Empeople Credit Union Cary NC | Best Auto Loans & Checking Accounts

Introduction

Welcome to Empeople, your trusted financial partner located at 2000 John Deere Run, Cary, NC 27513. Since our establishment in 1935, we have proudly served our community, growing to support over 72,658 members with a wide range of financial services tailored to meet your needs. With total assets exceeding $1.9 billion, we stand as a robust institution dedicated to empowering you financially. At Empeople, we believe in making banking accessible and straightforward. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even credit cards with rewards, we're here to help. Our commitment extends beyond just transactions; we aim to build lasting relationships with our members while fostering financial well-being within our community. Our leadership team is passionate about serving you. Under the guidance of CEO Kurt Lewin and Board President Scott Hany, we continually strive to enhance your banking experience. We pride ourselves on having a dedicated staff of 242 employees, ready to assist you with all your financial inquiries and goals. While members can visit us at our branch location, official correspondence should be directed to the same address for consistency. You can reach us at (309) 743-1128 during our lobby hours from Monday to Friday, 8 AM - 4:30 PM. Explore the many ways Empeople can support you today by visiting our website at Empeople. Join us in achieving your financial dreams!

Branch History & Mission

Empeople has been a cornerstone of financial support in Cary, NC since its establishment in 1935. Over the decades, we have grown and evolved, but our commitment to our members and community has remained steadfast. Located at 2000 John Deere Run, our branch is easily accessible and situated near several local landmarks, making it a familiar spot for residents seeking reliable financial services. As of now, Empeople proudly serves over 72,658 members and manages total assets amounting to an impressive $1,947,442,053. Our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community. We understand that our members are not just account holders; they are part of our family. This belief drives us to offer personalized solutions tailored to meet the unique needs of each individual and business we serve. While members can visit us at 2000 John Deere Run, official correspondence should be sent to the same address as our mailing address: 2000 John Deere Run, Cary, NC 27513. At Empeople, we embrace modern advancements in technology while ensuring compliance with ADA standards for accessibility. Our digital banking options allow members to manage their finances conveniently from anywhere. Our operating hours are Monday, Tuesday, Thursday, and Friday from 8 AM to 4:30 PM. While we do not offer drive-thru service, we provide ATM access for quick cash withdrawals and balance checks. We also pride ourselves on our community outreach efforts partnering with local organizations to support various initiatives that uplift those around us. At Empeople, we're not just about banking; we're about building relationships and strengthening our community ties. Join us today and experience the benefits of being a member of Empeople. Your journey towards financial success starts here! For more information or to become a member, please visit our website or call us at (309) 743-1128.

Branch Location & Accessibility

Accessibility Features

At Empeople, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can easily access our services. Plus, we have ample parking available for your convenience.

Call-to-Action

We invite you to stop by Empeople in Cary today! Experience personalized service from our dedicated team and discover how we can support your financial journey. Your satisfaction is our priority, so come see us soon!

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. You can visit us on Monday, Tuesday, Thursday, and Friday from 8 AM to 4:30 PM. If you need assistance outside of these hours or have questions before visiting, feel free to give us a call at 309-743-1128; our friendly staff will be happy to help!

Services Offered

At Empeople, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Need cash quickly? Use our ATM available on-site for withdrawals and balance checks.

Member Eligibility

At Empeople, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to join us, you'll be pleased to know that eligibility is quite straightforward! Generally, anyone who lives or works in the community can apply. We welcome individuals from various backgrounds, and our goal is to make banking accessible and beneficial for all. For those interested in more specific criteria, we encourage you to visit our detailed membership page at https://empeople.com/about/empeople-membership . Opening an account with us is easy and can set you on the path to enjoying fantastic financial services tailored just for you. From personal banking options to loans and credit cards, our offerings are designed to meet your needs. If you have any questions or want guidance through the process, feel free to give us a call at (309) 743-1128. We're excited for you to take this step with Empeople located at 2000 John Deere Run Cary Nc 27513! You can also check out how to open your account by visiting https://my.empeople.com/enroll .

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $37 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,170,815, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine a local café seamlessly accepting credit cards while managing inventory and sales analytics all from one platform. Our merchant services make this possible, enabling you to focus on what matters most growing your business. Whether you are just starting out or looking to expand, Empeople is here to support your journey every step of the way. Visit us at 2000 John Deere Run Cary Nc 27513 or give us a call at (309) 743-1128 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Empeople offers business banking solutions that include merchant services and business loans. This means you can focus on growing your business while we handle the financial side efficiently.

Credit Cards and Loans

For those looking for extra purchasing power, our credit cards come with rewards that make spending more rewarding. Whether you're planning a big purchase or want to consolidate debt, our personal loans are structured to suit your needs without overwhelming interest rates.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. With just a few clicks or taps, you can manage your accounts from anywhere. Need to check your balance? Want to transfer funds or pay bills? Our online banking service allows you to do all this easily. Plus, if you prefer accessing cash quickly, our ATM services are available for withdrawals and balance checks without any hassle.

Get Started Today!

With all these services and more available at Empeople in Cary, NC, it's never been easier to take control of your finances. If you're ready to explore what we have to offer or if you have any questions about how we can assist you further, don't hesitate to reach out! Call us at (309) 743-1128 or visit our website at Empeople. We're here for all your financial needs!

Personal Banking Services

Managing your day-to-day finances is made simple with our personal banking services. We offer checking and savings accounts that cater to various lifestyles and preferences. Imagine having easy access to your funds whenever you need them, along with features that help you save for future goals. In addition to traditional accounts, we provide auto loans and vehicle financing designed to make your next car purchase easier. Picture driving off in your dream car without the stress of complicated financing processes. Our mortgage loans and refinancing options can also help you find a comfortable home while potentially lowering your monthly payments.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, so you can check your balance, transfer funds, and pay bills whenever it suits you. With the ability to send money quickly through person-to-person transfers, sharing expenses with friends or family has never been simpler. Plus, if you prefer paperless options, we offer electronic statements that keep you informed without cluttering your mailbox. Security is our top priority. You can enjoy peace of mind knowing that all transactions are protected with robust measures. For added convenience, we also support electronic signature authorization for various forms and documents making it easier to complete transactions without the hassle of printing or mailing. If you're always on the move, our mobile application gives you access to your accounts right from your smartphone. While our mobile payments feature isn't available just yet, rest assured that managing your finances through our app is straightforward and secure. In summary, Empeople provides digital banking solutions that empower you to take control of your financial life easily and securely. With services like online banking, e-statements, and person-to-person transfers at your fingertips, managing your money has never been more accessible. Explore all our offerings today by visiting https://empeople.com/ !

Financial Strength

Growing Membership Base

We are proud to have 239,832 total share accounts, showing a strong and growing member base that trusts us with their finances. Your trust fuels our mission to provide excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empeople is your trusted partner. Visit us at 2000 John Deere Run Cary Nc 27513 or call (309) 743-1128 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capacity

Our lending capacity is robust. With $11,340 in used auto loans and $1,713,598,691 in total loans and leases, we support our members' financial goals across various sectors. This extensive portfolio reflects our ability to cater to diverse borrowing needs effectively.

Member-Centric Savings

Your savings are secure with us. We hold $670,496,742 in share certificates and $509,739,381 in money market shares, offering stable and rewarding financial growth opportunities tailored for our members. Unlike traditional banks, we prioritize our members; our approach means that every dollar counts toward your benefit.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 240 full-time employees and 2 part-time employees, we're always ready to serve you with knowledge and commitment.

Reinvestment for Growth

With $140,636,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us stay ahead and provide the best possible products and services.

Strong Financial Position

With a net worth of $168,111,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those who need additional support, we have total credit lines amounting to $683,422,094 available. This provides an excellent option for personal or business financing needs. If you're interested in refinancing any existing loans or exploring eligibility options for our various loan products, please don't hesitate to reach out. You can contact us at (309) 743-1128 during our lobby hours from Monday through Friday between 8 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Empeople in Cary, NC, we're committed to helping you find the right financing solution for your needs. Visit us today to learn more!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided $196,467,235 in used vehicle loans and $136,472,762 in new vehicle loans already helping members get on the road. Our flexible terms make it easy for you to choose what fits best for your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $228,161,025, make buying or refinancing simple. With competitive rates and personalized service, we guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $99,290,488 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best available options for borrowers. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the tool in simplifying the loan search process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to compliance ensures fair and transparent offers for users. By connecting directly with credible lenders, LendMesh guarantees that all information presented is both accurate and up-to-date.

EMPEOPLE CREDIT UNION