EMBERS CREDIT UNION

Welcome to Embers, your trusted partner in financial well-being since 1953! Located at 5664 Main St, Wells, MI 49894, we are proud to serve our community with a commitment to exceptional banking services tailored just for you. With a membership of over 31,807 individuals and total assets reaching an impressive $542,213,774, we have the resources and expertise to help you achieve your financial goals. At Embers, we understand that banking is more than just transactions it's about building relationships. Our dedicated team, led by CEO Thomas Blake and Board President Sandra Villa-Mogush, is here to provide you with personalized support and guidance. Whether you're looking for auto loans, mortgage options, or personal banking services, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to PO Box 220, Wells, MI 49894. We invite you to experience the difference that community-focused banking can make in your life. With total deposits of $24,469,370 and a net worth of $67,073,477, our financial stability speaks for itself. Join us today and discover how Embers can light the way to your financial future. For more information or to speak with one of our friendly representatives, please call us at 906-786-7213. Your journey towards better banking starts here!

At Embers, we're excited to welcome you into our supportive community where your financial well-being is our top priority. Becoming a member is easy and open to those who live, work, or worship in certain areas. If you're part of our local community or affiliated with specific organizations, you're likely eligible! For a detailed look at the criteria, feel free to check out this resource: . Joining us at Embers means gaining access to a range of benefits designed to help you thrive financially, including personalized banking services and competitive loan options. Opening your account is straightforward just visit us online at https://my.embers.org/enroll or give us a call at (906) 786-7213 if you have any questions. We're here to guide you every step of the way! You can also find us at 5664 Main St, Wells, MI 49894. We can't wait for you to join our family!

At Embers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the solid foundation that supports our operations and your financial success. With a net worth of $67,073,477, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,235 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $139,799,707 in share certificates and $105,165,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to financial strength is also evident in our $37,666,114 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $5,876 in used auto loans and $338,933,056 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 75,885, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Embers is your trusted partner. Visit us at 5664 Main St Wells Mi 49894 or call (906) 786-7213 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.