Empeople Credit Union Milan IL | Best Auto Loans & Personal Banking

Introduction

At Empeople, we believe in building strong relationships with our members and the community. Located at 1600 1St Ave E, Milan, IL 61264, our branch has proudly served the area since 1935. With a commitment to providing exceptional financial services, we have grown to support over 72,658 members and manage total assets of $1,947,442,053. Our dedicated team, led by CEO Kurt Lewin and Board President Scott Hany, is here to assist you with a wide range of financial needs. Whether you're looking for checking accounts, auto loans, mortgages, or business banking services, we're ready to help you achieve your financial goals. While members can visit us at our Milan branch for personal service, official correspondence should be sent to the same address: 1600 1st Ave E, Milan, IL 61264-2608. We understand that convenience is key; that's why we offer online and mobile banking options to make managing your finances easier than ever. With total deposits reaching $90,697,490 and an impressive net worth of $168,111,172, Empeople stands strong as a reliable partner for your financial journey. Our commitment to our community is reflected in our total loans issued over 77,760 loans that empower individuals and businesses alike. We invite you to experience the difference at Empeople. Feel free to give us a call at 309-743-1118 or visit our website at empeople.com to learn more about how we can serve you better. Join us today and discover how we can help you thrive financially!

Branch History & Mission

A Legacy of Community Support

Empeople was founded with the mission to provide accessible financial services while fostering community spirit. From humble beginnings, we have evolved into a vital part of Milan's economic landscape. Our commitment to helping our members achieve their financial goals remains unwavering, whether through personal banking, auto loans, or mortgage financing. Our headquarters is located in Moline, IL, which allows us to stay connected with our roots while serving members across the region. We believe in empowering individuals and families by providing them with the tools they need to succeed financially. This includes not only traditional banking services but also innovative solutions such as online and mobile banking options.

Commitment to Innovation

We understand that today's world requires adaptability and convenience. That's why we've embraced digital advancements like online banking and mobile applications while ensuring compliance with ADA standards for accessibility. Even though we do not offer drive-thru services, our ATM availability ensures that accessing your funds is always just a step away.

Community Partnerships

Empeople actively engages in community outreach initiatives that focus on education and support for local causes. By partnering with schools and local organizations, we aim to make a positive impact beyond just financial services. As we look forward to the future, we invite you to join Empeople. Experience firsthand how we're committed not only to your financial success but also to enriching the communities we serve. Together, let's build a brighter future! For more information about membership or to open an account today, please visit Empeople's website or call us at 309-743-1118. Join us in making a difference!

Our Mission Statement

At Empeople, our mission is clear: we strive to enhance the financial well-being of our members through exceptional service and community engagement. We are dedicated to ensuring that every member feels valued and supported in their journey towards financial independence. Whether you're opening a checking account or seeking advice on debt consolidation, our team is here to help you every step of the way. While members can visit us at 1600 1st Ave E, official correspondence should be sent to 1600 1st Ave E, Milan, IL 61264-2608 if different from our branch address.

Branch Location & Accessibility

Accessibility and Parking

Our branch offers ample parking space for all members, making it easy for you to stop by for your banking needs. We are committed to accessibility, ensuring that our facilities meet ADA standards. Whether you need ramps or other assistance, we have you covered.

Call to Action

Ready to experience personalized banking? We invite you to visit us at Empeople in Milan or give us a call at 309-743-1118. Let's make your banking journey smooth and enjoyable!

Operating Hours

At Empeople, we value your time. Our lobby hours are designed with your busy schedule in mind, open from 8:00 AM to 4:30 PM Monday through Friday. Feel free to drop by during these hours; our friendly staff is always ready to assist you.

Services Offered

We are proud to offer a range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Plus, if you ever need cash, our ATM is conveniently available on-site for quick withdrawals and balance checks. While members can visit us at 1600 1St Ave E, official correspondence should be sent to our mailing address at 1600 1st Ave E, Milan, IL 61264-2608.

Member Eligibility

Joining the Empeople family is like stepping into a community where your financial well-being is the priority. At Empeople, located at 1600 1St Ave E, Milan, IL 61264, we believe that everyone deserves access to quality financial services. To become a member, you need to meet some simple eligibility requirements, which include being an employee of Deere & Company or one of its subsidiaries, or being part of their immediate family. If you're unsure about your eligibility, feel free to check out more detailed information on our website at Empeople Membership. Opening an account with us is straightforward and welcoming. We strive to make the process as easy as possible so that you can start enjoying the benefits of membership right away. With competitive rates on loans and savings accounts, plus access to personalized service from our dedicated team, joining Empeople means being part of something special. If you have any questions or need assistance, don't hesitate to give us a call at 309-743-1118. We're here to help!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $37 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,170,815, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments easily, whether online or in-person. Our services ensure that your transactions are smooth and secure, allowing you to focus on what you do best running your business. Located at 1600 1St Ave E Milan Il 61264 in Milan, IL, we're here to provide personalized service and expert advice tailored to your specific needs. Contact us at (309) 743-1118 to learn how we can support your business goals today!

Comprehensive List Of Services

Business Banking Made Easy

For our members who run businesses, we offer specialized services under our Business Banking category. From essential Merchant Services that simplify payment processing to tailored Business Loans that help fuel growth, we're here to support your entrepreneurial journey.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, everything is just a click away. Plus, our ATM & Cash Withdrawal Services ensure you can access cash when needed without hassle. At Empeople, we prioritize making banking easier for everyone. With features like Basic ATM Access for withdrawals and balance checks available at numerous locations, managing your finances has never been simpler. We invite you to explore these services further and see how they can benefit you personally or professionally. Feel free to reach out at (309) 743-1118 if you have any questions or need assistance getting started with any of our offerings. Take the next step towards achieving your financial goals by visiting us today at 1600 1St Ave E Milan Il 61264, or check out more details on our website at Pdc - Milan. We're excited to be part of your financial journey!

Credit Options That Reward You

Looking for a way to manage daily purchases while earning rewards? Our Credit Cards with Rewards program allows you to earn points on every dollar spent. It's an excellent way to get more from your regular purchases, making each transaction work harder for you.

Personal Banking Solutions

Our personal banking services are designed with you in mind. If you're starting your savings journey or managing everyday expenses, consider our Checking & Savings Accounts. They come with features that help you track your spending and grow your savings effortlessly. Need a new car? Our Auto Loans & Vehicle Financing options make it simple to drive away in the vehicle you want without breaking the bank. When it comes time to buy a home or refinance, our Mortgage Loans & Refinancing solutions offer competitive rates and flexible terms. If unexpected expenses arise, don't worry! We provide Personal Loans & Debt Consolidation options that can help lighten your financial load and keep you on track.

Digital & Online Banking

Anytime Access

Whether you're at home or out running errands, our online banking services ensure you have access whenever you need it. No need to worry about banking hours; you can handle everything from deposits to payments around the clock. With Empeople's commitment to convenience and security, managing your finances has never been easier. Experience the freedom of digital banking today!

Online Banking Made Easy

Our online banking platform, accessible at https://empeople.com/ , provides you with real-time account management right at your fingertips. Check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can even enjoy the ease of person-to-person transfers, allowing you to send money quickly and securely to friends and family.

Secure and User-Friendly Features

Security is our top priority. We offer electronic signature authorization for added peace of mind when signing documents online. Plus, with e-statements available, you can view your financial statements securely without the clutter of paper. Our mobile application makes it even easier to manage your accounts, giving you a user-friendly interface that fits right in your pocket.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 2 part-time employees dedicated to providing exceptional service.

Growing Member Trust

We have established a strong member base with 239,832 total share accounts, showcasing the trust placed in us by our community. Additionally, net shares available for lending and investments amount to $2,706,872, underscoring our commitment to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empeople is your trusted partner. Visit us at 1600 1St Ave E Milan Il 61264 or call (309) 743-1118 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $140,636,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is evident as we support our community with $11,340 in used auto loans and $1,713,598,691 in total loans and leases to help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $670,496,742 in share certificates and $509,739,381 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests over non-member deposits; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $168,111,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $196,467,235 in used vehicle loans and $136,472,762 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable pre-owned vehicle, we provide flexible terms that suit your budget.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $5,170,815 provide the capital needed to expand operations or invest in new ventures. If you're considering refinancing options or want to know more about eligibility requirements for any of these products, please don't hesitate to reach out. You can contact us at 309-743-1118 during our lobby hours from 8:00 AM to 4:30 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Empeople, we are committed to providing our members with straightforward financial solutions that make sense for their unique situations. Let us partner with you on your journey toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $228,161,025. With competitive rates and personalized service, we guide you through the process to ensure that you feel comfortable with your investment.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $99,290,488 in unsecured credit card loans helping members manage their finances effectively, our cards come with rewards and benefits tailored for your lifestyle.

Loan Aggregator

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EMPEOPLE CREDIT UNION