EMPEOPLE CREDIT UNION - Scarborough, ME

Our commitment to you goes beyond just numbers. With total assets of $1,947,442,053 and deposits exceeding $90,697,490, we ensure that your money is safe and working for you. Our dedicated team of 242 employees is here to guide you through every step of your financial journey. Under the leadership of our CEO, Kurt Lewin, and Board President, Scott Hany, we strive to create an environment where you feel valued and supported.

As a member-focused organization, we believe in giving back to the community that supports us. This philosophy drives us to provide not only competitive loans totaling 77,760 but also robust financial education resources that empower our members to make informed choices. With a net worth of $168,111,172 and ample cash reserves of $32,379,727, we are well-equipped to assist you with all your financial needs.

While members can visit us at our branch address for in-person assistance or simply call us at 207-854-6000, official correspondence should be directed to the same location as our mailing address: 35 Plaza Dr, Scarborough, ME 4074. We invite you to explore how Empeople can help you achieve your financial goals by visiting our website at empeople.com. Come see how together we can build a brighter financial future!

We understand the importance of adapting to an ever-changing world. That's why we've embraced digital advancements like online banking and mobile applications while ensuring that we remain ADA compliant for all our members. Our customer-centric approach ensures that whether you're connecting with us digitally or visiting in person during our operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM you'll receive attentive service tailored to your needs.

As we continue this journey together, we invite you to become part of the Empeople family. Experience firsthand how we blend tradition with innovation while staying true to our mission of supporting your financial well-being. Visit us today at our Scarborough branch or explore more about membership options on our website here. Together, let's build a brighter financial future!

Empeople started with a simple vision: to create a supportive financial environment for individuals and families in Scarborough and the surrounding areas. From our humble beginnings, we have seen remarkable growth. We now boast total assets of over $1.9 billion, reflecting not just our financial strength but also our commitment to helping our members achieve their goals. Located at 35 Plaza Dr, Scarborough, ME 04074, our branch is easily accessible and nestled near local landmarks that foster community engagement. Whether you're here for personal banking services like checking and savings accounts or seeking assistance with auto loans and mortgages, you will find a welcoming atmosphere ready to serve you. While members can visit us at 35 Plaza Dr, official correspondence should be sent to the same address. We are proud to offer extended services such as ATM availability and drive-thru banking for added convenience.

At Empeople, our mission is clear: we aim to provide exceptional financial services while supporting the communities we serve. We believe in empowering individuals by offering products that help them build wealth and secure their financial futures. Our focus goes beyond transactions; we strive to foster lasting relationships built on trust and mutual respect. We are dedicated to ensuring every member feels valued and supported through various initiatives such as community outreach programs and partnerships with local organizations. These efforts allow us to give back and make a difference right here in Scarborough.

Our branch is designed with accessibility in mind. We comply with ADA standards, ensuring that all members can enjoy our services comfortably. Whether you're visiting for personal banking or need assistance with loans and other services, our team is here to help. Plus, we offer ample parking so you can easily stop by without any hassle.

We invite you to come by and experience the Empeople difference today! Whether you're looking to open an account or explore loan options, our dedicated team is ready to assist you. Visit us soon or call for more information we're excited to serve you!

At Empeople, we want to make banking as convenient as possible. Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. If you have any questions or need support outside these hours, feel free to give us a call at 207-854-6000; our friendly staff will be happy to assist you!

We pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Enjoy our ATM services available on-site, along with drive-thru banking for quick transactions like deposits and withdrawals. While members can visit us at 35 Plaza Dr for all their banking needs, please note that official correspondence should be sent to the same address. Additionally, if you're part of another credit union that offers shared services, you can take advantage of those transactions right here!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $37 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,170,815, we continue to drive economic growth by financing new and expanding businesses.

Imagine running your day-to-day operations without worrying about how to accept payments or manage cash flow. Our merchant services make it easier for you to focus on what matters most growing your business. From streamlined payment processing to flexible financing solutions, we provide the tools necessary for smooth transactions and better customer experiences. Located at 35 Plaza Dr, Scarborough, ME 04074, we invite you to visit us or call (207) 854-6000 during our operating hours (M-F 8:30 AM - 5:00 PM; Sat 8:30 AM - 12:00 PM) to learn more about how Empeople can support your business's financial journey.

For our business members, we offer specialized banking services including merchant services and business loans designed to support your entrepreneurial endeavors. We believe in helping local businesses thrive by providing accessible funding options and essential banking tools.

In today's fast-paced world, having access to your finances anytime is crucial. That's why we have invested in online and mobile banking features that allow you to check balances, make transfers, and pay bills from the comfort of your home or on-the-go. Our ATM services also ensure easy cash withdrawals whenever needed.

Life can bring unexpected expenses, which is where our personal loans and debt consolidation services come into play. Whether you're planning a big purchase or need assistance with managing existing debt, we've got you covered. Additionally, our credit cards come with rewards programs that allow you to earn while you spend, making everyday purchases even more rewarding.

Need quick access? Utilize our drive-thru banking for simple transactions like deposits and withdrawals without leaving your car. Plus, as part of our commitment to member convenience, we offer shared branch transactions for partner credit union members allowing deposits and withdrawals even when you're away from home. At Empeople, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to supporting your financial well-being. Whether you're looking for personal banking solutions or business support, we're here for you every step of the way. Ready to take the next step? Visit us at Scarborough or call us today at (207) 854-6000. Let us help you achieve your financial dreams!

We understand that each member has unique financial goals. That's why we offer a variety of personal banking options including checking and savings accounts designed to help you manage your money efficiently. If you're looking to purchase a new car or refinance an existing loan, our auto loans and vehicle financing solutions can get you on the road without breaking the bank. For those considering buying a home, our mortgage loans and refinancing options provide competitive rates and flexible terms.

Our online banking platform is available 24/7 at https://empeople.com/ , providing you with real-time access to your accounts. You can check balances, pay bills, and transfer money with just a few clicks. We also offer person-to-person transfers, making it simple to send money to friends or family without needing cash. For those who prefer mobile banking, our user-friendly mobile application is ready for download. It allows you to manage your finances on the go, whether you're at home or out and about. You'll enjoy the same features as our online banking platform but in a convenient app format.

Your safety is our top priority. We offer electronic signature authorization for secure transactions, ensuring that only you have control over your accounts. Additionally, e-statements are available, allowing you to receive your financial documents electronically while reducing paper clutter. While mobile payments are not currently offered, we provide all the essential tools needed for effective money management. Whether it's checking your account balance or authorizing payments, our services are designed to be straightforward and efficient. In today's fast-paced world, having reliable banking options at your fingertips is crucial. With Empeople, you can enjoy peace of mind knowing that managing your money has never been easier or more secure. Explore all that we have to offer by visiting us online today!

With $140,636,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we have $11,340 in used auto loans and $1,713,598,691 in total loans and leases, supporting members' financial goals across various sectors.

We have achieved a notable milestone with a total of 239,832, showing a strong and growing member base that trusts us with their finances. Our resources remain focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empeople is your trusted partner. Visit us at 35 Plaza Dr Scarborough Me 04074 or call (207) 854-6000 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $670,496,742 in share certificates and $509,739,381 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on serving you better.

Our commitment to operational efficiency is evident as shown by our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With a net worth of $168,111,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

If you're considering refinancing any existing loans or want to know if you're eligible for one of our products, please don't hesitate to reach out. We are here to help you explore all available options that best suit your financial situation. Our branch is conveniently located at 35 Plaza Dr Scarborough Me 04074, and we're available at (207) 854-6000 during our operating hours from Monday to Friday between 8:30 AM - 5:00 PM and Saturday from 8:30 AM - 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Empeople, we're dedicated to supporting our community by providing not just loans but also valuable resources and guidance as you navigate your financial journey.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,467,235 in used vehicle loans and $136,472,762 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you can find the right fit for your budget and lifestyle.

For those who need extra flexibility with their finances, we also have credit lines available with a total of $683,422,094 in credit lines already issued. This can help you manage expenses more effectively without the hassle of applying for multiple loans. We also offer flexible terms on unsecured credit card loans, with a total of $99,290,488 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to make your life easier while providing access to funds when you need them most.

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $228,161,025, enabling you to take that important step toward owning a home. Whether it's your first house or you're looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

- Verified Data: All loan offers come from legitimate financial institutions. This guarantees that you are looking at genuine options without hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Instead, the platform focuses on delivering unbiased results that help you find the best possible rates. - Real-Time Rate Comparisons: The tool provides up-to-date loan rates from multiple institutions. This feature empowers users to make well-informed decisions based on current market conditions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Take control of your borrowing options today. Compare real-time loan offers at LendMesh and discover the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each loan listing goes through a rigorous verification process to confirm its authenticity, allowing you to trust the information presented.