EMPOWER FEDERAL CREDIT UNION

At Empower, our mission is simple yet powerful: to enhance the financial well-being of our members and contribute positively to our community. We believe that everyone deserves access to quality financial services tailored to their needs. Whether you're looking for checking accounts, auto loans, mortgage options, or business banking solutions, we strive to provide personalized services that empower you to achieve your goals. Beyond just banking services, we are deeply invested in community outreach and support. Our partnerships with local organizations allow us to give back and make a meaningful impact in Auburn and surrounding areas. We understand that when our community thrives, so do we. As we embrace digital advancements such as online banking and mobile payments, we remain dedicated to ensuring ADA compliance and enhancing customer experience through innovative solutions. Our focus is always on you the member ensuring that your needs are met with care and respect. While members can visit us at 65 State St, official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127. Join us at Empower today! Experience a credit union that truly cares about its members and works tirelessly for their success. Discover how we can help you reach your financial goals together! For more information or to become a member, give us a call at 315-477-2200 or visit our website at www.empowerfcu.com.

Our dedicated team is here to assist you during convenient hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. If you're on the go, our drive-thru service is available Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM, providing a quick way to handle your banking needs without leaving your vehicle.

Empower offers a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions for every stage of life. We also provide credit cards with rewards and business banking services for entrepreneurs in our community. Plus, with our ATM availability right at the branch, accessing your funds has never been easier! While members can visit us at our Auburn location for all their banking needs, please note that official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127 if it differs from our physical address. We invite you to stop by or call us at 315-477-2200 with any questions or inquiries. At Empower, we're here for you every step of the way!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $384 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $397,577,069, we continue to drive economic growth by financing new and expanding businesses.

Running a business means managing transactions efficiently. Our merchant services make it easy for you to accept payments, whether in-store or online. Imagine having the tools to streamline your payment processes so you can focus more on what matters growing your business. Located at 65 State St, Auburn, NY 13021, we invite you to reach out at 315-477-2200 to explore how our business banking solutions can empower your company's success today!

Need cash in a pinch? Our ATM services allow for quick withdrawals and balance checks without any hassle. You can also utilize our drive-thru service for basic transactions like deposits and withdrawals all designed to make banking more accessible for you. At Empower, we strive to create a welcoming environment where all members feel valued and supported in their financial journey. For more information on how we can assist you today or if you're ready to open an account, give us a call at 315-477-2200 or visit us at 65 State St, Auburn. Let's start achieving your financial dreams together!

For local entrepreneurs and businesses, we offer specialized business banking services including merchant services and business loans. We know how important it is for businesses to have reliable financial support, and we're dedicated to helping you succeed.

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. Check your balance, transfer funds, or pay bills anytime from anywhere using our user-friendly mobile app or online portal. Plus, with features like person-to-person payments and e-statements, managing your finances has never been easier.

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation options provide the flexibility you need. Whether it's an emergency repair or consolidating high-interest debt into one manageable payment, we're here to help.

For those thinking about homeownership or refinancing an existing mortgage, we offer mortgage loans that can be customized to suit your specific needs. Our team will guide you through the application process so you can focus on finding the perfect home.

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that offers easy access to your funds while helping you save for future goals. With our competitive interest rates on savings accounts, you can watch your money grow over time. If you're considering buying a new car or need to refinance your current vehicle, our auto loans and vehicle financing options make the process straightforward and stress-free. Picture driving off in your dream car with affordable monthly payments that fit into your budget.

Don't forget about our credit cards that come with rewards! Enjoy benefits that allow you to earn points on everyday purchases, making every dollar spent work harder for you.

Stay organized with e-statements available at Yes. No more waiting for paper statements in the mail; you'll receive your account statements electronically, making it easier to track spending and manage your finances. This not only saves trees but also provides instant access to important documents.

For those on the go, our mobile application is available at Yes, allowing you to bank right from your smartphone. You can make person-to-person transfers effortlessly with our person-to-person feature perfect for splitting bills or sending money to friends. Plus, if you prefer using mobile payments, you're in luck! Our mobile payments feature lets you pay directly from your phone wherever contactless payments are accepted. In this fast-paced world, having the ability to manage your finances anytime is essential. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate easily. With real-time updates and secure transactions, you'll always be in control of your financial activities. At Empower, we strive to empower you with tools that simplify banking while keeping security as a top priority. Join us today and experience banking redefined!

With $317,235,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $31,778 in used auto loans and a total of $2,971,322,037 in loans and leases.

Our $29,971,164 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Net Shares (Funds available for lending and investments): $10,138,458. Total Share Accounts: 548,791, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 65 State St Auburn Ny 13021 or call (315) 477-2200 to learn more about how we can help you achieve your financial goals.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $571,156,760 in used vehicle loans and $237,066,776 in new vehicle loans already helping members get on the road. We offer competitive rates and flexible terms to ensure that you can find a financing option that fits your budget.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $486,276,719, make buying or refinancing simple. We're here to guide you through the process every step of the way.

In addition to auto and mortgage loans, we provide various other lending solutions including personal loans and business financing options. For business owners, our outstanding commercial loans totaling $397,577,069 provide the capital needed to grow and expand.

If you're considering refinancing existing loans or exploring eligibility for our products, we encourage you to reach out. Our dedicated team is here to assist you in evaluating your options and finding solutions that work best for you. You can contact us at 315-477-2200 for more information or visit us during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Empower Credit Union, we're committed to supporting our members with reliable loan products and exceptional service every step of the way.

We also offer flexible terms on unsecured credit card loans, with a total of $104,830,995 in loans helping members manage their finances effectively. These cards come with various benefits and rewards that can enhance your purchasing power while allowing for easy management of your everyday expenses.

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LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers are fair and transparent. By relying on verified financial institutions, users can trust the accuracy of the information presented.