Empeople Credit Union Fuquay Varina NC | Quick Personal Loans & Auto Financing

Introduction

Welcome to Empeople, your trusted credit union located at 6501 S NC 55 Hwy, Fuquay Varina, NC 27526. Since our establishment in 1935, we have dedicated ourselves to serving our community with reliable financial services and support. With a robust membership of over 72,658 members, we pride ourselves on being more than just a financial institution; we are a vital part of your community. At Empeople, we understand that managing your finances can be daunting. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to various loan products such as auto loans and mortgages. Our total assets of $1,947,442,053 reflect our strong position in the market, ensuring that we can support you in reaching your financial goals. Additionally, our total deposits stand at $90,697,490, which shows the trust placed in us by our members. Our leadership team is here to guide you every step of the way. Under the guidance of CEO Kurt Lewin and Board President Scott Hany, our dedicated staff of 242 employees works tirelessly to provide personalized service that puts you first. Whether you need assistance with loans or help navigating online banking options, we're here for you. While you can visit us at our branch for any inquiries or services, please note that official correspondence should be directed to the same address: 6501 S NC 55 Hwy, Fuquay Varina, NC 27526. If you have questions or would like to learn more about how we can assist you financially, don't hesitate to reach out at (309) 743-1000. Join us today at Empeople and experience a financial partnership built on trust and community values! For more information about our services or membership eligibility, feel free to explore our website at empeople.com.

Branch History & Mission

At Empeople, we take pride in our rich history and unwavering commitment to the community. Established in 1935, our branch has been a cornerstone of financial support for residents in Fuquay Varina, NC. Over the decades, we have grown alongside our members, adapting to their needs while maintaining our core values of trust and service. Located at 6501 S Nc 55 Hwy, Fuquay Varina, NC 27526, Empeople is not just a financial institution; it's a community partner. Our commitment goes beyond providing banking services. We believe in creating lasting relationships and contributing positively to the lives of our members. With a current membership exceeding 72,000 individuals and total assets amounting to over $1.9 billion, we are dedicated to enhancing the financial well-being of each member. Empeople's mission is clear: to empower our members with accessible financial solutions that promote growth and stability. We provide a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our goal is to ensure that every member feels valued and supported on their financial journey. While members can visit us at our branch address for everyday banking needs, official correspondence should be directed to our mailing address at 6501 S NC 55 Hwy, Fuquay Varina, NC 27526. We understand the importance of convenience; that's why we offer ATM availability for quick transactions and online banking services for easy access from anywhere. In today's fast-paced world, we've also embraced digital advancements to make banking smoother for everyone. Our online platform allows members to manage accounts easily, while features like e-statements and mobile applications keep them connected on-the-go. Community outreach is another pillar of our mission. We actively engage with local organizations and participate in various initiatives aimed at supporting those in need. Whether it's through educational programs or charitable contributions, Empeople strives to make a positive impact right here in Fuquay Varina. As we look towards the future, Empeople remains steadfast in its commitment to serve with integrity and dedication. We invite you to join us experience how being part of Empeople can enhance your financial life while being part of a caring community that puts people first. For more information or to become a member today, please visit our website or call us at 309-743-1000!

Branch Location & Accessibility

Accessibility Features

At Empeople, we believe that banking should be accessible to everyone. Our branch is equipped with ADA-compliant features, ensuring that all members can navigate our space comfortably. There's ample parking available right outside our doors, so you can visit us without any hassle. While we currently do not offer drive-thru banking, our friendly staff is ready to assist you inside during our welcoming hours.

Operating Hours and Services

We are open Monday through Friday from 8:00 AM to 4:30 PM, providing plenty of opportunities for you to stop by and take care of your banking needs. At Empeople, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Additionally, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While official correspondence should be directed to our mailing address at 6501 S NC 55 Hwy, Fuquay Varina, NC 27526, feel free to reach out to us at (309) 743-1000 if you have any questions or need assistance. We look forward to welcoming you into our community and helping you achieve your financial goals. So why wait? Visit us today at Empeople and experience the difference in personalized service!

Member Eligibility

Joining the Empeople family means stepping into a warm, welcoming community that values your financial well-being. To become a member of Empeople, located at 6501 S Nc 55 Hwy, Fuquay Varina, NC 27526, you just need to meet some simple eligibility criteria. Generally, membership is open to individuals who live or work in the area and their families. This inclusiveness makes it easy for you to enjoy the benefits of being part of our credit union. As a member, you'll have access to personalized banking services that cater to your needs, whether you're looking for savings accounts, loans, or other financial products. The process to join is straightforward! You can find detailed information about our eligibility criteria by visiting this link. If you're ready to take the next step towards becoming a member, simply follow the instructions on our account opening page at this URL. Should you have any questions or need assistance, don't hesitate to call us at 3097431000. We're here to help you every step of the way as you embark on this exciting journey with Empeople!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $37 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,170,815, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital you need to hire staff, purchase inventory, or invest in marketing all while knowing your finances are in good hands.

Merchant Services

But that's not all! We also offer merchant services that allow you to accept payments easily, whether online or in-store. Picture this: a customer walks into your shop, finds exactly what they need, and pays effortlessly with their card. This convenience not only improves customer satisfaction but also boosts your sales potential. At Empeople, we're here to support your journey every step of the way. Contact us at (309) 743-1000 or visit us at 6501 S Nc 55 Hwy Fuquay Varina Nc 27526 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Solutions

Small businesses are vital to our community, which is why we provide tailored solutions like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're committed to supporting local entrepreneurs with the financial products they need.

Convenient Access

Our commitment to convenience extends beyond traditional banking hours. With an ATM available on-site, you can withdraw cash or check your balance any time of day. We also support basic ATM access so that handling your finances remains straightforward and hassle-free.

Emphasizing Digital Banking Features

In today's fast-paced world, having access to digital banking is essential. At Empeople, we ensure that you can manage your accounts anytime and anywhere through our robust online platform. From easy bill payments to person-to-person transfers, we've made banking simple so that you can focus on what matters most in life. If you're ready to explore these services further or have questions about how we can assist you in achieving your financial goals, don't hesitate to reach out! You can contact us at (309) 743-1000 during our lobby hours from 8 AM to 4:30 PM, Monday through Friday. Join us at Empeople, where we're not just about transactions; we're about building relationships and fostering financial well-being in our community!

Personal Banking Services

When it comes to personal banking, we offer comprehensive options that fit various lifestyles. Our checking and savings accounts come with user-friendly features designed for convenience, allowing you to manage your funds effortlessly. Picture yourself easily accessing your money through online and mobile banking, where you can check balances, transfer funds, and pay bills right from your smartphone. If you're considering a new car or need funds for a personal project, our auto loans and vehicle financing options provide competitive rates that make owning a car more accessible. We also offer mortgage loans and refinancing, which can help turn your dream home into reality or lower your current monthly payments. For those facing unexpected expenses, our personal loans and debt consolidation services can ease the burden by simplifying your finances. And if you enjoy rewards for spending, check out our credit cards with rewards that give you benefits just for using them.

Digital & Online Banking

Key Services

With 24/7 access to Yes, you can check your balance, pay bills, and transfer money at any hour that suits you. Simply visit us at https://empeople.com/ to get started. Our online banking also offers electronic signature authorization, making it easier than ever to complete transactions securely from the comfort of your home. We provide e-statements for all members, ensuring that you have quick access to your financial information without the clutter of paper statements. Plus, if you're always on the go, our mobile application lets you take your banking with you wherever life leads. You can even make person-to-person transfers effortlessly no cash or checks needed!

Security and Accessibility

Your security is our top priority. We use advanced encryption technology to protect your personal information, giving you peace of mind as you manage your accounts online. Our services are not only safe but also straightforward and intuitive, allowing everyone from tech-savvy users to those new to online banking to navigate easily. With no mobile payments feature currently available at Empeople, we focus on providing reliable core services that meet your everyday needs. Whether you're checking balances or transferring funds, our platform is designed for real-time account management so that you're always in control of your finances. Join us at Empeople for a modern banking experience that prioritizes convenience and security. Your journey towards simpler banking starts today!

Financial Strength

At Empeople, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $168,111,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is vital in ensuring that our members can trust us with their financial needs. Our net worth ratio of 8.63% demonstrates a solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We believe that our members deserve the best, and our financial strength allows us to deliver on that promise. Members' savings are secured through $670,496,742 in share certificates and $509,739,381 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $140,636,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,340 in used auto loans and $1,713,598,691 in total loans and leases. Our operational efficiency is reflected in our $4,568,416, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments amount to $2,706,872. Additionally, we have a strong member base with a total of 239,832 share accounts, showcasing the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empeople is your trusted partner. Visit us at 6501 S Nc 55 Hwy Fuquay Varina Nc 27526 or call (309) 743-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $5,170,815 provide the capital needed to grow and expand. We also offer personal loans and debt consolidation services to help you manage larger expenses efficiently. If you're considering refinancing or exploring eligibility options for any of our products, we encourage you to reach out. Our team is here to assist you every step of the way. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to speak with one of our representatives, please call us at (309) 743-1000 or visit us at 6501 S Nc 55 Hwy Fuquay Varina Nc 27526 in Fuquay Varina, NC. We're here to help you find the right financing solution!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,467,235 in used vehicle loans and $136,472,762 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our auto loan options are tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $228,161,025, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure that you can secure the home of your dreams without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $99,290,488 in loans helping members manage their finances effectively. These cards come with various rewards and low interest rates, making it easier for you to handle everyday purchases while earning benefits along the way.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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EMPEOPLE CREDIT UNION - Fuquay Varina, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Fuquay Varina, NC (27526)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Access

Emphasizing Digital Banking Features

Personal Banking Services

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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