EMBERS CREDIT UNION

Welcome to Embers, your trusted credit union located at 601 S McClellan Ave, Marquette, MI 49855. Established in 1953, we have proudly served our community for over 70 years, nurturing a strong relationship with our 31,807 members. At Embers, we prioritize your financial wellbeing and strive to provide personalized services that meet your unique needs. With total assets of $542,213,774 and deposits amounting to $24,469,370, we are committed to managing your funds responsibly while ensuring you have access to the resources necessary for achieving your financial goals. Our dedication is reflected in our total loans and leases of 27,997, enabling us to support our members' dreams whether it's buying a new car or securing a home. Our leadership team is here to guide you every step of the way. Under the direction of CEO Thomas Blake and Board President Sandra Villa-Mogush, we aim to create an environment where every member feels valued and supported. We employ 119 talented individuals who work tirelessly to provide exceptional service. While members can visit us at our main office, official correspondence should be sent to the same address: 601 S McClellan Ave, Marquette, MI 49855. Feel free to reach out to us at 906-228-7080 if you have any questions or need assistance. Explore our offerings and see how we can help you achieve your financial aspirations by visiting us online at Embers. Your journey toward financial success starts here!

At Embers, we take pride in our rich history and commitment to serving the Marquette community. Established in 1953, our branch has grown alongside its members, evolving into a trusted financial partner. Nestled at 601 S McClellan Ave, Marquette, MI 49855, we are conveniently located near local landmarks that enhance our community presence. Since our inception, we've built a strong foundation of trust and support for our over 31,800 members. With total assets reaching $542,213,774, we have consistently worked to provide excellent financial services tailored to the needs of our community. Our mission is simple yet profound: to empower individuals and families through accessible financial solutions while fostering a sense of belonging and support. Embers is not just about numbers; it's about people. We understand that every member has unique goals and dreams. That's why we focus on offering personalized services that help you achieve those aspirations. Whether you're looking for loans, savings accounts, or financial education resources, we're here to guide you every step of the way. Our commitment extends beyond traditional banking. We actively engage in community outreach efforts that promote financial literacy and well-being. Our partnerships with local organizations reflect our dedication to making a positive impact in Marquette. We believe that when our community thrives, we all succeed together. In addition to our physical branch, we've embraced technology to ensure your banking experience is as convenient as possible. From mobile payments to online banking options, we're constantly seeking ways to meet your needs efficiently. Our operating hours are designed with you in mind: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 1 PM. While members can visit us at 601 S McClellan Ave, official correspondence should be sent to the same address as our mailing address: 601 S McClellan Ave, Marquette, MI 49855. We invite you to join Embers today! Experience the difference of being part of a credit union that truly cares about its members and the community. Visit us online at embers.org or give us a call at 906-228-7080. Together, let's build a brighter financial future!

At Embers, we believe that becoming a member is about joining a welcoming community where your financial needs are prioritized. If you're looking to join us, eligibility is straightforward and open to many! Typically, anyone who lives, works, worships, or attends school in the Marquette area can become a member. This means that you could be just a few steps away from enjoying all the benefits we offer, from competitive loan rates to personalized service. For detailed eligibility criteria, feel free to check out our resources at . Getting started is easy! To open an account with us at Embers, simply visit our online enrollment page at https://my.embers.org/enroll . If you have any questions or need assistance along the way, don't hesitate to reach out at (906) 228-7080. We're excited to welcome you into our family and help you achieve your financial goals right here at 601 S McClellan Ave, Marquette, MI 49855.

At Embers, we understand that every business has unique needs and dreams. Whether you're a startup looking to get off the ground or an established company aiming for expansion, our tailored business banking and commercial services can help you thrive. Imagine having the capital to invest in new equipment, hire additional staff, or launch a marketing campaign that propels your business forward. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $403 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $113,641,284, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we provide practical merchant services designed to simplify your daily operations. Think of quick payment solutions that allow you to serve customers efficiently or robust reporting tools that give you insights into your sales trends. These resources can help you make informed decisions and streamline your operations. Visit us at 601 S Mcclellan Ave Marquette Mi 49855 in Marquette, MI or give us a call at (906) 228-7080. Let's work together to fuel your business ambitions!

At Embers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation, which reflects our commitment to serving you and your community. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $67,073,477, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,235 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $139,799,707 in share certificates and $105,165,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $37,666,114 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,876 in used auto loans and $338,933,056 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $884,593. Total Share and Deposit Accounts: 75,885, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Embers is your trusted partner. Visit us at 601 S Mcclellan Ave Marquette Mi 49855 or call (906) 228-7080 to learn more about how we can help you achieve your financial goals.