Emery Credit Union Liberty Township OH | Affordable Auto Loans & Business Banking

Introduction

At Emery, located at 7350 Liberty One Dr, Liberty Township, OH 45044, we pride ourselves on being more than just a financial institution. We are a community-focused credit union that has been serving our members since 1939. With over 13,114 members and total assets exceeding $195,795,833, we offer personalized banking solutions tailored to meet the unique needs of our local community. Under the leadership of our dedicated CEO, Doug Pohlman, and Board President, Robert Van Lear, we strive to ensure that every member feels valued and supported. Our team of 38 employees is committed to providing exceptional service and fostering long-lasting relationships with our members. Whether you need assistance with personal banking, auto loans, or business financing, we're here for you. While members can visit us at our Liberty branch for all their banking needs, official correspondence should be sent to the same address: 7350 Liberty One Dr, Liberty Township, OH 45044. As a member-owned institution, we prioritize your financial well-being and aim to help you achieve your goals. In addition to offering competitive rates on loans currently totaling 6,832 we also maintain total deposits of $11,587,807 and a solid net worth of $18,686,640. With cash in hand amounting to $859,244, we are equipped to support both individual and business banking needs effectively. Our commitment extends beyond just numbers; we believe in giving back to the community. We engage in various initiatives aimed at improving the quality of life for our members and neighbors alike. We invite you to explore what makes Emery unique. For more information or to get started with your banking journey today, call us at 513-530-9351 or visit our website at emeryfcu.org. Together, let's build a brighter financial future!

Branch History & Mission

Community Commitment

We take pride in being an active participant in the Liberty Township community. Through partnerships with local organizations and outreach programs, Emery aims to uplift those around us. We support various initiatives that promote education, health, and economic development because when our community thrives, we all succeed together.

Join Us Today

Whether you're looking for a new place to bank or seeking financial guidance for your future goals, Emery is here for you. With convenient operating hours from Monday to Friday (9 AM - 5:30 PM) and Saturday (9 AM - 1 PM), plus ATM availability and drive-thru banking options, accessing your funds has never been easier. Join us today and experience firsthand how Emery can help you achieve your financial dreams while being part of a caring community. Visit our website at emeryfcu.org or give us a call at 513-530-9351 for more information!

Our Evolution

Emery was established with a focus on fostering financial well-being for individuals and families in Liberty Township and beyond. From humble beginnings, we have expanded our offerings and adapted to meet the evolving needs of our members. Whether it's through personal banking options like checking and savings accounts or more specialized services such as auto loans and business financing, we strive to provide tailored solutions that empower our community. As we progressed through the decades, significant milestones shaped our path. We opened our doors in 1939 during a time when communities relied heavily on trust and support from local institutions. Today, we are proud to carry on that legacy by ensuring every member feels valued and supported.

Our Mission

Our mission is simple yet profound: to improve the financial lives of our members while making a positive impact in our community. We believe that banking should be accessible, friendly, and focused on your needs. This means offering competitive rates on loans and deposits, providing online banking tools for convenience, and ensuring ADA compliance for all facilities. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to the same mailing address: 7350 Liberty One Dr, Liberty Township, OH 45044.

Branch Location & Accessibility

Easy Access and Parking

Finding us is a breeze, with ample parking available right at our doorstep. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and facilities to ensure that everyone can visit us comfortably.

Get in Touch

Have questions or want more information? Feel free to give us a call at 513-530-9351. We invite you to come visit us soon and discover how Emery Credit Union can support your financial journey!

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us from Monday to Friday between 9 AM and 5:30 PM, and if you need assistance on Saturdays, our drive-thru service is open from 9 AM to 1 PM. Whether you're stopping by during your lunch break or on the weekend, we've got you covered!

Services Offered

At Emery Credit Union, we're committed to providing a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards our team is here to help you every step of the way. Additionally, we offer convenient ATM access for quick cash withdrawals and basic transactions. While members can visit us at our branch location for all banking services, official correspondence should be sent to the same address: 7350 Liberty One Dr, Liberty Township, OH 45044.

Member Eligibility

At Emery, we believe that everyone deserves a chance to be part of a community that truly cares. Joining us as a member is simple and welcoming! To be eligible for membership at our branch located at 7350 Liberty One Dr, Liberty Township, OH 45044, you just need to meet a few friendly criteria. Typically, individuals who live, work, worship, or go to school in the area can join. This means if you're part of our vibrant community, we want you here with us! As a member, you'll enjoy numerous benefits like competitive loan rates and personalized service tailored just for you. Getting started is easy! You can check out more details about eligibility on our website here. When you're ready to open an account, simply visit this link: Account Opening. If you have any questions or need assistance along the way, don't hesitate to call us at 513-530-9351. We're excited to welcome you into the Emery family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $51 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,241,999, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Alongside our loan offerings, we provide essential merchant services that simplify transactions for your business. Imagine having a reliable payment processing system that keeps your cash flow steady while letting you focus on what you do best running your business. Our services help you accept payments easily and efficiently, allowing you to serve your customers without interruptions. Located at 7350 Liberty One Dr, Liberty Township, OH 45044, Emery is dedicated to being your trusted partner in success. For more information or to discuss how we can assist your business further, give us a call at 513-530-9351. Let's work together to make your vision a reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Our branch provides access to ATMs for quick withdrawals and balance checks. Plus, our drive-thru service makes it easy for you to conduct basic transactions without leaving your vehicle.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple and affordable. With competitive rates and flexible terms, you'll be driving off in your dream car in no time!

Business Banking

For our members who are entrepreneurs or business owners, we provide specialized services such as merchant services and business loans. We know that running a business comes with unique challenges, and we're here to support your growth.

Credit Cards with Rewards

Our credit cards with rewards not only offer convenience but also allow you to earn points on everyday purchases. It's like getting rewarded for spending!

Mortgage Loans & Refinancing

Homeownership is within reach with our comprehensive mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage, we guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can check balances, pay bills, transfer money, and even apply for loans right from your smartphone or computer.

Personal Banking

We understand that managing money can be overwhelming at times. That's why our personal banking options include checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. Need extra cash? Our personal loans and debt consolidation services can provide you with the financial support you need to get back on track.

Shared Branch Transactions

If you're a member of a partner credit union, you can take advantage of our shared branch transactions for deposits and withdrawals. This means more flexibility when managing your accounts. At Emery, we strive to make banking easy and accessible for everyone in the community. If you have any questions about our services or how we can assist you further, feel free to call us at 513-530-9351. We invite you to visit us at our Liberty Township branch or explore more about what we offer by visiting our website at www.emeryfcu.org. Let us help you achieve your financial goals today!

Digital & Online Banking

Key Features

Our services include the convenience of electronic signature authorization, which means you can sign documents quickly and securely from the comfort of your home. Plus, if you're environmentally conscious, you'll appreciate our e-statements feature no more paper clutter! You'll receive your statements electronically, making it easy to stay organized. For those on the go, our mobile application provides all the tools you need right at your fingertips. You can make mobile payments seamlessly and even conduct person-to-person transfers effortlessly. Whether it's sending money to a friend or paying for groceries, we've got you covered.

Security & Support

We prioritize your security. Our online banking system uses advanced encryption technology to protect your data. And if you ever have questions or need assistance, our dedicated support team is just a call away at (513) 530-9351. Overall, our digital banking services are designed with your convenience in mind. With real-time account management and easy access to essential features, managing your finances has never been easier or more secure. Join us at Emery today and experience banking made simple!

Financial Strength

Continuous Investment in Growth

With $14,984,257 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $149,505,527 in total loans and leases including $8,541,200 dedicated to used auto loans.

Dedicated Team

We also take pride in having 37 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 24,740, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Emery is your trusted partner. Visit us at 7350 Liberty One Dr Liberty Township OH 45044 or call 513-530-9351 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $50,000,544 in share certificates and $32,392,046 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $18,686,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,330,448 in used vehicle loans and $23,277,519 in new vehicle loans already helping members get on the road. Whether you're looking for a dependable used car or a brand-new model, our competitive rates can make your purchase easier.

Credit Lines and Unsecured Loans

For those who need flexibility in managing expenses, our credit lines total $48,893,237, allowing you access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $6,069,128 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,430,677, make buying or refinancing simple. We work with you to understand your needs and help you find the right mortgage solution.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to take advantage of better rates or terms, we have options available for you. Our team can provide personalized guidance on how refinancing can benefit your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Emery, we're committed to providing transparent and accessible financing solutions that help you reach your financial goals effectively. Feel free to contact us at (513) 530-9351 for more information or visit our website at emeryfcu.org. We're here to assist you!

Loan Aggregator

Building Credibility Through Experience

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures fair and transparent offers for all users. LendMesh operates on principles that prioritize trust and clarity: - Verified Data: All loan offers come from legitimate financial institutions, which guarantees transparency in the information presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not favor lenders based on paid promotions. This means users receive unbiased results every time they search for loans. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions without delay.

EMERY FEDERAL CREDIT UNION