At Empeople, we strive to create a welcoming environment. Our branch features ample parking and is equipped with accessibility options to ensure everyone can visit us comfortably. Whether you're walking in or using our ATM for quick transactions, we've made it easy for you.
We understand that life gets busy! That's why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 7:00 AM to 3:30 PM, providing you plenty of time to stop by before or after work.
When you visit Empeople, you'll find a variety of personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. If you're looking for business solutions, we offer merchant services and business loans too. Plus, enjoy the ease of online and mobile banking whenever you need it! While members can visit us at 825 Sw Irvinedale Dr for all their banking needs, official correspondence should be sent to the same address. Feel free to reach out at (515) 289-3386 if you have any questions or need assistance. We invite you to stop by Empeople today and experience friendly service with a smile! Your financial journey starts here.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $37 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,170,815, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer practical merchant services that simplify everyday transactions. Imagine effortlessly accepting payments from customers through various platforms while focusing on what you do best running your business. Our services help streamline your operations, allowing you to keep up with customer demands without the hassle. If you're ready to take the next step in your business journey, visit us at 825 Sw Irvinedale Dr Ankeny Ia 50023 in Ankeny, IA, or give us a call at (515) 289-3386. Let's make your business dreams a reality together!
For small business owners, Empeople provides comprehensive Business Banking solutions including Merchant Services & Business Loans. We know that running a business involves many challenges; our financial products are designed to ease that burden so you can focus on what matters most growing your business.
Ready to take control of your financial future? Visit us at Empeople in Ankeny or give us a call at 515-289-3386 for more information about how we can assist you with all your banking needs. We look forward to serving you!
For everyday purchases, consider our Credit Cards with Rewards. Enjoy the benefits of cash back or travel rewards every time you swipe. This not only makes spending enjoyable but also helps you earn while you shop!
In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. You can manage your finances anytime and anywhere with just a few clicks or taps. Need cash? Our ATM & Cash Withdrawal Services ensure you're never far from accessing your funds. Plus, basic ATM access allows for easy withdrawals and balance checks without any hassle.
Starting with personal banking, Empeople offers flexible Checking & Savings Accounts to suit any lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts provide easy access and competitive interest rates. For those looking to finance their next vehicle, we have Auto Loans & Vehicle Financing options tailored just for you. Imagine cruising down the road in your dream car, knowing you've secured a great deal through us. If homeownership is on your horizon, our Mortgage Loans & Refinancing services can guide you through the process smoothly. We aim to make buying or refinancing your home as stress-free as possible. Additionally, our Personal Loans & Debt Consolidation options give you the flexibility to manage unexpected expenses or combine multiple debts into one manageable payment.
Our online banking services are available 24/7, so whether it's early morning or late at night, you can check your account balance, pay bills, and transfer money without needing to visit a branch. Plus, with our electronic signature authorization, signing documents has never been easier or more secure. You can handle important paperwork from the comfort of your home. We also offer e-statements, helping you keep track of your transactions while reducing paper clutter. Imagine receiving your monthly statements directly to your inbox it's quick and eco-friendly! For those who are always on the go, our mobile application is here to help. You can manage your accounts right from your smartphone. Although we don't currently offer mobile payments, you can still enjoy person-to-person transfers that make sending money to friends or family a breeze.
Your security is our top priority. Our digital banking platform includes robust security measures to protect your personal information. We strive to make online banking not only easy but also safe for all our members. With these tools at your fingertips, managing your finances has never been simpler. Whether you're checking balances, transferring funds, or signing up for new services, Empeople offers the accessibility and ease-of-use that today's busy lifestyle demands. Join us in embracing the future of banking!
Our commitment to serving our members is further reflected in our $140,636,729 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $11,340 in used auto loans and $1,713,598,691 in total loans and leases, our lending capacity supports your financial goals across various sectors.
Total Share Accounts: 239,832, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,706,872 provide additional assurance of our stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empeople is your trusted partner. Visit us at 825 Sw Irvinedale Dr Ankeny Ia 50023 or call (515) 289-3386 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $670,496,742 in share certificates and $509,739,381 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency is highlighted by our $4,568,416, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and commitment.
With a net worth of $168,111,172, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.63% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry, with over $196,467,235 in used vehicle loans and $136,472,762 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to make your car-buying experience as smooth as possible.
Our credit lines are designed to give you access to funds whenever you need them. With a total of $683,422,094 available in credit lines loans, you can be prepared for any financial opportunity that comes your way. For business owners seeking support, our outstanding commercial loans totaling $5,170,815 provide the capital needed to grow and expand your business. We encourage you to explore these loan offerings that align with your financial aspirations. For more details about eligibility and how we can help you start your journey today, visit Empeople or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $228,161,025, make buying or refinancing simple. We offer competitive rates and various terms to suit your needs. If you're considering refinancing your current mortgage, our team is here to assist you every step of the way.
We also offer flexible terms on unsecured credit card loans, with a total of $99,290,488 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses while enjoying the benefits of rewards and cash back.
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