EMPEOPLE CREDIT UNION

Welcome to Empeople, your trusted partner in financial wellness located at 3500 E Donald St, Waterloo, IA 50703. Since our establishment in 1935, we have proudly served our community, growing to a vibrant membership of 72,658 individuals who rely on us for their banking needs. Our commitment to providing exceptional service is evident in our total assets of over $1.94 billion and total deposits reaching $90,697,490. At Empeople, we understand that banking is about more than just numbers; it's about building relationships and supporting our members' dreams. With a dedicated team of 242 employees, led by our CEO Kurt Lewin and Board President Scott Hany, we strive to offer services that meet the diverse needs of our community. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing through auto loans and mortgages, we are here to help you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 3500 E Donald St, Waterloo, IA 50703-9203. Feel free to reach out to us at (319) 292-5950 during our operating hours from 7:00 AM to 4:00 PM, Monday through Friday. Join us as we continue to make a positive impact in Waterloo and beyond. Explore all that Empeople has to offer by visiting our website at empeople.com, and let us help you achieve your financial goals today!

At Empeople, we take pride in our rich history and commitment to serving the community. Established in 1935, our branch has grown alongside the city of Waterloo, IA, becoming a trusted financial partner for over 72,000 members. Located at 3500 E Donald St, we are conveniently situated near local landmarks that make us easily accessible to everyone in the area. From humble beginnings, Empeople has evolved significantly over the decades. We have consistently expanded our services to meet the changing needs of our members while maintaining a strong focus on community support. Our mission is simple yet powerful: to provide exceptional financial services that empower individuals and families to achieve their goals. We believe in fostering financial well-being through personalized service and innovative solutions. Our total assets now exceed $1.9 billion, reflecting our stable growth and dedication to our members' financial health. We offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we proudly support local businesses with tailored business banking solutions. While members can visit us at 3500 E Donald St for all their banking needs, official correspondence should be sent to our mailing address: 3500 E Donald St, Waterloo, IA 50703-9203. Our dedicated team is here to assist you during our operating hours from 7:00 AM to 4:00 PM on weekdays. Empeople is committed to staying ahead of the curve by embracing digital advancements and ensuring ADA compliance for all our services. Our online and mobile banking platforms are designed for convenience and accessibility, allowing members to manage their finances from anywhere. We understand that being part of a community means more than just providing financial services; it means giving back. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving the lives of those around us. Join us at Empeople today! Experience the benefits of being a member of a credit union that puts people first. With a strong legacy and a clear mission to serve you better, we look forward to helping you achieve your financial dreams. For more information or to become a member, call us at 319-292-5950 or visit our website at empeople.com.

Becoming a member of Empeople is like joining a family that truly cares about your financial well-being. If you live or work in the communities around 3500 E Donald St Waterloo Ia 50703, you're already on the path to membership! Whether you're looking for personal banking, auto loans, or even business services, our doors are open to you. We welcome individuals who share our values and community spirit, making it easier for you to access resources that support your financial goals. For a detailed look at who qualifies for membership, feel free to visit our eligibility page at https://empeople.com/about/empeople-membership . Once you're ready to take the next step, opening an account is straightforward! Just head over to our account opening page at https://my.empeople.com/enroll , and you'll find everything you need to get started. If you have any questions or need assistance, don't hesitate to call us at (319) 292-5950. We're excited to help you become part of the Empeople community!

At Empeople, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we are proud to share insights about our strong financial position, which reflects our commitment to serving you. With a net worth of $168,111,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $670,496,742 in share certificates and $509,739,381 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $140,636,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $11,340 in used auto loans and $1,713,598,691 in total loans and leases. Although our current net income is $0, this reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,706,872. Additionally, Total Share and Deposit Accounts stand at 239,832, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empeople is your trusted partner. Visit us at 3500 E Donald St Waterloo Ia 50703 or call (319) 292-5950 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Empeople, we understand that financial needs vary from person to person. That's why we offer a range of loan products designed to help our members in Waterloo, IA achieve their goals, whether it's buying a new car, purchasing a home, or managing everyday expenses. Located at 3500 E Donald St, our branch is here to support you every step of the way. With over 77760 loans issued, we've helped thousands of members achieve their financial goals. Our offerings include competitive auto loans with a total of $22,680 in financing already distributed. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,467,235 in used vehicle loans and $136,472,762 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide Junior Lien 1-4 Family Residential Properties loans totaling $228,161,025, making buying or refinancing simple and straightforward. For those needing extra financial flexibility, we also offer unsecured credit card loans with a total amount of $99,290,488. These loans can help you manage your finances effectively while enjoying flexible terms tailored to your needs. Additionally, for business owners looking for funding opportunities, we have outstanding commercial loans totaling $5,170,815 available to provide the capital needed to grow and expand. At Empeople, we're committed to making your borrowing experience as smooth as possible. We encourage you to check our refinancing options and see if you qualify for eligibility through our website at Empeople. For more information about any of our loan products or to discuss how we can assist you further, don't hesitate to reach out at (319) 292-5950 during our operating hours from 7:00 AM to 4:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step towards achieving your financial dreams today!