Educators Credit Union Employees Tulsa OK | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Employees Federal Credit Union, your trusted financial partner located at 1120 W 17th St, Tulsa, OK 74107. Established in 1954, we have proudly served our community for nearly seven decades, building strong relationships with over 4,156 members who trust us with their financial needs. At Employees Federal Credit Union, we believe in putting our members first. With total assets of $45,835,058 and a net worth of $3,884,989, we are committed to providing a stable and supportive banking environment. Our dedicated team of 18 employees, led by CEO John Hughes and Board President Ross Weller, works diligently to ensure that you receive the highest level of service. While you can visit us at our branch for personal banking services such as checking and savings accounts, auto loans, mortgages, and more, please note that official correspondence should be directed to our mailing address: 1120 W 17th St, Tulsa, OK 74107. We take pride in our community impact and the role we play in helping our members achieve their financial goals. With total deposits amounting to $1,582,403 and cash on hand totaling $662,983, we have the resources necessary to support your aspirations. Whether you're looking for a personal loan or considering business banking options, we're here for you. Explore our website at employeesfed.com to learn more about the services we offer or reach out to us at 918-582-7573. Our friendly team is available from 8:30 AM to 4:30 PM on Monday through Wednesday and Friday, and until 5:30 PM on Thursday. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Community Focus

At Employees Federal Credit Union, we understand the importance of giving back. We actively engage in community outreach efforts that aim to uplift local organizations and initiatives. Our partnerships with various groups reflect our commitment not just to banking but also to building a stronger community. Join us today! Experience firsthand the benefits of membership at Employees Federal Credit Union. Together, let's work towards achieving your financial dreams while contributing positively to the vibrant city of Tulsa. For more information or to become a member, please visit our website or give us a call at (918) 582-7573.

Our Journey

Since our inception, Employees Federal Credit Union has focused on providing accessible financial services tailored to the needs of our members. Over the years, we have continually evolved to meet the changing demands of our community while maintaining our core values of integrity, service, and support. With total assets now amounting to $45,835,058, we have made significant strides in offering a variety of products and services designed to enhance our members' financial well-being. Our journey includes several milestones that highlight our dedication to growth and improvement. We are proud to offer personal banking options such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as credit cards with rewards. Additionally, we provide business banking solutions that include merchant services and business loans.

Our Mission

The mission of Employees Federal Credit Union is simple yet impactful: to serve our members by providing quality financial services while fostering a sense of community. We believe that everyone deserves access to reliable banking options that empower them financially. We are committed to building lasting relationships with our members through personalized service and ongoing support. Our operating hours reflect our dedication to being available for our members when they need us most: Monday through Wednesday and Friday from 8:30 AM to 4:30 PM; Thursdays from 8:30 AM to 5:30 PM. Although we do not currently offer ATM or drive-thru services, we prioritize accessibility through online and mobile banking options that allow members to manage their finances conveniently. While members can visit us at 1120 W 17th St for in-person assistance, official correspondence should be directed to the same address for convenience.

Branch Location & Accessibility

Convenient Access and Features

At our branch, you'll find ample parking available right outside, making it easy for you to pop in whenever you need assistance. We take pride in being accessible for everyone, with ADA-compliant features that ensure all members can navigate our space comfortably.

Operating Hours Designed for You

We understand that life can be busy, so we offer flexible operating hours tailored to fit your schedule. Our lobby is open from 8:30 AM to 4:30 PM on Monday, Tuesday, Wednesday, and Friday, and we extend our hours on Thursday until 5:30 PM. Whether you're stopping by before work or during lunch breaks, we're here to help!

Services Tailored to Your Needs

While visiting us at Employees Federal Credit Union, you can explore a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Although we currently do not have ATM services or drive-thru banking available at this location, our dedicated team is always ready to assist you inside the branch. If you need to send any official correspondence, please note that while our physical address is 1120 W 17th St, you can also use the same address for mailing purposes as well. Feel free to reach out by phone at 918-582-7573 if you have any questions or need further assistance. We invite you to visit us today and discover how we can support your financial journey!

Member Eligibility

Becoming a member of Employees is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Tulsa area, you're already on your way to enjoying all the benefits we offer! Membership is open to individuals who meet our eligibility criteria, which you can check in detail at http://www.employeesfed.com/become-a-member . We pride ourselves on providing personalized service and a community-focused approach, ensuring that each member feels valued and supported. Opening an account with us is simple and welcoming. Just visit our website to start the process at https://dsot.onlinecu.com/employeesfed/#/sign-up , or feel free to give us a call at (918) 582-7573 if you have any questions. We're here to help you take that next step toward better banking at Employees, located at 1120 W 17Th St Tulsa Ok 74107. Join us today and experience the difference!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to streamline your payment processes while enhancing customer satisfaction. Our merchant services make it easy for you to accept payments in various forms, allowing you to focus more on running your business and less on managing transactions. This means happier customers and smoother operations key components for any thriving business. Visit us at 1120 W 17Th St Tulsa Ok 74107 in Tulsa, OK or call us at (918) 582-7573 to learn how our business banking solutions can help you achieve your goals!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide robust business banking services, including merchant services and business loans. If you're an entrepreneur or small business owner, having the right financial partner can make all the difference in achieving your goals.

Contact Us Today!

We invite you to explore all the services offered at Employees Federal Credit Union. With our friendly staff ready to assist you, whether by phone at 918-582-7573 or in person during lobby hours (Monday through Wednesday and Friday from 8:30 AM - 4:30 PM; Thursday until 5:30 PM), we're here for you every step of the way. Visit us today or check out our website at employeesfed.com for more information about becoming a member or opening an account! Your financial journey starts here at Employees Federal Credit Union let's take this step together!

Credit Cards with Rewards

Shopping should be rewarding! With our credit cards that offer rewards, every purchase brings you closer to exciting benefits. Whether it's cash back or travel points, our cards are designed to fit seamlessly into your life while helping you earn as you spend.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking capabilities. You can access your accounts anytime, anywhere whether you're at home or on the go. Our secure platform allows for easy fund transfers, bill payments, and even person-to-person payments all designed for ease of use.

Loans Made Easy

When it comes to financing, we provide various options to suit your lifestyle. Need a new car? Our auto loans and vehicle financing are here to help you hit the road with confidence. Perhaps you're considering buying a home? Our mortgage loans and refinancing options can make that dream a reality. We also offer personal loans and debt consolidation for those looking to simplify their finances. Whatever your needs are, we aim to make borrowing straightforward and accessible.

Personal Banking

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer personal banking services including checking and savings accounts designed with you in mind. Whether you're looking to save for a rainy day or manage your daily expenses, our accounts come with competitive rates and user-friendly online banking features. Imagine being able to check your balance, transfer funds, or pay bills all from your phone or computer convenience is just a click away.

Digital & Online Banking

E-Statements and Mobile Application

We offer e-statements to help you stay organized without the clutter of paper. You can view your statements securely online, which not only saves trees but also makes it easier to track your finances over time. And if you're always on the move, don't forget to download our mobile application! It's packed with features that allow you to manage your accounts right from your smartphone.

Easy Payments and Transfers

Making payments is a breeze with our mobile payments feature, allowing you to make purchases directly from your phone. Want to send money to friends or family? Our person-to-person transfer service lets you do just that quickly and securely. In a world where banking should be as simple as possible, Employees is committed to providing tools that empower you to take control of your financial life effortlessly. Join us today and experience the ease of digital banking!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 6,774, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $145,404, further showcasing our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Employees is your trusted partner. Visit us at 1120 W 17Th St Tulsa Ok 74107 or call (918) 582-7573 to learn more about how we can help you achieve your financial goals.

Investment in Future Growth

With $1,754,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity is supported by $662 in used auto loans and $24,011,836 in total loans and leases, helping our members achieve their financial goals across various sectors.

Operational Efficiency

Our $2,356 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 0 part-time employees ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $8,161,207 in share certificates and $2,821,003 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,686,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,884,989, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our commitment to you. Our net worth ratio of $848 demonstrates a robust capital position, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,219,769 in used vehicle loans and $1,678,379 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got you covered with competitive terms and flexible repayment options.

Credit Lines and Unsecured Credit Cards

For those needing additional financial flexibility, we provide credit lines with total amounts reaching $1,449,600. Additionally, we also offer flexible terms on unsecured credit card loans; however, at this time, there are no outstanding amounts recorded for these cards. Managing everyday expenses has never been easier with our tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,677,704, make buying or refinancing simple. We aim to make the process straightforward so that you can focus on what matters most turning your house into a home.

Refinancing Options

If you're considering refinancing any existing loans, our team is here to guide you through eligibility options and help you find the best plan that suits your needs. Refinancing can often lower monthly payments or reduce interest rates, making it worth exploring. At Employees, we believe that everyone should have access to financial resources that empower them. Our goal is to provide transparent information so that you can make informed decisions about your finances. For more details on any of our loan offerings or to discuss your specific needs, feel free to reach out at (918) 582-7573. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

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EMPLOYEES FEDERAL CREDIT UNION