online banking services, you're never out of touch with your accounts. Whether it's day or night, you can log in and take control of your finances when it suits you best. From monitoring transactions to managing budgets, all your financial needs are just a click away. At Empower, we believe in providing accessible and user-friendly banking solutions tailored to fit your lifestyle. Dive into our digital offerings today and experience the convenience and security we bring right to your pocket!
With $317,235,978 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to support your financial goals is evident with $31,778 in used auto loans and a robust total of $2,972,132,037 in loans and leases available for members across various sectors.
Total Share Accounts stand at an impressive 548,791, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments $10,138,458 in net shares further illustrate our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 7320 E Genesee St Fayetteville Ny 13066 or call 315-477-2200 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency shines through with a net income of $29,971,164, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.
With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $571,156,760 in used vehicle loans and $237,066,776 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have competitive financing options tailored just for you.
For business owners looking to expand, our outstanding commercial loans totaling $397,577,069 provide the capital needed for growth. We are dedicated to supporting local businesses and helping them thrive. At Empower, we prioritize your financial well-being by offering clear and straightforward lending solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in reaching your financial objectives!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $486,276,719, make buying or refinancing simple. We also provide valuable insights on refinancing options to help you secure better terms as your financial situation changes.
Managing everyday expenses is made easier with our flexible terms on unsecured credit card loans. We currently have $104,830,995 in loans assisting members in effectively managing their finances. With this option, you can enjoy peace of mind knowing that you have access to funds when needed without tying up collateral.
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and trustworthiness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory guidelines ensures that users receive fair and transparent offers without hidden fees or misleading terms.