EMPOWER FEDERAL CREDIT UNION

Welcome to Empower, your trusted credit union located at 278 Genesee St, Chittenango, NY 13037. Since our founding in 1939, we've been dedicated to serving our community with financial products and services that prioritize your needs. As of now, we proudly support over 277,000 members and manage assets totaling an impressive $3,759,853,763. At Empower, we believe that banking should be accessible and straightforward. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, our friendly team is here to help you every step of the way. Our commitment to you is reflected in our total deposits of $238,547,679 and a net worth of $365,681,043, ensuring we are financially sound and ready to support your financial journey. We understand that life can be unpredictable, which is why we offer a range of loan options tailored to fit different circumstances. With over 164,278 loans and leases issued, including personal loans and business financing solutions totaling $416,801,533, we're here to empower you with the resources needed to achieve your goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at PO Box 11127, Syracuse, NY 13218-1127. Our dedicated staff is ready to assist you Monday through Friday from 9:00 am to 5:00 pm. Led by CEO Ryan McIntyre and Board President Patrick Piscitelli, our team of 581 employees is passionate about helping you find the right financial solutions. We invite you to reach out at 315-477-2200 or visit our website at Empower for more information on how we can serve you better. Join us today and experience a credit union that truly values its members!

Empower Credit Union has a rich history that began in 1939, rooted in the heart of Chittenango, NY. Over the decades, we have grown from a small community-focused organization into a vital financial institution with total assets exceeding $3.75 billion and a membership base of more than 277,000 individuals. Our branch, located at 278 Genesee St, Chittenango, NY 13037, stands as a testament to our commitment to serving our members and the community. Our mission is straightforward yet powerful: we strive to empower our members by providing exceptional financial services while fostering a strong sense of community support. We believe in creating pathways for financial stability and growth for every member. Whether it's offering personal banking solutions like checking and savings accounts or financing options for auto loans and mortgages, our goal is to ensure that everyone can achieve their financial dreams. While members can visit us at our Chittenango location, official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127. We are proud to offer accessible services that include an ATM and drive-thru banking options for added convenience. Our lobby is open Monday through Friday from 9:00 am to 5:00 pm, and our drive-thru operates from 8:30 am to 5:30 pm on weekdays. As we continue our journey, we are dedicated to embracing digital advancements that make banking easier and more efficient for our members. From mobile payments and online banking to e-statements and person-to-person transfers, we focus on customer-centric initiatives that enhance your experience with us. At Empower Credit Union, we also recognize the importance of giving back. Our partnerships with local organizations reflect our commitment to community outreach efforts aimed at supporting those in need. Through various initiatives and programs, we seek to uplift our neighbors and create lasting positive impacts within Chittenango and beyond. Join us at Empower Credit Union and experience firsthand how we can help you navigate your financial journey while being part of a caring community. Together, let's build a brighter future! For more information or to become a member today, call us at 315-477-2200 or visit our website at www.empowerfcu.com.

At Empower, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that cares about your financial well-being. To become a member of Empower, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in Madison County or the surrounding areas, you're likely eligible! We welcome anyone who shares our commitment to building a better financial future together. For the full details on eligibility, feel free to visit this page for more information. Once you've determined that you're eligible, opening an account with us is easy and straightforward. Simply head over to our account opening page, and you'll be guided through the process step by step. If you have any questions or need assistance along the way, don't hesitate to give us a call at (315) 477-2200. We're here to help! Come visit us at our branch located at 278 Genesee St Chittenango Ny 13037 we can't wait to welcome you into the Empower family!

At Empower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you better. With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $317,235,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $31,778 in used auto loans and $2,971,322,037 in total loans and leases, supporting members' financial goals across various sectors. Our impressive $29,971,164 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,138,458. Total Share and Deposit Accounts: 548,791, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 278 Genesee St Chittenango Ny 13037 or call (315) 477-2200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.