Employee Resources Credit Union Lawrenceburg TN | Basic Drive-Thru & ATM Access

Introduction

Welcome to Employee Resources, your trusted credit union located at 1604 Remke Ave, Lawrenceburg, TN 38464. Since our establishment in 1964, we have been dedicated to serving our community with a personal touch and a commitment to financial well-being. With a membership of over 22,900 members, we pride ourselves on being more than just a financial institution; we are a community partner that cares about your financial journey. At Employee Resources, we understand that each member has unique needs. That's why we offer a range of services designed to help you thrive financially. Our total assets amount to an impressive $165,295,360, reflecting our solid foundation and dedication to our members. We currently manage total loans and leases worth 11,491, ensuring that we can support you whether you're looking for a new car loan or planning for home improvement projects. Our commitment to your success is evident in our total deposits of $16,247,618 and net worth of $15,870,166. With cash in hand totaling $3,966,475, we are well-prepared to meet your financial needs promptly and efficiently. Led by our CEO Konda Bowling and Board President Danny Lucy, our team of 55 employees is here to guide you every step of the way. We believe in building strong relationships with our members based on trust and transparency. Whether you prefer online banking or visiting us in person during our operating hours from 8:00 am to 4:30 pm, we're always available to assist you. While you can conveniently reach us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 987, Lawrenceburg, TN 38464. Join us at Employee Resources today! Visit our website at ercu.org or call us at 931-766-9288 for more information on how we can assist you with your financial goals. Together, let's build a brighter future!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to experience the benefits of membership at Employee Resources. Whether you're looking for financial guidance or simply want a friendly place to handle your banking needs, we welcome you with open arms. Come see how we're dedicated not only to your financial well-being but also to enriching the Lawrenceburg community. For any inquiries or assistance, feel free to call us at (931) 766-9288 or explore our website at ercu.org. Together, let's build a brighter future!

Our Mission

At Employee Resources, our mission is clear: to empower our members with comprehensive financial services while fostering a spirit of community support. We believe that everyone deserves access to quality financial products tailored to their unique needs. Whether it's helping you secure an auto loan or offering guidance on savings strategies, we strive to make every interaction meaningful. We also recognize the importance of giving back. Our partnerships with local organizations and ongoing community outreach initiatives reflect our dedication not just to banking but to building stronger neighborhoods. We are committed to being more than just a credit union; we aim to be a valued part of your life. While members can visit us at 1604 Remke Ave Lawrenceburg Tn 38464, official correspondence should be sent to PO Box 987, Lawrenceburg, TN 38464 if you need to reach us by mail.

Branch Location & Accessibility

Welcome to the Employee Resources branch, conveniently located at 1604 Remke Ave in the heart of Lawrenceburg, TN. Our friendly team is ready to assist you with all your banking needs in a comfortable and accessible environment. Whether you're stopping by for a quick transaction or seeking more detailed assistance, we are here to help. If you need to send us official correspondence, please note that our mailing address is PO Box 987, Lawrenceburg, TN 38464. This ensures your documents reach us promptly while you can visit us directly at our branch location. Situated near local landmarks, our branch is easy to find and provides ample parking for your convenience. We are committed to accessibility and have features like ADA-compliant ramps to ensure everyone can visit us with ease. Our operating hours are from 8:00 am to 4:30 pm, Monday through Friday. With a drive-thru service available, you can quickly handle your banking transactions without leaving your car. Plus, we offer ATM services right on-site for those who prefer quick cash access or balance checks at their convenience. At Employee Resources, we prioritize making banking simple and approachable. If you have questions or would like more information about our services, feel free to give us a call at 931-766-9288. We look forward to welcoming you soon!

Member Eligibility

Joining Employee Resources is more than just opening an account; it's about becoming part of a welcoming community that values its members. If you're looking to join us at our convenient location at 1604 Remke Ave Lawrenceburg Tn 38464, you'll be glad to know that eligibility is open to anyone who meets some simple criteria. Typically, membership is available to those who work for certain employers, live in specific areas, or have family members who are already members. This means if you have a connection to our community, we'd love to have you! For the most up-to-date information on eligibility requirements, please check out our detailed guide at https://www.ercu.org/about-us-membership/. Becoming a member at Employee Resources comes with great benefits, including personalized service and access to competitive financial products tailored just for you. The process of opening an account is straightforward and user-friendly. You can get started by visiting us online at https://my.homecu.net/banking/hculogin.prg?cu=ercu, or feel free to give us a call at (931) 766-9288 if you have any questions. We're excited to help you take this step towards a brighter financial future!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $940,367, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, reliable merchant services can make all the difference. Imagine having a payment processing solution that works seamlessly with your operations, allowing you to focus on what matters most serving your customers. Our tailored merchant services provide you with the tools necessary to handle transactions efficiently and securely. Visit us at 1604 Remke Ave Lawrenceburg Tn 38464 or call us at (931) 766-9288 to discover how our business banking and commercial services can empower your growth journey!

Comprehensive List Of Services

Accessing Your Accounts Anytime

With our focus on digital banking features, accessing your accounts has never been easier. You can check balances and make withdrawals at our ATMs whenever you need. This means you can manage your money on-the-go without unnecessary delays. We recognize that sometimes a simple transaction is all you need. That's why our Basic ATM Access is tailored for quick balance checks and withdrawals. Imagine being able to pull up to an ATM during your lunch break or after a long day and handle your banking needs in minutes.

Banking Made Simple

We understand that life can be busy, which is why our services are designed for convenience. Our ATM Services Only allow you to access cash anytime, while our Basic Drive-Thru Banking enables quick deposits, withdrawals, and simple transactions without leaving your vehicle. Whether you're on your way to work or running errands, we make banking straightforward and hassle-free.

Committed to Member Satisfaction

At Employee Resources, member satisfaction is at the heart of everything we do. Our friendly staff is always ready to assist you with any questions or concerns about our services. We strive to create an inviting atmosphere where you feel valued and appreciated every time you visit us.

Stay Connected

We're here for you not just during regular business hours but also through digital channels. Explore our online resources and banking options that fit into your lifestyle. From checking account balances to making transactions, everything can be done with ease from the comfort of your home or on your mobile device. If you're looking for reliable financial services in Lawrenceburg, TN, look no further than Employee Resources. We invite you to reach out to us at (931) 766-9288 or visit us online at Lawrenceburg to learn more about how we can support your financial journey. Experience the difference today!

Digital & Online Banking

Convenient Access Anytime, Anywhere

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether you want to check your balance, pay bills, or transfer money, everything is just a click away at https://www.ercu.org/. Our user-friendly platform makes it simple to navigate through your financial needs without the hassle of waiting in line.

Effortless Money Transfers

Need to send money to a friend? Our person-to-person transfer feature lets you do just that with ease. No cash? No problem! Just use our app or online platform to transfer funds securely in real time.

Manage Your Accounts on the Go

With our mobile application available for download, managing your accounts has never been easier. Check balances, deposit checks remotely, and track your spending all in one place. It's like having a bank branch right in your pocket! At Employee Resources, we strive to provide tools that enhance your banking experience while keeping it safe and simple. Dive into the world of digital banking today and discover how easy it is to stay on top of your finances!

Secure Transactions at Your Fingertips

Security is a top priority for us. With features like electronic signature authorization, you can sign documents safely and quickly from home. Plus, our mobile payments option allows you to make secure purchases directly from your device, ensuring that your information remains protected.

Stay Organized with E-Statements

Say goodbye to paper clutter! Enjoy the convenience of e-statements, which are not only eco-friendly but also keep your financial records organized and easily accessible. You can view and download them whenever you need no more searching for that lost statement!

Financial Strength

Growing Membership Base

With total share accounts reaching 40,784, our strong and growing member base trusts us with their finances. Net Shares (Funds available for lending and investments): $7,721,446 further showcases our ability to meet member needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Employee Resources is your trusted partner. Visit us at 1604 Remke Ave Lawrenceburg Tn 38464 or call (931) 766-9288 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $56,305,380 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $133,388 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $6,229,914 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,151 in used auto loans and $127,265,828 in total loans and leases.

Strong Financial Health

With a net worth of $15,870,166, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.60% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $63,351,767 in used vehicle loans and $18,342,997 in new vehicle loans already helping members get on the road. We provide competitive terms and quick approvals to ensure you can drive away in your desired vehicle without delay.

Business Loans

For business owners, our outstanding commercial loans totaling $940,367 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, we're here to support your business goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $143,637 to help you secure your dream home. Our experienced team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing your existing loans or checking your eligibility for any of our offerings, don't hesitate to reach out. We're committed to helping you find the best solution for your financial situation. For more information about our loan products or to discuss how we can assist you further, please call us at 931-766-9288. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you achieve your financial aspirations today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,287,846 in loans helping members manage their finances effectively. This option allows for easy access to funds when unexpected expenses arise or when planning larger purchases.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers when searching for loans. By focusing on credible sources, LendMesh guarantees that the information presented is not only accurate but also up to date.

EMPLOYEE RESOURCES CREDIT UNION - Lawrenceburg, TN

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