EMBLEM CREDIT UNION - Gadsden, AL

Welcome to Emblem, your trusted financial partner located at 702 Walnut St, Gadsden, AL 35901. Since our establishment in 1959, we have been dedicated to serving our community with personalized banking solutions that fit your unique needs. With a proud membership base of over 30,573 members, we strive to create a welcoming environment where everyone can achieve their financial goals. At Emblem, we understand that every member's journey is different, which is why we offer a diverse range of services from checking and savings accounts to auto loans and mortgages. Our total assets stand at an impressive $562,613,333, reflecting our commitment to providing secure and reliable financial services. We also manage $56,219,540 in deposits and maintain a solid net worth of $60,258,785, ensuring that your money is in good hands. Led by our experienced CEO, Ron Summerall, and Board President, Martha Lavender, our dedicated team of 96 employees is here to assist you every step of the way. Whether you're looking for support with personal loans or business banking solutions, we're ready to help you succeed. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 1400, Gadsden, AL 35902. We invite you to explore what Emblem has to offer by visiting our website at emblemcu.com or giving us a call at 256-543-7040. Let us help you take the next step towards a brighter financial future!

At Emblem, we believe that everyone deserves to be part of a caring community that supports their financial journey. Joining us is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to become a member. We also extend our membership to family members of existing members, making it easier for your loved ones to enjoy the benefits we offer. By becoming a member of Emblem, you gain access to personalized banking services, competitive loan rates, and a friendly team dedicated to helping you achieve your financial goals. To learn more about the specific eligibility requirements and ensure you're ready to join our community, feel free to visit our detailed page at https://www.emblemcu.com/about-us/become-a-member.html . Once you're ready, opening an account is just a click away! Check out our easy online registration process at https://my.emblemcu.com/registration or give us a call at (256) 543-7040 if you have any questions. We're excited to welcome you to Emblem at 702 Walnut St Gadsden Al 35901!

At Emblem, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a solid financial foundation is crucial for your peace of mind. With a net worth of $60,258,785, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $168,086,431 in share certificates and $28,021,045 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,711,524, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,831,205 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is reflected in the $41,204,773 we have allocated to total loans and leases including $4,749 in used auto loans which supports our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 95 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs. Total Share Accounts stand at 60,896, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Emblem is your trusted partner. Visit us at 702 Walnut St Gadsden Al 35901 or call 256-543-7040 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

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