EMPLOYEE RESOURCES CREDIT UNION

Welcome to Employee Resources, your trusted financial partner located at 330 W Church St, Lexington, TN 38351. Since our establishment in 1964, we have been dedicated to empowering our community through quality financial services and support. With a total membership of 22,908 and assets exceeding $165 million, we pride ourselves on being a cornerstone of financial stability and growth for our members. At Employee Resources, we understand the importance of personalized service and community engagement. Our team, led by CEO Konda Bowling and Board President Danny Lucy, is committed to ensuring that each member feels valued and supported. Whether you're looking for auto loans, savings accounts, or business financing solutions, we are here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address for convenience. With total deposits reaching $16,247,618 and a solid net worth of $15,870,166, you can trust that your finances are in capable hands. We invite you to explore our services including online banking, personal loans, and credit card options with rewards. Our drive-thru service and ATM availability make banking easier than ever. If you have any questions or need assistance, feel free to call us at 731-968-8746 during our operating hours from 8:00 AM to 4:30 PM, Monday through Friday. Join us today at Employee Resources your financial future starts here! For more information about our offerings or to become a member, please visit our website at ercu.org.

At Employee Resources, we believe that everyone deserves a place to thrive and feel supported. Joining our community is easy! If you live, work, or go to school in the area around 330 W Church St Lexington Tn 38351, you may be eligible for membership. We welcome individuals from various backgrounds, ensuring that our services are accessible to all who need them. Becoming a member means gaining access to a variety of benefits, including competitive rates on loans and savings accounts, personalized service, and financial education resources tailored just for you. To learn more about eligibility requirements or to check if you qualify, visit our website at https://www.ercu.org/about-us-membership/ . When you're ready to open an account, the process is straightforward just head over to https://my.homecu.net/banking/hculogin.prg ?cu=ercu or give us a call at (731) 968-8746 for assistance. We're excited to have you join our community at Employee Resources!

At Employee Resources, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your finances are in capable hands, supported by our solid financial foundation. With a net worth of $15,870,166, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $56,305,380 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,229,914 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,151 in used auto loans and $127,265,828 in total loans and leases. Our performance also reflects operational efficiency with a net income of $256,306, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 53 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable service. Total Share Accounts stand at 40,784, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $7,721,446, further reinforcing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Employee Resources is your trusted partner. Visit us at 330 W Church St Lexington Tn 38351 or call (731) 968-8746 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.