Empeople Credit Union Arundel ME | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Empeople, your trusted financial partner located at 1298 Alfred Rd, Arundel, ME 04046. Established in 1935, we have been dedicated to serving our community and supporting our members with reliable banking solutions for nearly 90 years. With a strong membership base of over 72,658 individuals, we pride ourselves on creating a welcoming environment where everyone feels valued. At Empeople, we understand that managing finances can be challenging. That's why we offer a range of services designed to meet your personal and business needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, our goal is to empower you on your financial journey. As of now, our total assets stand at an impressive $1,947,442,053, ensuring that we have the resources to support you effectively. Our team is here to help you navigate your options with care and professionalism. Led by CEO Kurt Lewin and Board President Scott Hany, our staff of 242 employees works tirelessly to provide exceptional service. You can always reach us at (207) 854-6000 for any questions or assistance you may need. While members can visit us at our branch location, official correspondence should be sent to the same address: 1298 Alfred Rd, Arundel, ME 04046. We are committed to being an integral part of the community by offering sound financial products and services tailored just for you. We invite you to explore what Empeople has to offer! Whether you're looking for a loan or simply want to learn more about our membership benefits, feel free to visit us in person or check out our website at empeople.com. Your future starts here let's build it together!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we embrace technology without losing sight of personal connection. Members can enjoy convenient online banking options alongside traditional services like drive-thru banking and ATM access right here at our branch. Our commitment extends beyond accessibility; we aim for inclusivity with ADA-compliant facilities ensuring everyone can benefit from what we offer.

Join Us!

Whether you're looking for a new bank or seeking ways to enhance your financial journey, Empeople invites you to become part of our family. Experience firsthand the benefits of being a member at Empeople where your goals matter most. Visit us at 1298 Alfred Rd or reach out at (207) 854-6000 for more information on how you can join this vibrant community today!

Mission Statement

At Empeople, our mission is clear: we strive to empower individuals by providing accessible financial services while actively supporting community initiatives. We are dedicated to ensuring that each member feels valued and understood, offering personalized assistance tailored to their unique needs. In addition to our robust banking services, we engage in numerous outreach efforts within Arundel and surrounding areas partnering with local organizations to uplift those around us.

Our Journey

From our humble beginnings in 1935, Empeople has evolved significantly. Starting as a small organization dedicated to serving local needs, we've expanded our range of services while maintaining our core mission: to improve the financial well-being of our members and the communities we serve. Today, we offer a comprehensive suite of personal and business banking solutions including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our branch is not just about numbers; it's about people. Our team is committed to fostering relationships built on trust and respect. We believe that when our members succeed, we all succeed. This philosophy has driven us forward through challenges and milestones alike.

Branch Location & Accessibility

Accessibility Features

At Empeople, we prioritize accessibility. Our branch is designed to accommodate everyone, featuring ADA-compliant entrances and ramps for easy access. Whether you're coming in for personal banking or need assistance with loans and accounts, our staff is ready to help.

Convenient Location

Situated near local landmarks and surrounded by the scenic beauty of York County, our branch is easily accessible. You can find us just off the main road, making it simple to pop in for all your banking needs. Plus, we have ample parking available, ensuring that your visit is hassle-free.

Operating Hours

We know that life can get busy, so we've made it easy for you to visit us. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. This schedule allows you to fit banking into your day effortlessly.

Services Offered

Empeople offers a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Need cash? Our ATM is available for quick withdrawals and balance checks. For those who prefer face-to-face interactions, our drive-thru service makes it convenient to handle deposits and withdrawals without leaving your vehicle. While members can visit us at 1298 Alfred Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 207-854-6000. We invite you to stop by Empeople today where community meets convenience!

Member Eligibility

At Empeople, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to join us at our branch located at 1298 Alfred Rd Arundel Me 04046. We also welcome family members of existing members, so if you have loved ones already with us, you can easily become part of our family too! For a detailed look at eligibility criteria, feel free to visit our website at https://empeople.com/about/empeople-membership. Joining Empeople opens up a world of benefits tailored to help you achieve your financial goals. From personal banking services to competitive loan options, we're here for you every step of the way. To get started on opening your account, just give us a call at (207) 854-6000 or check out the account opening details online at https://my.empeople.com/enroll. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $37 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,170,815, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to purchase new equipment, hire additional staff, or expand your operations. Our loans can help make those dreams a reality.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you're at a bustling market, and customers want to buy your products. With our reliable merchant services, you can accept payments quickly and easily. This not only improves customer satisfaction but also helps keep your cash flow steady. Located conveniently at 1298 Alfred Rd, Arundel, ME 04046, we're here to provide personalized solutions tailored to your business needs. Whether you're just starting or looking to grow, Empeople is ready to partner with you on your path to success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we recognize how vital it is to have reliable financial support. Our business banking services include merchant services that facilitate smooth transactions for your customers and business loans designed to help you grow.

Call Us Today!

At Empeople, we believe in making banking accessible and straightforward for everyone. If you have questions about any of our services or want to discuss how we can assist you further, don't hesitate to reach out at (207) 854-6000 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. We look forward to serving you!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. You can easily check balances, make transfers, and pay bills right from your smartphone or computer. Plus, our ATM and cash withdrawal services ensure that you have access to your funds whenever you need them.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions but are short on time, our drive-thru banking offers quick access for deposits, withdrawals, and simple transactions without leaving your car. Additionally, our ATMs provide basic access for withdrawals and balance checks around the clock.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer personal banking options that include checking and savings accounts designed to help you save and manage your money effectively. Need a new car? Our auto loans and vehicle financing options make it easy to drive off in the vehicle of your choice without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing solutions can help simplify the process. For those times when unexpected expenses arise, our personal loans and debt consolidation services provide flexible solutions to keep your finances on track. And don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

Mobile Banking Made Easy

For those who prefer managing their accounts on their mobile devices, our mobile application offers all the features you need right at your fingertips. You can access your accounts, make payments, and even use mobile payments when shopping though please note this feature is currently not available. With 24/7 online banking services, you're always connected to your finances. Whether it's checking your balance late at night or making a payment during lunch, you have control over your money whenever you need it. At Empeople, we're committed to providing accessible and efficient banking solutions tailored just for you. Experience the ease of digital banking today!

Secure and Accessible

Your security is our top priority. We utilize electronic signature authorization to ensure that your transactions are safe and secure, giving you peace of mind with every click. Plus, with e-statements available, you can access your financial documents online, reducing paper clutter while keeping your information organized and secure.

Financial Strength

At Empeople, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to safeguarding your investments and providing reliable services, we are proud to share our financial strength with you. With a net worth of $168,111,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $670,496,742 in share certificates and $509,739,381 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $140,636,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $11,340 in used auto loans and $1,713,598,691 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 239,832, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empeople is your trusted partner. Visit us at 1298 Alfred Rd Arundel Me 04046 or call 207-854-6000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,467,235 in used vehicle loans and $136,472,762 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget and lifestyle.

Credit Lines and Unsecured Credit Cards

For those who need access to quick cash or want to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans. With a total of $99,290,488 in loans helping members maintain control over their spending habits, our credit cards come with rewards and benefits that suit your lifestyle. Additionally, our total credit lines amount to $683,422,094, providing ample opportunity for personal or business financing.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $228,161,025, make buying or refinancing simple. We provide flexible terms and competitive rates to assist you in securing your dream home.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we can guide you through the process with ease. We work closely with our members to determine eligibility options that best suit their financial situation. At Empeople located at 1298 Alfred Rd Arundel Me 04046, we are dedicated to providing personalized service and support throughout your borrowing experience. For more information on our loan products or to discuss how we can assist you further, please feel free to call us at 207-854-6000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that you receive fair and transparent offers. By leveraging data from reputable institutions, LendMesh prioritizes accuracy in its comparisons.

EMPEOPLE CREDIT UNION - Arundel, ME

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Arundel, ME (04046)

Introduction

Branch History & Mission

Commitment to Innovation

Join Us!

Mission Statement

Our Journey

Branch Location & Accessibility

Accessibility Features

Convenient Location

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Call Us Today!

Convenient Online & Mobile Banking

Drive-Thru & ATM Access

Personal Banking Solutions

Digital & Online Banking

Mobile Banking Made Easy

Secure and Accessible

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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