EMBLEM CREDIT UNION - Fort Payne, AL

Welcome to Emblem, your trusted financial partner located at 700 Gault Ave S, Fort Payne, AL 35967. Established in 1959, we have been dedicated to serving our community for over six decades. With a strong focus on member satisfaction, we proudly support 30,573 members by providing personalized banking solutions tailored to meet their unique needs. At Emblem, we understand that financial security is essential for you and your family. That's why we manage a robust portfolio of assets totaling $562,613,333 and offer total deposits of $56,219,540. Our commitment to responsible lending is reflected in our total loans of 17,672, ensuring that we can help you achieve your dreams whether it's buying a home, financing a vehicle, or growing your business with our competitive loan offerings. Our leadership team is here to guide you every step of the way. Under the direction of CEO Ron Summerall and Board President Martha Lavender, our talented staff of 96 employees is committed to delivering exceptional service. We invite you to experience the difference that comes from being part of a credit union that truly cares about its members. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 700 Gault Ave S, Fort Payne, AL 35967-1628. Ready to take the next step toward achieving your financial goals? Call us today at 256-997-9002 or visit our website at emblemcu.com to learn more about how we can help you thrive in every aspect of your financial journey!

Welcome to Emblem, a cornerstone of financial support and community development in Fort Payne, Alabama. Established in 1959, our branch has grown significantly over the years, reflecting a deep commitment to serving our members and the local community. Located at 700 Gault Ave S, we are proud to be a part of this vibrant area, just a stone's throw from notable landmarks that define Fort Payne. Since our inception, we have welcomed over 30,573 members, providing them with valuable financial services and fostering a sense of community. Today, we proudly manage total assets amounting to $562,613,333, which underscores our stability and dedication to supporting our members' financial goals. At Emblem, our mission is clear: we strive to provide exceptional financial services while actively contributing to the well-being of our community. We believe that by empowering individuals with the right tools such as personal banking options including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking we can help them achieve their dreams. Our focus goes beyond traditional banking; we are dedicated to enhancing lives through outreach programs and partnerships that enrich our neighborhood. In addition to our extensive range of services, we prioritize accessibility for all. Our branch features ADA-compliant facilities and offers drive-thru banking for added convenience. While members can visit us at 700 Gault Ave S, official correspondence should be sent to 700 Gault Ave S, Fort Payne, AL 35967-1628 if different from the branch address. We recognize the importance of adapting to modern needs and have embraced digital advancements such as online banking and mobile payments. This allows us to provide convenient options for our members while ensuring they feel supported every step of the way. As we look back on our journey since 1959, we are excited about what lies ahead. We invite you to join us at Emblem whether you're looking for comprehensive financial solutions or ways to connect with your community. Experience firsthand how being part of Emblem can make a positive difference in your life. For inquiries or assistance, feel free to reach out at 256-997-9002. Together, let's build a brighter future!

Joining the Emblem family is more than just opening an account; it's about becoming part of a supportive community where your financial well-being matters. At Emblem, we welcome individuals who live, work, worship, or attend school in certain areas of Alabama. Whether you're looking for a place to save, borrow, or simply manage your finances better, our doors are open to you. We believe that everyone deserves access to friendly service and personalized financial solutions. If you're interested in learning more about the specific eligibility requirements, feel free to check out our detailed guidelines at this link. When you decide to become a member at Emblem, you're not just signing up for a bank; you're joining a community that values your needs. Our dedicated team is here to help you every step of the way. Opening an account is straightforward and can be done online. Just visit our account opening page at this link or give us a call at (256) 997-9002 for assistance. We're located at 700 Gault Ave S Fort Payne Al 35967, and we can't wait to welcome you into our family!

At Emblem, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health so that you can trust us with your hard-earned money. Our current net worth of $60,258,785 reflects our solid position in the financial landscape. This strong foundation allows us to offer better rates, lower fees, and enhanced services tailored to meet your needs. With a net worth ratio of 10.71, we demonstrate our capacity to weather economic fluctuations while continuing to provide loans and competitive savings rates. We prioritize your savings. Our members' funds are well-secured through $168,086,431 in share certificates and $28,021,045 in money market shares, which provide stable and rewarding growth opportunities. Unlike traditional banks, our focus is on benefiting you our members rather than shareholders. With non-member deposits at $1,711,524, we ensure that our resources are directed towards enhancing member services. With $1,831,205 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options to serve you better. Speaking of lending, we currently have $41,204,773 in total loans and leases, including $47,749 in used auto loans. This capacity supports your financial goals across various sectors. Our commitment to operational efficiency is evident with a reported net income of $0 this period; however, this illustrates our careful management during challenging times. We employ a dedicated team of 95 full-time employees and 1 part-time employee, ensuring you receive knowledgeable service every time you visit. With a total of 60,896 share accounts, it's clear that many members trust us with their finances. Additionally, our net shares available for lending and investments stand at $8,084,480, showcasing our commitment to providing resources for member growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Emblem is your trusted partner. Visit us at 700 Gault Ave S Fort Payne Al 35967 or call us at 256-997-9002 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.