Empeople Credit Union Horicon WI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Empeople, where we believe in building strong financial futures together! Located at 201 E Lake St, Horicon, WI 53032, our credit union has been serving the community since 1935. With a dedicated team of 259 employees, we are proud to support our 76,583 members with a wide range of financial services designed to meet their needs. At Empeople, our total assets stand at an impressive $2,180,938,016, and we maintain total deposits of $152,528,546. This solid foundation allows us to offer competitive loans and services, including personal banking options, auto loans, mortgage loans, and more. In fact, we currently have 76,332 loans and leases helping our members achieve their goals. While you can always reach us at our branch location for in-person assistance, official correspondence should be sent to our mailing address: 201 E Lake ST, Horicon, WI 53032-1240. Our team is here for you Monday through Friday from 7:00 AM to 4:00 PM, ready to assist you with any inquiries or services you may need. Under the leadership of CEO Kurt Lewin and Board President Scott Hany, Empeople is committed to fostering a supportive environment for all members. Our net worth of $171,378,719 reflects our dedication to financial stability and growth. Join us today by visiting our website at empeople.com or giving us a call at 309-743-1000. Together, let's take the next step towards your financial success!

Branch History & Mission

Commitment to Community

Throughout our history, we have prioritized community outreach and support. By engaging in various local initiatives and partnerships, we strive to make a positive impact on the lives of those around us. Whether it's sponsoring local events or providing financial education workshops, Empeople is dedicated to being an active participant in the Horicon community. While members can visit us at 201 E Lake St Horicon Wi 53032, official correspondence should be sent to 201 E Lake ST, Horicon, WI 53032-1240. Our doors are open Monday through Friday from 7:00 AM to 4:00 PM, ensuring that we are here when you need us most. We also provide ATM services for added convenience. As we look forward to the future, we invite you to join us on this journey. Experience firsthand the benefits of being a member of Empeople where your financial well-being is our priority. For more information or to become part of our family, visit us online at Empeople or give us a call at (309) 743-1000. Your future starts here!

Our Mission

Our mission at Empeople is simple yet profound: to provide exceptional financial services while supporting our community's growth and prosperity. We believe that when our members thrive, so does our community. This guiding principle shapes everything we do from offering competitive rates on personal loans and mortgages to providing business banking solutions tailored to local entrepreneurs. We are proud to say that our services include checking and savings accounts, auto loans and vehicle financing, personal loans and debt consolidation options, as well as credit cards with rewards. Each product is designed with our members' best interests in mind. We also embrace technology by offering online and mobile banking solutions for those who prefer digital access.

Branch Location & Accessibility

Accessible Banking Experience

At Empeople, we understand that accessibility is important. Our location offers ample parking, ensuring that you can visit us without any hassle. We strive to make our facilities welcoming for everyone, with ADA-compliant features that include ramps and accessible entrances.

Convenient Hours & Services

We are here for you Monday through Friday from 7:00 AM to 4:00 PM, ready to assist with all your banking needs. Whether you're looking to open a new checking account, apply for an auto loan, or simply need some advice on personal finance, our team is eager to help. While we don't have drive-thru service at this branch, our ATM is available for your convenience whenever you need it. Should you need to send official correspondence, please note that our mailing address is the same as our physical location: 201 E Lake St, Horicon, WI 53032-1240.

Get in Touch!

Feel free to give us a call at 309-743-1000 if you have any questions or need assistance before visiting. We look forward to welcoming you into our branch soon!

Member Eligibility

At Empeople, we believe that joining our community means gaining access to a supportive network that genuinely cares about your financial well-being. To become a member, you simply need to meet some friendly eligibility criteria. If you live, work, or worship in Dodge County or are affiliated with certain organizations, you're likely already eligible! We welcome individuals from various backgrounds, and our goal is to make banking accessible and beneficial for everyone. Opening an account at Empeople is straightforward and inviting. You can start your membership journey by visiting us at 201 E Lake St Horicon Wi 53032 or checking out our website for detailed information on eligibility at https://empeople.com/about/empeople-membership . Ready to take the next step? You can easily open your account online by following the instructions at https://my.empeople.com/enroll . If you have any questions or need assistance, don't hesitate to give us a call at (309) 743-1000. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $367 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $111,225,483, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine being able to accept payments anytime, anywhere, without hassle. Our services help you meet customer demands efficiently while enhancing your cash flow. Located at 201 E Lake St Horicon Wi 53032 in Horicon, WI, we're here to help you thrive. Contact us at (309) 743-1000 for more information on how our tailored solutions can empower your business!

Comprehensive List Of Services

Business Banking Solutions

For business owners, managing finances can be daunting. That's why we offer robust business banking services, including merchant services and business loans. We aim to equip you with the tools necessary for success so you can focus on what matters most growing your business.

Convenient Online Access

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to access your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills with just a few clicks or taps on your smartphone. We also provide ATM services for quick cash withdrawals and balance checks without any hassle. At Empeople, we're committed to making banking easier for everyone in our community. With a dedicated team ready to assist you and various financial products tailored just for you, we're excited about helping you achieve your financial dreams. Ready to take the next step? Give us a call at (309) 743-1000 or visit us at our branch location today! Explore how we can support your financial journey together!

Personal Banking Made Easy

When it comes to personal banking, we offer various checking and savings accounts designed to help you manage your money efficiently. Imagine having a checking account that not only makes everyday transactions simple but also offers savings features to help you reach your financial goals faster. For those considering a new vehicle, our auto loans and vehicle financing options make purchasing your dream car straightforward and affordable. You'll appreciate the competitive rates and flexible terms we provide. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans come with personalized guidance to ensure you find the best fit for your situation.

Support When You Need It

Sometimes life throws unexpected expenses our way. That's where our personal loans and debt consolidation options come in handy. We can help simplify your finances with tailored solutions that meet your specific needs. Plus, if you're looking to earn rewards while spending, check out our credit cards with rewards program because who doesn't love earning perks on their purchases?

Digital & Online Banking

Key Features

Our digital banking options include electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. Enjoy the convenience of e-statements, which give you quick access to your account statements while helping the environment by reducing paper waste. For those who love using their smartphones, our mobile application is here for you! You can easily manage your accounts on the go, making everyday banking tasks even simpler. While we currently do not offer mobile payments, we do support person-to-person transfers, making it easy to send money directly to friends or family right from your device. The security of your personal information is our top priority. We implement strong safeguards to protect your data while giving you real-time management of your finances. Whether you're checking balances or transferring funds, rest assured that you're in safe hands with Empeople. Join us today and experience the ease of modern banking with Empeople!

Financial Strength

Commitment to Growth

With $144,539,383 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $10,497 in used auto loans and $1,849,930,388 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 247,885, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $3,912,351. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empeople is your trusted partner. Visit us at 201 E Lake St Horicon Wi 53032 or call (309) 743-1000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $663,152,505 in share certificates and $609,226,140 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $171,378,719, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $822 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $179,174,785 in used vehicle loans and $129,935,458 in new vehicle loans, helping members get on the road with confidence. Whether you're financing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $111,225,483 are designed to support various business ventures. Whether you're starting a new project or investing in equipment, we have solutions that can help your business thrive.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we offer credit lines totaling $702,808,700, giving you access to funds when you need them most. We also provide flexible terms on unsecured credit card loans, with a total of $96,452,085 in loans helping members manage their finances effectively. This allows you the freedom to make purchases without worrying about immediate repayment.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $237,424,373, we provide various options tailored to meet your specific needs. Our experienced staff can guide you through the process and help you find the right solution for your situation.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is ready to assist you. We will work closely with you to find the best rates and terms that align with your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us at our branch located at 201 E Lake St Horicon Wi 53032, or give us a call at 309-743-1000 for more information about how we can assist you with your lending needs.

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EMPEOPLE CREDIT UNION