Empeople Credit Union Moline IL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Empeople, your trusted partner in financial services located at 3950 38Th Ave, Moline, IL 61265. Established in 1935, we have built a strong foundation of trust and reliability that our 72,658 members have come to rely on. As a proud credit union, we are dedicated to providing personalized banking solutions tailored to meet the unique needs of our community. At Empeople, our commitment goes beyond just numbers; we strive to foster genuine relationships with our members. With a total asset base of over $1.94 billion and total deposits amounting to $90,697,490, we ensure that your finances are in capable hands. Our offerings include a variety of services such as personal banking, auto loans, mortgage financing, and business banking solutions. We understand the importance of supporting local businesses, which is why we maintain a net member business loan balance of $5,170,815. Under the leadership of CEO Kurt Lewin and Board President Scott Hany, our team works diligently to enhance your banking experience. With 242 employees dedicated to serving you, we pride ourselves on being accessible and responsive. Whether you're looking for assistance in managing your savings or seeking advice on loans, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 3950 38th Ave, Moline, IL 61265-6471. We invite you to explore what Empeople has to offer by visiting our website at empeople.com or giving us a call at 309-743-1000 during our operating hours from 7:30 AM to 5:30 PM Monday through Friday and 8:00 AM to 12:00 PM on Saturdays. Join us today and discover how Empeople can help you achieve your financial goals!

Branch History & Mission

At Empeople, we take pride in our rich history and unwavering commitment to serving the community of Moline, Illinois. Established in 1935, our credit union has grown from a small cooperative into a vibrant financial institution with a strong focus on member satisfaction. Located at 3950 38th Ave, Moline, IL 61265, we are not just a bank; we are your neighbors dedicated to improving the lives of those around us. Over the years, Empeople has achieved significant milestones that reflect our growth and dedication to our members. Today, we proudly serve over 72,000 members and manage total assets exceeding $1.9 billion. Our journey has been marked by a steadfast mission: to provide accessible financial services while fostering a spirit of community support and engagement. We believe that when our members thrive, the entire community flourishes. Our mission is simple yet profound: to empower individuals and businesses through personalized banking solutions. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking options. Each service is designed with our members' needs in mind, ensuring they have the tools necessary for financial success. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 3950 38th Ave, Moline, IL 61265-6471. Our operating hours make it easy for you to get assistance when you need it most Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:00 AM to 12:00 PM. At Empeople, we also understand the importance of staying current with technology to enhance member experiences. We offer online and mobile banking options along with ATM access for your convenience. While there is no drive-thru service available at this location, we remain committed to providing excellent customer service through various channels. In addition to offering comprehensive financial services, Empeople actively engages in community outreach initiatives. We partner with local organizations and participate in events that uplift the communities we serve. Our commitment goes beyond just numbers; it's about building relationships and making a positive impact. We invite you to join us at Empeople Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Visit us today or explore more about membership at our website. Let's work together towards a brighter future!

Branch Location & Accessibility

Connect With Us

We invite you to stop by or give us a call at 309-743-1000. Our team is eager to help you navigate your financial journey. At Empeople, we're not just a credit union; we're your partners in achieving financial wellness. Come visit us today!

Local Landmarks and Accessibility

Our branch is just a stone's throw away from popular local spots, making it easy to fit banking into your busy day. With ample parking available right outside our doors, visiting us is hassle-free. We pride ourselves on being accessible for everyone, with features like ADA-compliant ramps and pathways.

Operating Hours and Services

We know that convenience matters, which is why our doors are open Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:00 AM to 12:00 PM. Whether you're looking to discuss personal banking options or explore loan services, our friendly staff is ready to assist you during these hours. At Empeople, we offer a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have the tools to help you manage your finances effectively. And if you're in need of cash after hours or on the go, you'll be pleased to find an ATM available right here at the branch.

Member Eligibility

At Empeople, we're excited to welcome you into our community of members who enjoy personalized financial services and support. Becoming a member is easy! If you live, work, or attend school in our area or have family ties to current members, you're likely eligible. We believe in inclusivity, so whether you're a first-time account holder or looking for more financial options, we're here to help. For the most accurate and detailed eligibility criteria, feel free to check out our page at https://empeople.com/about/empeople-membership. Once you know you're eligible, opening an account with us is straightforward. You can start your journey by visiting our website at https://my.empeople.com/enroll, or if you prefer speaking with someone directly, just give us a call at (309) 743-1000. Our friendly team is ready to assist you every step of the way. Join us at Empeople located at 3950 38Th Ave Moline Il 61265, and experience the benefits of being part of a credit union that truly cares about its members!

Business Banking & Commercial Services

Financing Options for Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $37 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,170,815, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to our loans, we also provide merchant services that simplify transactions for your customers. Imagine having a reliable system that processes payments smoothly allowing you to focus more on serving your clients rather than worrying about finances. This practical benefit enhances customer satisfaction and streamlines your operations. Located at 3950 38Th Ave Moline Il 61265 in Moline, IL, our team is ready to partner with you on your business journey. Whether you're looking for a loan or need assistance with payment processing, reach out to us at (309) 743-1000. Let's build your success together!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we aim to be your partner in growth by providing flexible financial solutions.

Convenient Access

Located at 3950 38Th Ave Moline Il 61265 in Moline, we ensure that accessing our services is straightforward. With an ATM available for cash withdrawals and balance checks, you can manage your funds anytime. If you prefer face-to-face assistance, our branch hours are designed to fit into your busy schedule: open Monday through Friday from 7:30 AM to 5:30 PM and Saturdays from 8:00 AM to 12:00 PM. As part of our commitment to convenience, we also provide basic ATM access and person-to-person payment options through our digital platforms. You can feel secure knowing that managing your finances has never been easier. If you're interested in learning more about how Empeople can assist you on your financial journey or if you'd like to open an account today, don't hesitate to reach out! Call us at (309) 743-1000 or visit us online at Main Office - Moline. We look forward to serving you!

Mortgage Solutions

Buying a home is a significant milestone, and at Empeople, we make it easier with our mortgage loans and refinancing options. Whether you're a first-time homebuyer or looking to refinance your existing mortgage for better rates, we have tailored solutions that fit your situation.

Personal Banking

Our personal banking offerings start with checking and savings accounts designed to help you manage your money effectively. Imagine having an account that not only keeps your funds secure but also earns you interest over time. For those on the go, our online and mobile banking services allow you to check balances, pay bills, and transfer money right from your smartphone or computer. When it comes to financing, we offer auto loans and vehicle financing options that can help you get behind the wheel of your dream car without breaking the bank. Need extra cash for unexpected expenses? Our personal loans and debt consolidation options can provide the support you need. Plus, with our credit cards that come with rewards, every purchase can bring you closer to exciting perks.

Digital & Online Banking

Key Features of Our Online Banking Services

With our online banking platform, you'll enjoy features that make life simpler. Need to check your balance or transfer funds? You can do all of this right from the comfort of your home or on the go using our user-friendly mobile application. Whether you're at work, at home, or out running errands, you have real-time access to your accounts. Worried about security? We've got you covered! Our electronic signature authorization ensures that your transactions are safe and secure. Plus, with e-statements available, you can review your financial information without the hassle of paper statements cluttering your space. If you want to send money quickly to friends or family, our person-to-person transfer feature makes it seamless and fast no need for cash or checks. Just a few taps on your smartphone and you're done! For those who prefer to keep things simple, we also offer mobile payments through our app, allowing you to make purchases directly from your phone without fumbling for cash or cards. In a world where convenience is key, Empeople's digital banking services stand out. Experience how easy it is to manage your finances with us today!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 239,832, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $2,706,872, further indicating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empeople is your trusted partner. Visit us at 3950 38Th Ave Moline Il 61265 or call (309) 743-1000 to learn more about how we can help you achieve your financial goals.

Investment in Our Community

With $140,636,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals across various sectors; we have $11,340 in used auto loans and $1,713,598,691 in total loans and leases available for our members.

Security for Your Savings

Members' savings are secured through $670,496,742 in share certificates and $509,739,381 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $168,111,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,467,235 in used vehicle loans and $136,472,762 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have competitive rates and flexible terms to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $5,170,815 provide the capital needed to grow and expand. We know that running a business comes with unique challenges and opportunities; our team is here to support you with financing options that align with your vision.

Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $99,290,488 in loans helping members manage their finances effectively, our credit cards offer rewards and benefits tailored to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $228,161,025, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process, ensuring that you find the right solution for your housing needs.

Refinancing Options

If you're looking to refinance an existing loan or explore eligibility options for any of our products, we encourage you to reach out. Our knowledgeable team is ready to assist you in evaluating your current situation and identifying the best solutions available. For more information about any of these loan offerings or to discuss how we can help you meet your financial objectives, please contact us at (309) 743-1000 or visit us at our branch located at 3950 38Th Ave Moline Il 61265, Moline, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Empeople be your partner on the journey towards financial success!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every loan offer you see is fair and transparent, helping you make informed decisions without any hidden agendas.

Empeople