Emblem Credit Union Albertville AL | Best Auto Loans & Business Banking

Introduction

Welcome to Emblem, your trusted financial partner in the heart of Albertville, Alabama! Located at 1008 Portwood Dr, Albertville, AL 35951, we have proudly served our community since 1959. With a commitment to providing exceptional services and support, we currently boast a membership of over 30,573 individuals who rely on us for their financial needs. At Emblem, we understand that banking is more than just numbers it's about building relationships. Our total assets stand at an impressive $562,613,333, enabling us to offer a wide array of services tailored to meet the diverse needs of our members. From personal banking solutions such as checking and savings accounts to auto loans and mortgages, we strive to ensure that every member feels valued and supported. As part of our dedication to excellence, our leadership team is here to guide you every step of the way. Under the direction of our CEO, Ron Summerall, and Board President, Martha Lavender, Emblem operates with a focus on transparency and trust. Our team of 96 employees is always ready to assist you with your inquiries or financial planning needs. While members can visit us at our branch location for everyday transactions like deposits and withdrawals through our convenient drive-thru service, official correspondence should be sent to the same address: 1008 Portwood Dr, Albertville, AL 35951-7316. With total deposits reaching $56,219,540 and a net worth of $60,258,785, Emblem stands strong as a secure choice for your banking needs. We also have a cash reserve of $2,674,822 available for immediate access. Whether you're looking to apply for a new loan or need assistance managing your existing accounts, we're here for you. Visit our website at emblemcu.com or call us at 256-891-1611 today! Let Emblem be your go-to credit union as we continue to strengthen our community through personalized service and reliable financial solutions.

Branch History & Mission

Emblem has been a cornerstone of financial support in Albertville, Alabama, since its inception in 1959. With a rich history spanning over six decades, we have proudly grown alongside our community, nurturing relationships and building trust with our members. Located at 1008 Portwood Dr, Albertville, AL 35951, our branch is not just a place for transactions; it's a hub for community connection and support. From our humble beginnings to now serving over 30,573 members, Emblem has continually evolved to meet the needs of our growing community. With total assets reaching an impressive $562,613,333, we strive to provide a range of services that cater to both individual and business needs. Our commitment to excellence is reflected in the diverse financial solutions we offer ranging from personal banking accounts to auto loans and business services. At the heart of Emblem's mission is a dedication to enhancing the financial well-being of our members while fostering community growth. We believe that everyone deserves access to quality financial services tailored to their unique circumstances. Our mission statement emphasizes not only the provision of banking services but also significant involvement in local initiatives that uplift our community. While members can visit us at 1008 Portwood Dr, official correspondence should be sent to 1008 Portwood Dr, Albertville, AL 35951-7316 if needed. We understand how important accessibility is, which is why we offer convenient drive-thru banking services and shared service center availability for your ease. As part of our commitment to modern banking practices, we have embraced digital advancements like online banking and mobile payments. These tools allow members to manage their finances effortlessly from anywhere. Additionally, we prioritize ADA compliance to ensure all members can access our facilities and services without barriers. Emblem takes pride in its partnerships and outreach efforts within the community. We are actively involved in local events and programs that aim to provide educational resources and support for those in need. This engagement helps us stay connected with our members while reinforcing our role as a responsible corporate citizen. Join us at Emblem today and experience the difference that comes with being part of a credit union that truly cares about its members and the community. Together, we can achieve financial success while making a positive impact on Albertville! For more information or assistance, feel free to reach out at 256-891-1611 during our operating hours: Monday, Tuesday, Thursday, Friday from 9:00 AM to 4:45 PM, and Wednesday from 9:00 AM to 1:00 PM. Welcome aboard!

Branch Location & Accessibility

Connect With Us

If you have any questions or want to learn more about how we can assist you with personal banking services such as auto loans or credit cards with rewards, don't hesitate to give us a call at 256-891-1611. We invite you to stop by and see how Emblem Credit Union can make your banking experience exceptional!

Getting Here

Visiting us is straightforward, with ample parking available right outside our doors. For those needing special accommodations, our branch is designed with accessibility in mind, including ADA-compliant features that ensure everyone can access our services comfortably.

Operating Hours and Services

Our lobby hours are set up to fit your schedule: we're open from 9:00 AM to 4:45 PM on Monday, Tuesday, Thursday, and Friday, and from 9:00 AM to 1:00 PM on Wednesday. Whether you need help opening a checking account or exploring loan options, our dedicated team is here to assist you. While we do not have ATM services at this location, we offer drive-thru banking for quick transactions like deposits and withdrawals. Additionally, members can take advantage of shared services for basic transactions through partner credit unions.

Member Eligibility

At Emblem, becoming a member means joining a warm and supportive community that truly cares about your financial well-being. If you're interested in membership, you'll find that eligibility is quite inclusive. We welcome anyone who lives, works, worships, or attends school in our community. This means that you can easily become part of our family if you're from around 1008 Portwood Dr Albertville Al 35951. To learn more about specific eligibility details, feel free to visit us at https://www.emblemcu.com/about-us/become-a-member.html. Opening an account is straightforward and designed with you in mind. You can start this journey online through our convenient registration process available at https://my.emblemcu.com/registration. If you have any questions or need assistance, don't hesitate to reach out to us at (256) 891-1611. We're excited to help you take the first step toward enjoying all the benefits of being a member at Emblem!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $413 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $73,155,449, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that simplify transactions for your business. Imagine being able to accept payments seamlessly whether it's via credit card, mobile app, or online. This means happier customers and more sales opportunities for you. Let's work together to build your business at Emblem, located at 1008 Portwood Dr Albertville Al 35951 in Albertville. For personalized assistance, call us at (256) 891-1611. Your success is our priority!

Comprehensive List Of Services

Additional Services

We also provide ATM and cash withdrawal services through our basic drive-thru banking for deposits and withdrawals. For members who belong to partner credit unions, we offer basic shared branch transactions as well. If you're ready to explore how Emblem can support your financial goals or if you have any questions about our services, please don't hesitate to reach out! Call us at 256-891-1611, visit us online at emblemcu.com, or stop by our branch in Albertville today! Your financial well-being is our priority, and we look forward to serving you soon.

Business Banking Services

For entrepreneurs and business owners, we provide comprehensive Business Banking services, including merchant services and business loans that can help your venture thrive. We know how important it is for businesses to manage cash flow efficiently; that's where our banking products come in handy.

Convenient Digital Banking

In today's fast-paced world, convenience matters. Our Online & Mobile Banking features allow you to access your accounts anytime and anywhere. You can check balances, transfer funds, and even pay bills with just a few clicks on your smartphone or computer. If you prefer traditional banking methods, our lobby hours are designed for your convenience open from 9:00 am to 4:45 pm on weekdays and 9:00 am to 1:00 pm on Wednesdays.

Credit Options

We also offer Credit Cards with Rewards, allowing you to earn points on your everyday purchases while enjoying competitive rates. These cards can be an excellent tool for budgeting and managing expenses.

Personal Banking Solutions

For individuals and families, we offer various Personal Banking options including checking and savings accounts that help you manage your daily finances effectively. If you're planning to purchase a vehicle, our Auto Loans & Vehicle Financing options can get you behind the wheel quickly and affordably. We understand that buying a home is a significant milestone; that's why our Mortgage Loans & Refinancing services are here to make that journey smoother. Additionally, if you're dealing with debt or need extra funds for personal projects, our Personal Loans & Debt Consolidation services provide flexible solutions.

Digital & Online Banking

At Emblem, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you convenience at your fingertips, anytime and anywhere. Our online banking platform, accessible at https://www.emblemcu.com, allows you to take control of your accounts from the comfort of your home or on the go. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly interface makes it simple. With 24/7 online banking services, you can access your accounts whenever it suits you. Security is a top priority for us. We provide electronic signature authorization, ensuring that your transactions are safe and verified. Plus, with e-statements available, you can easily keep track of your account activity without the clutter of paper statements. Need to send money quickly? Our person-to-person transfers feature lets you send money to friends and family in just a few clicks. And if you're on the move, our mobile application provides all the same functionalities as online banking right from your smartphone. You can even make mobile payments for added convenience when shopping or dining out. With these tools, managing your finances becomes effortless. You'll have real-time access to account updates, and with our emphasis on security and ease-of-use, you can bank with confidence knowing that we have your back. Experience the freedom of banking digitally at Emblem today!

Financial Strength

At Emblem, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services that help you achieve your financial goals. With a net worth of $60,258,785, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $168,086,431 in share certificates and $28,021,045 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,711,524, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,831,205 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,749 in used auto loans and a total of $412,047,737 in loans and leases available. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 95 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $8,084,480. Total Share Accounts: 60,896, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Emblem is your trusted partner. Visit us at 1008 Portwood Dr Albertville Al 35951 or call (256) 891-1611 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

If you're considering refinancing or checking your eligibility for any of our products, please visit our eligibility page. We make it easy for you to explore all available options tailored to your financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Emblem, we aim to be more than just a lender; we're your partner in achieving financial wellness. Visit us today or check out our website for more information about how we can assist you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,444,735 in used vehicle loans and $28,963,560 in new vehicle loans already helping members get on the road. Whether you're looking for a new or used vehicle, we provide flexible options that suit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $73,155,449 provide the capital needed to expand operations or invest in new ventures. We're dedicated to supporting local businesses and helping them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,018,704, allowing you to secure your dream home without added stress.

Unsecured Credit Cards

Managing finances effectively is crucial in today's world. We also offer flexible terms on unsecured credit card loans, with a total of $11,065,657 in loans helping members handle their expenses conveniently. These cards come with competitive rates and rewards that make spending easier.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer you see is fair and transparent, giving you confidence in your choices.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This ensures that you receive accurate information without hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can choose the best option for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly see their options and make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Emblem

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Getting Here

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Additional Services

Business Banking Services

Convenient Digital Banking

Credit Options

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Loan Offering

Additional Services

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

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