Embold Credit Union Milwaukie OR | Convenient ATM Services Only

Introduction

Welcome to Embold, your trusted partner in financial growth and community support. Located at 15099 Se Mcloughlin Blvd, Milwaukie, OR 97267, our branch has been serving members since 1957. With a commitment to personalized service and community involvement, we proudly support over 36,000 members. Our dedicated team, led by CEO Aaron Goff and Board President Michael Fraser, is here to help you navigate your financial journey with confidence. At Embold, we understand that each member's needs are unique. That's why we offer tailored solutions ranging from loans to savings plans designed to help you achieve your goals. Currently, our total assets stand at an impressive $608,355,287, with total deposits reaching $26,693,981. We also have a strong lending capacity with 22,532 loans and leases currently active. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2020, Oregon City, OR 97045. We take pride in being more than just a financial institution; we are deeply invested in the well-being of our community. With a strong net worth of $57,798,453 and cash reserves of $12,529,394, we are well-equipped to support your financial aspirations while ensuring the stability of our credit union. Whether you're looking for a new vehicle loan or want to explore savings options that work for you, we invite you to reach out. Contact us today at 503-656-0671 or visit our website at www.emboldcu.org to learn more about how we can assist you on your financial journey. Your trust is important to us let's build a brighter financial future together!

Branch History & Mission

Community Engagement

Our dedication to community outreach is evident in everything we do. We actively participate in local events and initiatives aimed at improving the quality of life in Milwaukie and surrounding areas. Whether it's sponsoring local sports teams or hosting financial literacy workshops, Embold believes in giving back. In addition to traditional banking services, we've embraced technology with features like online banking and mobile payments making it easier for members to manage their finances on the go. We also offer ATM services for quick access to cash whenever you need it. As we look ahead, Embold remains committed to innovation while preserving the personal touch that sets us apart. Join us today and experience firsthand how being part of Embold can help you achieve your financial goals while making a difference in your community. For more information or to become a member, please call us at 503-656-0671 or visit our website at www.emboldcu.org. Together, let's build a brighter financial future!

Our Mission

At Embold, our mission goes beyond just banking; we aim to empower our members financially while actively supporting our community. We believe that everyone deserves access to quality financial services that help them thrive. Our mission statement emphasizes this commitment: we strive to provide affordable financial solutions that enhance the lives of our members and contribute positively to the communities we serve. While you can visit us at our main branch location in Milwaukie, official correspondence should be directed to PO Box 2020, Oregon City, OR 97045. Our operating hours are Monday through Friday from 9 AM to 5:30 PM, making it easy for you to reach us when you need assistance.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near popular spots like the Milwaukie Marketplace and just a short drive from the Willamette River, our branch makes it easy for you to stop by while running errands or enjoying a day out. We ensure that everyone can access our services comfortably; our facility is ADA compliant and features ramps for easy entry.

Operating Hours and Services

We invite you to visit us during our lobby hours, which are Monday through Friday from 9 AM to 5:30 PM. Whether you're looking to make deposits, check your balance, or get assistance with account inquiries, our dedicated team is here to help. While we currently offer ATM services only allowing for quick withdrawals and balance checks we're committed to providing basic banking needs efficiently. If you have any questions or need assistance before your visit, feel free to give us a call at 503-656-0671. We're excited to assist you on your financial journey! Come on down and see how Embold can make banking easier for you!

Member Eligibility

At Embold, we believe that becoming a member means joining a welcoming and supportive community where your financial needs are our top priority. If you live, work, worship, or attend school in Clackamas County, you're likely eligible to join us! We also extend membership to immediate family members of current members, making it easy for you to share the benefits of being part of our credit union with loved ones. Our members enjoy personalized service, competitive rates, and a variety of financial products tailored to help you thrive. Joining is simple! To learn more about the specific eligibility requirements, feel free to check out the details at . When you're ready to open an account, just visit us online or give us a call at (503) 656-0671. We can't wait to welcome you to the Embold family at our location on 15099 Se Mcloughlin Blvd Milwaukie Or 97267!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $192 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $72,119,740, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine a local café that can quickly process payments through our merchant services, allowing them to serve customers efficiently and enhance their experience. Our solutions simplify transactions, letting you focus on what matters most growing your business. Located at 15099 Se Mcloughlin Blvd Milwaukie Or 97267 in Milwaukie, OR, we are here to help you navigate your financial journey. For personalized service or inquiries, reach out to us at (503) 656-0671. Let's work together to make your business aspirations a reality!

Comprehensive List Of Services

ATM Services

One of the key services we offer is ATM Services Only, which includes basic ATM access for withdrawals and balance checks. Whether you're grabbing cash for a night out or checking your account balance while on the go, our ATMs are here to help. With these services, you can manage your money without having to visit a branch, giving you more freedom in your day-to-day life.

Final Thoughts

At Embold, we are more than just a credit union; we are a community partner committed to supporting your financial well-being. Whether you're using our ATM services or taking advantage of our online tools, we strive to make every interaction simple and effective. Ready to experience all the benefits we have to offer? Visit us today at 15099 Se Mcloughlin Blvd Milwaukie Or 97267 or check out our website at https://www.emboldcu.org/ for more information on how we can serve you better!

Member-Centric Approach

We believe that banking should fit into your life, not the other way around. If you need assistance, our team is just a phone call away at (503) 656-0671. We are committed to providing personalized support to ensure that you get the most out of your membership with us.

Online and Mobile Banking Features

To further enhance your banking experience, we also provide robust digital banking features. With options like online banking and mobile payments, managing your accounts has never been easier. You can check balances, transfer funds, and make payments anytime, anywhere. This convenience means you can focus on what matters most in your life while keeping an eye on your finances.

Digital & Online Banking

Key Features

Imagine being able to check your account balance, pay bills, or transfer money with just a few taps on your smartphone. Our mobile application lets you do just that! You can also send money easily with our person-to-person transfer feature, making it simple to share expenses with friends or family. For those who prefer a paperless approach, we offer e-statements that keep you informed without the clutter. Plus, if you need to sign documents quickly, our electronic signature authorization feature allows for fast and secure transactions from the comfort of your home.

Security and Accessibility

Your security is our priority. Our online banking services are designed with top-notch security measures to protect your information. Whether you're using our website or mobile app, you can bank with confidence knowing that your data is safe. Our 24/7 online banking means you can manage your accounts at any time that suits you. So whether it's early morning or late at night, you're never far from your financial information. With features like mobile payments enabling quick transactions directly from your phone, we strive to make banking not just efficient but also enjoyable. Join us at Embold and experience a new level of convenience in banking!

Financial Strength

Growing Member Base

We serve a thriving community with a total of 77,864 share accounts. This indicates the trust placed in us by our members as they choose Embold for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Embold is your trusted partner. Visit us at 15099 Se Mcloughlin Blvd Milwaukie Or 97267 or call (503) 656-0671 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Focused Savings

Your savings are secure with us. Members' funds are protected through $96,569,527 in share certificates and $118,683,853 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 130 full-time employees and 4 part-time employees who are always ready to assist you with their knowledge and dedication.

Reinvestment for Growth

With $46,597,138 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,115 in used auto loans and $429,511,223 in total loans and leases.

Strong Financial Health

With a net worth of $57,798,453, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $950 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

We also have options for refinancing existing loans if you're looking for better rates or terms. This can be an excellent way to lower your monthly payments or consolidate debt. Feel free to reach out at (503) 656-0671 or visit us at 15099 Se Mcloughlin Blvd Milwaukie Or 97267 in Milwaukie, OR for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,870,146 in used vehicle loans and $78,599,858 in new vehicle loans already helping members get on the road. We make it easy for you to secure financing that fits your budget, whether you're purchasing a new vehicle or a reliable used option.

Business Loans

For business owners, our outstanding commercial loans totaling $72,119,740 provide the capital needed to grow and expand. We are dedicated to supporting local businesses with tailored solutions that meet their unique challenges.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,008,005, make buying or refinancing simple. We provide personalized assistance throughout the process, ensuring you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $14,811,410 in loans helping members manage their finances effectively. These loans provide an excellent way to handle unexpected costs while giving you the freedom to control your spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers without hidden fees or misleading information.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to quickly assess their options and choose what best fits their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using LendMesh for making well-informed financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EMBOLD FEDERAL CREDIT UNION