Empeople Credit Union Kernersville NC | Best Auto Loans & Personal Banking

Introduction

Welcome to Empeople, your trusted financial partner located at 1000 John Deere Rd, Kernersville, NC 27284. Established in 1935, our credit union has proudly served over 72,658 members, providing personalized banking solutions that help you achieve your financial goals. With assets totaling an impressive $1,947,442,053, we stand ready to support you with a wide range of services including auto loans, mortgages, personal loans, and business banking. At Empeople, we believe that community matters. Our commitment extends beyond just numbers; it's about building relationships. With a dedicated team of 242 employees led by our CEO, Kurt Lewin, and Board President Scott Hany, we work tirelessly to ensure that each member receives the best possible service. Whether you're looking to open a new account or need advice on loans our knowledgeable staff is here for you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 3950 38th Ave, Moline, IL 61265-6471. We invite you to explore the many ways Empeople can assist you in achieving financial success. Feel free to give us a call at 309-743-1000 or check out our website at Empeople for more information on how we can help you thrive financially. Let's take this journey together!

Branch History & Mission

At Empeople, we take pride in our rich history and unwavering commitment to serving the community of Kernersville, NC. Established in 1935, our branch has grown alongside the people we serve, evolving from a small credit union into a trusted financial partner for over 72,000 members. Our journey began with a simple mission: to provide accessible financial services that empower individuals and families to achieve their goals. Located at 1000 John Deere Rd, Kernersville, NC 27284, our branch is conveniently situated near local landmarks that make us easily accessible for all your banking needs. While you can visit us at this address, any official correspondence should be directed to our mailing address at 3950 38th Ave, Moline, IL 61265-6471. Over the years, Empeople has achieved remarkable milestones. We currently hold total assets of over $1.9 billion, reflecting our strong financial position and ability to support our members' diverse needs. From auto loans and mortgages to personal banking services, we offer a wide range of products designed to help our members thrive. Our mission extends beyond just providing financial services; we are dedicated to making a positive impact in our community. We believe in fostering relationships built on trust and support. Our team actively participates in community outreach efforts, partnering with local organizations to promote financial literacy and assist those in need. In today's fast-paced world, we understand the importance of digital convenience. That's why Empeople offers online banking and mobile applications that allow members to manage their finances anytime, anywhere. We are committed to ensuring that all our services are accessible and user-friendly, including ADA compliance for all facilities. Our operating hours are Monday through Friday from 8 AM to 4 PM, providing ample opportunity for members to visit us or reach out via phone at 309-743-1000. While we do not currently have drive-thru services available, we do offer ATM access for quick cash withdrawals and balance checks. As we look towards the future, Empeople remains focused on its core values: integrity, service excellence, and community support. We invite you to join our growing family of members who benefit from personalized banking solutions tailored to their unique needs. Experience the difference at Empeople where your financial well-being is our priority!

Branch Location & Accessibility

Accessibility and Convenience

At Empeople, we prioritize your banking experience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking to ensure that everyone can visit us with ease. Whether you're here for personal banking or exploring our loan options, our friendly staff is ready to assist you.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 309-743-1000. We're here to help! We invite you to stop by Empeople today and discover how we can support your financial goals. Your journey towards better banking starts here!

Operating Hours and Services

We're open Monday through Friday from 8 AM to 4 PM, giving you plenty of time during the week to handle your banking needs. Our branch offers a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Plus, if you're in need of quick cash access, we have ATM availability right on-site for your convenience. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to our mailing address at 3950 38th Ave, Moline, IL 61265-6471.

Member Eligibility

At Empeople, we believe that becoming a member is like joining a family where everyone supports each other. If you're wondering how to become part of our community, the good news is that eligibility is open to a wide range of individuals! To join Empeople, you need to be an employee or retiree of Deere & Company, or a family member of someone who works with us. This means that whether you're just starting your career or are enjoying retirement, you can access all the benefits we offer. It's all about building connections and empowering each other financially. Opening an account with us is simple and straightforward! You can find detailed information about membership eligibility at this link, which keeps everything up-to-date for you. When you're ready to take the next step, head over to our account opening page here. If you have any questions or need assistance, feel free to give us a call at (309) 743-1000. We're here to help you every step of the way at our branch located at 1000 John Deere Rd Kernersville Nc 27284 in Kernersville, NC. Join us today and discover the difference of being part of Empeople!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $37 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,170,815, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify daily transactions. Imagine having a reliable way to accept payments from customers, whether they prefer cash, credit, or digital payments. Our services help streamline your operations so you can focus on what you do best running your business. At Empeople, we're here to ensure your financial needs are met with dedication and expertise. Whether you're a member or looking to join our community of entrepreneurs, let us be part of your journey to success!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and businesses, our Business Banking services include everything from Merchant Services to support your transactions to tailored Business Loans designed for growth. Our goal is to help your business thrive in our community.

Credit Solutions

We also understand that credit plays a crucial role in achieving financial goals. That's why we offer Credit Cards with Rewards, allowing you to earn points on purchases that can be redeemed for travel or cash back. If you're managing multiple debts, consider our Personal Loans & Debt Consolidation options these can help simplify payments and potentially lower interest rates.

Easy Access and Support

Accessing your accounts has never been easier with features like ATM & Cash Withdrawal Services available at various locations, including ours! We provide basic ATM access for withdrawals and balance checks right when you need it. To learn more about how we can assist you or if you have any questions about our services, please don't hesitate to reach out at (309) 743-1000 during our lobby hours from Monday through Friday, 8 AM to 4 PM. Join us today at Empeople, where your financial well-being is our top priority! Visit us online at Kernersville or stop by the branch; we're excited to serve you!

Loans and Financing

When life calls for a little extra support, look no further than our various loan offerings. Our Auto Loans & Vehicle Financing options make it simple to get behind the wheel of your dream car. Picture driving off in that new vehicle while enjoying competitive rates designed with your budget in mind. Additionally, if you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services can provide you with flexible solutions tailored to your situation.

Personal Banking

For those starting their financial journey, our Personal Banking options are perfect. We offer Checking & Savings Accounts that help you manage your money efficiently while earning interest on your savings. Imagine having a secure place for your funds while still being able to access them easily through our Online & Mobile Banking services. With just a few taps on your phone, you can check balances, transfer funds, and pay bills without the hassle of visiting a branch.

Digital & Online Banking

Key Features

Our online banking includes features like electronic signature authorization, allowing you to sign documents securely from the comfort of your home. You can also opt for e-statements, which are not only eco-friendly but also help you keep track of your transactions in an organized manner. For those who enjoy using their smartphones, our mobile application is a great tool that brings all these services right to your fingertips. Plus, with the ability to make person-to-person transfers, sending money to friends or family has never been easier no cash needed!

Security and Accessibility

We prioritize your security with robust measures in place. You can rest easy knowing that your personal information is protected while you manage your finances. Our digital banking services are designed for ease of use, ensuring that even if you're not tech-savvy, you'll find navigating through your accounts straightforward. In today's fast-paced world, having access to real-time account management is crucial. With our mobile payments feature on the horizon and continuous updates to improve our offerings, we're committed to providing you with the best tools for your financial journey. Experience the freedom and convenience of digital banking at Empeople where managing your money meets modern technology!

Financial Strength

At Empeople, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to ensure that you can trust us with your hard-earned money. With a net worth of $168,111,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $670,496,742 in share certificates and $509,739,381 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $140,636,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $11,340 in used auto loans and a total of $1,713,598,691 in loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,706,872. Total Share and Deposit Accounts: 239,832, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empeople is your trusted partner. Visit us at 1000 John Deere Rd Kernersville NC 27284 or call 309-743-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Services

For business owners looking for support in expanding their operations, we also offer outstanding commercial loans totaling $5,170,815. These loans provide essential capital for growth initiatives. At Empeople, we believe in making financial services accessible and beneficial for all our members. For more information about eligibility and how to apply for these loan products, please visit our website or call us directly at (309) 743-1000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have issued over $196,467,235 in used vehicle loans and $136,472,762 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, Empeople has options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $228,161,025. We make buying or refinancing simple and straightforward. If you're considering refinancing your existing mortgage or are curious about eligibility requirements, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $99,290,488 in these loans available to help members effectively manage their finances, our credit cards come with benefits designed to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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EMPEOPLE CREDIT UNION - Kernersville, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Kernersville, NC (27284)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Convenience

Get in Touch

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loans Tailored for Growth

Practical Merchant Services

Comprehensive List Of Services

Business Banking

Credit Solutions

Easy Access and Support

Loans and Financing

Personal Banking

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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