EMBOLD FEDERAL CREDIT UNION

At Embold, we believe that every member of our community deserves a trusted financial partner. Located at 12111 Se Sunnyside Rd, Happy Valley, OR 97015, our Happy Valley Branch has been serving our community since 1957. With a dedicated team of 134 employees, we proudly support over 36,000 members by offering a wide range of services tailored to meet your financial needs. Our commitment to providing exceptional service is reflected in our impressive financial standing. Currently, we manage total assets worth $608,355,287 and have total deposits of $26,693,981. We understand that trust is built on transparency, which is why we're proud to share that our net worth stands at $57,798,453 and we maintain $12,529,394 in cash on hand. While members can visit us at our Happy Valley location for personal banking services such as checking and savings accounts, auto loans, mortgages, and business banking solutions, official correspondence should be directed to our mailing address: PO BOX 2020, Oregon City, OR 97045. Under the leadership of CEO Aaron Goff and Board President Michael Fraser, we are committed to fostering a community-oriented approach. Our goal is to empower you financially while building strong relationships that last a lifetime. We invite you to experience the difference with Embold. Visit us or call us today at 503-656-0671 to learn more about how we can help you achieve your financial goals! For more information about our services and offerings, don't forget to check out our website at Embold.

Welcome to Embold, a credit union with a rich history and a strong commitment to serving our community in Happy Valley, OR. Since opening our doors in 1957, we have grown alongside our members, evolving from a small financial institution into a vital resource for over 36,000 members today. Our branch is located at 12111 Se Sunnyside Rd, Happy Valley, OR 97015, a convenient spot that's easy to access for all your banking needs. At Embold, we take pride in our mission to empower individuals and families through personalized financial services. Our goal is not just about transactions; it's about building relationships. We offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Each service is designed to help our members achieve their financial goals while also contributing positively to the community. Our commitment to innovation is evident in our digital advancements. Members can easily manage their finances with online and mobile banking options. We also provide ATM access for quick cash withdrawals and balance checks, ensuring that you can bank when it suits you best. While we do not currently offer drive-thru services or shared service centers at this location, our friendly staff is always ready to assist you during our operating hours of Monday through Friday from 9 AM to 5:30 PM. Embold has achieved impressive milestones over the years. With total assets of $608,355,287 and a dedicated team of 134 employees working hard every day, we are well-equipped to meet the needs of our growing membership base. We understand that community support goes beyond banking services; that's why we actively engage in local outreach efforts and partnerships that uplift those around us. While members can visit us at our branch address above for all their banking needs, official correspondence should be sent to PO BOX 2020, Oregon City, OR 97045 if necessary. We invite you to join Embold and experience firsthand how we can help you secure your financial future while being an integral part of the Happy Valley community. Come see what makes us different because here at Embold, your success is our mission! For more information or to open an account today, please call us at 503-656-0671 or visit us online at www.emboldcu.org.

At Embold, we believe that becoming a member means joining a family that truly cares about your financial well-being. To be part of our community, you simply need to meet a few friendly eligibility criteria. If you live, work, or attend school in the local area, you're likely already qualified! We also welcome members from certain organizations and associations. For detailed information on eligibility, you can visit this page to see if you qualify. Once you've determined your eligibility, opening an account with us is straightforward and welcoming. You can kickstart your membership journey by filling out an application online at this link. Should you have any questions or need assistance along the way, feel free to give us a call at (503) 656-0671. We're here to support you every step of the way!

At Embold, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength positions us to serve you effectively and reliably. With a net worth of $57,798,453, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 950 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $96,569,527 in share certificates and $118,683,853 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $46,597,138 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $51,115 in used auto loans and a total of $429,511,223 in loans and leases, supporting members' financial goals across various sectors. While our current net income is $0, it reflects our commitment to maintaining fiscal responsibility as we grow. We also take pride in having 130 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $591,873. Our growing community is evident with a total of 77,864 share accounts, showing that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Embold is your trusted partner. Visit us at 12111 Se Sunnyside Rd Happy Valley Or 97015 or call us at 503-656-0671 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.