EMPEOPLE CREDIT UNION

Welcome to Empeople, your trusted partner in financial growth located at 1441 44th St N, Fargo, ND 58102. Since our establishment in 1935, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet your needs. With over 72,658 members and $1,947,442,053 in total assets, Empeople stands as a beacon of stability and reliability in the financial landscape. At Empeople, we understand that your financial journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our dedicated team is here to ensure you receive personalized support every step of the way. Under the leadership of our CEO Kurt Lewin and Board President Scott Hany, we are committed to fostering a member-centric environment that prioritizes your financial well-being. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 1441 44th St N, Fargo, ND 58102-2854. With total deposits reaching $90,697,490 and an impressive net worth of $168,111,172, Empeople is equipped to help you achieve your financial goals. Whether you're interested in opening a new account or exploring loan options our friendly staff is ready to assist you from Monday to Friday, between 7:00 AM and 4:00 PM. Join us today and experience the difference that comes with being part of a credit union focused on empowering its members. Feel free to reach out at 309-743-1000 or explore our website at Empeople for more information on how we can serve you better!

Becoming a member of Empeople feels like joining a close-knit community where your financial well-being is the top priority. To be eligible, you simply need to live, work, worship, or attend school in the Fargo area or have a family member who is already part of our credit union. This means that even if you're just starting out on your financial journey, we welcome you with open arms. With membership at Empeople, you gain access to a variety of benefits, including lower loan rates and personalized service tailored to your needs. Ready to join us? The process is straightforward! You can find all the details about eligibility by visiting https://empeople.com/about/empeople-membership . If you're excited to open your account, head over to https://my.empeople.com/enroll for easy instructions. If you have any questions or need assistance, don't hesitate to give us a call at (309) 743-1000. We're here to help you every step of the way!

At Empeople, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency, so we're proud to share our financial strength with you. With a net worth of $168,111,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $670,496,742 in share certificates and $509,739,381 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $140,636,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $11,340 in used auto loans and $1,713,598,691 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending stand at $2,706,872, demonstrating our commitment to facilitating your borrowing needs. With a total of 239,832 share accounts, it's clear that many members trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empeople is your trusted partner. Visit us at 1441 44Th St N Fargo Nd 58102 or call (309) 743-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.