EMPLOYEE RESOURCES CREDIT UNION

Welcome to Employee Resources, where we are dedicated to serving our community with trust and reliability. Located at 2135 N Locust Ave, Lawrenceburg, TN 38464, our credit union has been a pillar of support since we opened our doors in 1964. With a strong commitment to our members, we proudly serve over 22,908 members and manage total assets of $165,295,360. At Employee Resources, we understand the importance of financial security and accessibility. We offer a range of services tailored to meet your needs, from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Our experienced team is here to guide you through every step of your financial journey. While members can visit us at our main office, official correspondence should be sent to our mailing address: P O Box 987, Lawrenceburg, TN 38464-4455. As part of our commitment to transparency and community impact, we maintain a net worth of $15,870,166 and have cash reserves amounting to $3,966,475, ensuring that we remain financially robust for our members. Under the leadership of CEO Konda Bowling and Board President Danny Lucy, we have cultivated an environment focused on member satisfaction. Our friendly staff of 55 employees is ready to assist you during our operating hours from 8:00 AM - 4:30 PM on weekdays. We invite you to explore what Employee Resources has to offer. Whether you're looking for loans, savings options, or simply need financial advice, we're here for you. Feel free to give us a call at 931-766-9288 or visit us online at www.ercu.org for more information about our services or to open an account today!

At Employee Resources, our journey began in 1964 in the heart of Lawrenceburg, TN. Over the years, we have transformed from a small credit union into a trusted financial partner for over 22,000 members. Our branch, located at 2135 N Locust Ave Lawrenceburg, TN 38464, stands as a testament to our dedication to serving the community and helping individuals achieve their financial goals. Throughout our history, we've achieved significant milestones that reflect our commitment to growth and innovation. With total assets now exceeding $165 million, we have continuously adapted to meet the evolving needs of our members. Our mission is straightforward: to provide accessible financial services while uplifting our community through various outreach initiatives. We believe that everyone deserves the opportunity for financial success and stability. Our operating hours are designed with your convenience in mind, open Monday through Friday from 8:00 AM to 4:30 PM. We understand that life can be busy, so we also offer ATM services and drive-thru banking for quick transactions without leaving your vehicle. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P O Box 987, Lawrenceburg, TN 38464-4455 if necessary. At Employee Resources, we prioritize not just financial transactions but building relationships within our community. Our digital advancements ensure that you can bank anytime and anywhere with online banking and mobile payment options. We aim to provide ADA-compliant services so that all members can access what they need easily. We take pride in our partnerships with local organizations and strive to contribute positively through various community programs. Our focus on member service means we listen to your feedback and continually seek ways to enhance your experience with us. We invite you to join us at Employee Resources and experience firsthand the benefits of being part of a supportive credit union that truly cares about its members. Together, let's build a brighter financial future! For more information or to become a member today, feel free to give us a call at 931-766-9288 or visit us online at ercu.org.

Becoming a member of Employee Resources is like joining a close-knit family that supports your financial journey. If you're looking to enjoy the benefits of personalized service and community-focused banking, you've come to the right place. To qualify for membership, you typically need to live, work, worship, or attend school in our local area, or have a family member who is already part of our credit union. It's all about creating a community that shares common goals and values. For specific eligibility criteria, feel free to visit this link for more details. Opening an account with us is simple and straightforward! Just head over to our online portal at this link to get started. If you have any questions or need assistance along the way, don't hesitate to give us a call at (931) 766-9288. We're here to help you every step of the way and can't wait to welcome you into the Employee Resources family!

At Employee Resources, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our strong financial foundation allows us to provide you with the best services possible, ensuring that your money is safe and growing. With a net worth of $15,870,166, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $56,305,380 in share certificates, offering stable and rewarding financial growth opportunities. This means you can invest with confidence knowing your funds are well-managed. While we don't have non-member deposits at this time, our focus remains solely on benefiting you our valued members through better loan rates and exclusive perks. With $6,229,914 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement is reflected in our lending capacity, which includes $4,151 in used auto loans and $127,265,828 in total loans and leases. We support your financial goals across various sectors. Our operational efficiency shines through with a net income of $256,306, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 2 part-time employees ready to assist you whenever you need help. Net Shares (Funds available for lending and investments) stand at $7,721,446, reflecting our commitment to providing flexible financing options. With a total of 40,784 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Employee Resources is your trusted partner. Visit us at 2135 N Locust Ave Lawrenceburg Tn 38464 or call (931) 766-9288 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.