EMPOWER FEDERAL CREDIT UNION

Welcome to Empower, your trusted partner in financial well-being, located at 400 Fort Hill Ave Bldg 4, Canandaigua, NY 14424. Since our establishment in 1939, we've proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our 277,374 members. With total assets exceeding $3.75 billion, we are dedicated to helping you achieve your financial goals. At Empower, we understand that every member has unique aspirations. That's why we offer a wide range of services, from personal banking and auto loans to business financing solutions. Our team, led by CEO Ryan McIntyre and Board President Patrick Piscitelli, is here to guide you every step of the way. With over 581 employees working tirelessly to support our initiatives, we're not just a credit union; we're a community-focused organization striving for your success. While members can visit us at our Canandaigua branch for all their banking needs, official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127. We encourage you to explore our website at Empower FCU for more information about our offerings or to get started on your financial journey today. Join us as we continue to build a brighter future together! If you have questions or need assistance, don't hesitate to reach out at 315-477-2200. Your financial success is our priority!

At Empower, we believe that everyone deserves a chance to be part of a warm and supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the area around our branch at 400 Fort Hill Ave Bldg 4 Canandaigua Ny 14424, you're already eligible to join us. We welcome individuals from all walks of life, making it simple for you to access great services like checking accounts, auto loans, and much more. For detailed information about our membership criteria, feel free to check out our website at http://www.empowerfcu.com/about-us/membership-benefits . Opening an account with us is just as straightforward! You can start your journey towards membership by visiting this link: https://my.empowerfcu.com/registration . If you have any questions or need assistance, don't hesitate to reach out to us at (315) 477-2200. We're here to help you every step of the way as you take advantage of the benefits that come with being a member of Empower!

At Empower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to providing you with reliable services and benefits. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $317,235,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $31,778 in used auto loans and a total of $2,972,132,037 in loans and leases. Our operational efficiency is reflected in our net income of $29,971,164, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $10,138,458. Total Share and Deposit Accounts: 548,791, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Empower is your trusted partner. Visit us at 400 Fort Hill Ave Bldg 4 Canandaigua NY 14424 or call 315-477-2200 to learn more about how we can help you achieve your financial goals.