EMBERS CREDIT UNION

Welcome to Embers, your trusted financial partner in the heart of Escanaba, Michigan. Since our establishment in 1953, we have dedicated ourselves to providing personalized banking solutions that cater to the unique needs of our community. Located at 2600 1st Ave S, Escanaba, MI 49829, our branch is more than just a place to manage your money; it's a hub where relationships are built and dreams are supported. At Embers, we take pride in our strong commitment to our members, boasting a total membership of 31,807 and total assets reaching an impressive $542,213,774. With a wide range of services including personal banking, auto loans, mortgages, and business financing, we aim to empower you at every step of your financial journey. Our total deposits stand at $24,469,370, indicating the trust placed in us by our valued members. Under the leadership of CEO Thomas Blake and Board President Sandra Villa-Mogush, our team of 119 employees is here to ensure you receive exceptional service every time you visit. Whether you need assistance with loans where we currently hold a total of 27,997 loans and leases or simply want to explore our online banking options, we are ready to help. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at PO Box 756, Escanaba, MI 49829. We invite you to reach out with any questions by calling us at 906-786-7213. Join us today as we continue to grow together because when it comes to your finances, you deserve a credit union that truly cares about your success. Visit our website at Embers for more information or stop by and experience the difference!

At Embers, we believe that everyone deserves to be part of a community that cares and supports one another. Joining us is easy and welcoming! If you live, work, worship, or attend school in Delta County, you're already eligible to become a member. We're here to provide you with personalized financial services that can help you achieve your goals. Not only do our members enjoy competitive rates on loans and savings accounts, but they also gain access to a range of financial tools tailored just for them. Getting started is simple! You can find all the details about becoming a member at Embers by visiting our eligibility page at . When you're ready to open an account, check out the straightforward process outlined at https://my.embers.org/enroll . If you have any questions or need assistance, don't hesitate to give us a call at (906) 786-7213. We can't wait to welcome you into our family!

At Embers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which reflects our commitment to serving you. With a net worth of $67,073,477, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,235 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $139,799,707 in share certificates and $105,165,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $37,666,114 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $5,876 in used auto loans and $338,933,056 in total loans and leases, we're ready to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $884,593. Total Share and Deposit Accounts: 75,885, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Embers is your trusted partner. Visit us at 2600 1St Ave S Escanaba Mi 49829 or call (906) 786-7213 to learn more about how we can help you achieve your financial goals.